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江苏银行:助力“乡村合伙人”培育 书写青春赋能新篇章
Zhong Jin Zai Xian· 2025-08-28 08:39
近期,江苏省青年"乡村合伙人"培育行动现场推进活动在镇江成功举办。"乡村合伙人"培育行动是共青 团江苏省委启动实施的,围绕农业种养殖、农产品加工贸易、农业社会化服务、农业文旅等领域,在全 省培育一批"懂乡村、会经营、善管理"的乡村青年职业经理人,激活青年助力乡村振兴"一池活水"。作 为本次活动的主要参与单位,江苏银行凭借在金融支持农业现代化、培育新型农业经营主体等方面的扎 实工作和创新成果,成为青年"乡村合伙人"培育行动首批生态合作伙伴单位,获得共青团江苏省委授予 的"生态合作伙伴"称号。这不仅是江苏银行持续深化金融服务乡村振兴、精准支持各类新型农业经营主 体的生动体现,更是"政银企"三方协同推进农业产业现代化和乡村全面振兴的工作典范。 会上,江苏银行作为唯一金融机构代表发言,以"融旺乡村,助力乡村振兴"为主题,重点介绍了其服务 乡村振兴的创新实践。江苏银行通过创新金融产品、优化服务模式、强化资源整合,有效助力破解农业 发展中的融资难题,为激发农村青年创业活力、培育乡村新业态提供了坚实的金融支撑。 创新服务模式,构建全周期金融支持 江苏银行始终将服务"三农"作为战略重点,以"四季农时"产业地图为抓手,创建"一 ...
中信银行:以金融之力绘就“三农”新图景
Huan Qiu Wang· 2025-08-19 12:02
今年2月,依托中信集团"金融全牌照、实业广覆盖"的独特优势,中信银行正式推出"五融"协同乡村振 兴综合服务体系—联合中信建设、中信咨询、中信农业、中信大昌行、中信证券等集团协同子公司,构 建"融资、融智、融产、融建、融销"服务体系,为乡村振兴提供覆盖全周期、全场景、全要素的综合支 持。 农村美:赋能生态宜居,绘就美丽乡村画卷 来源:环球网 近年来,中信银行紧扣"聚焦重点、突出特色"经营主线,将更多金融资源精准滴灌至农林牧渔、农村基 础设施等"三农"关键领域。同时,依托中信集团产融协同独特优势,创新构建"五融"协同乡村振兴综合 服务体系,推动服务从"单一输血"向"生态赋能"升级。 截至今年7月末,中信银行涉农贷款规模已接近5000亿元大关,贷款增速超10%。近日,中国人民银 行、国家金融监督管理总局通报2024年度金融机构服务乡村振兴监管考核评估结果,中信银行成为唯一 获评"优秀档"的股份制商业银行。 农业强:激活产业动能,筑牢粮食安全根基 在黑龙江,中信银行聚焦粮食安全、三农经济等乡村振兴重点领域,与北大荒农垦集团密切合作,创设 了"粮农贷"特色乡村振兴金融产品,切入农户真实种植场景,实现在线授信审批。截至2 ...
四大战略重点齐发力 浙商银行上半年业绩稳中向好
Xin Hua Wang· 2025-08-12 06:19
8月29日,浙商银行发布2022年半年度报告。今年以来,浙商银行深入贯彻党中央、国务院、省委 省政府的决策部署和监管要求,履行金融"国之大者"使命担当,以"一流的商业银行"愿景为统领,聚焦 数字化改革、深耕浙江、五大板块、财富管理等四大战略重点,以"十二字"经营方针为指引,承担实体 经济发展重担,在攻坚克难中保持企稳向好的坚实增长,高质量发展新征程迈出新步伐。 2022年上半年,浙商银行(集团口径,下同)实现营业收入317.40亿元,同比增长22.53%。通 过"向有鱼的湖里撒网"和"提高粮食亩产"并举,在存贷款稳健增长的同时存款付息率有所下降,非息净 收入明显好转,实现归属于该行股东的净利润69.74亿元,同比增长1.8%。 稳增长:营收增速居同业前列 2022年上半年,浙商银行业务规模稳定向好。截至6月末,总资产2.52万亿,比上年末增长 10.26%,其中发放贷款和垫款总额1.47万亿元,比上年末增长9.41%。 响应国家稳住经济大盘号召,浙商银行将信贷资源投向实体经济最需要的地方。制造业中长期贷款 余额655.73亿元,增幅18.74%;全行绿色贷款余额达1255.74亿元,增速20.46%,清洁能源 ...
兴业银行杭州分行获2024浙江ESG先锋企业”称号
Zhong Guo Jing Ji Wang· 2025-08-08 07:03
通讯员 郭鉴 近日,由浙江省企业社会责任促进会与浙江省公共政策研究院联合主办的"携手共建ESG生态 助力企业高质量发展——2025浙江企业社会责任论坛暨表 彰大会"在杭州成功举行。会上,兴业银行杭州分行获"2024浙江ESG先锋企业"称号。 在治理层面,杭州分行完善ESG治理体系,设立战略与ESG委员会、绿色金融战略推动工作组等机构,省内率先成立绿色金融一级管理部门,并在湖州 长兴、安吉设立两家绿色支行。 在环境维度,兴业银行杭州分行以绿色金融助力低碳发展,截至2024年末,杭州分行绿色贷款余额达1200余亿元,绿色贷款余额连续多年位列省内股份 制银行首位,支持项目年节约标准煤近53万吨、减排二氧化碳近130万吨。创新推出分布式光伏电站资产融资、碳足迹创新业务、ESG挂钩贷款等特色产 品,构建多元化绿色金融体系。同时,强化环境风险管理,开展气候风险压力测试,并持续推进自身低碳运营。 在社会维度,兴业银行杭州分行积极践行普惠金融,通过绿色供应链服务龙头企业,并推出行融平台线上光伏贷、三方预付款融资等产品,助力绿色产 业发展。同时,持续履行社会责任,参与环保公益活动,支持乡村振兴,推出"共富贷"等创新产品。 作为 ...
中信银行绍兴分行:多元服务助力产城人文融合发展
Ren Min Wang· 2025-06-13 14:13
Group 1 - The core viewpoint emphasizes the role of CITIC Bank Shaoxing Branch in enhancing financial services and innovative products to support local economic development and urban integration [1] - As of the end of Q1, the total loan balance of CITIC Bank Shaoxing Branch reached 65.282 billion yuan, an increase of 4.728 billion yuan since the beginning of the year [1] - The loan balances for green and strategic emerging industries increased by 1.825 billion yuan and 1.010 billion yuan respectively since the beginning of the year [1] - The coverage rate of services for national-level "specialized, refined, characteristic, and innovative" enterprises exceeds 70% [1] Group 2 - CITIC Bank Shaoxing Branch provided a 102.6 million yuan housing rental group purchase loan within 25 working days to support a local talent service company in acquiring residential properties for affordable rental housing [1] - The bank utilized the "Medical Insurance Loan" product to issue a 2 million yuan loan to a grassroots nursing home, addressing financing difficulties due to lack of collateral [2] - CITIC Bank Shaoxing Branch issued a 266 million yuan loan through the "Common Prosperity Loan" product to support the integration of culture and tourism for rural revitalization [2] - A special credit plan of 300 million yuan was provided for the tourism enhancement project in Meizhu Ancient Village, aiming to transform it into a model for future rural development [2]
浙商银行: 浙商银行股份有限公司2024年度股东大会会议资料
Zheng Quan Zhi Xing· 2025-05-29 11:02
Core Viewpoint - The meeting of Zhejiang Commercial Bank aims to discuss the 2024 annual report and various governance and operational reports, emphasizing the bank's commitment to high-quality development and compliance with regulatory requirements [1][2][4]. Group 1: Meeting Agenda and Governance - The meeting will cover the announcement of the meeting start, reading of meeting notes, election of vote counters, and deliberation of various proposals including the 2024 annual board report and financial budget for 2025 [2][4]. - The bank's governance structure includes a board of directors and a supervisory committee that evaluates the performance of the board and senior management [1][2][16]. Group 2: Financial Performance and Strategy - As of the end of 2024, the bank's total assets reached 3.33 trillion yuan, with a capital adequacy ratio of 12.61% and a non-performing loan ratio of 1.38%, indicating stable financial health [5][6]. - The bank aims to enhance its strategic focus on digital transformation, customer-centric services, and comprehensive collaborative reforms to drive high-quality growth [6][8]. Group 3: Social Responsibility and Community Engagement - The bank has implemented a "good finance" approach, promoting financial services that support social welfare and economic development, including initiatives for education and rural finance [7][8]. - The bank's efforts in community engagement have led to the establishment of over 100 "warm stations" to support local communities and promote financial inclusion [7][8]. Group 4: Risk Management and Compliance - The bank emphasizes comprehensive risk management, adhering to prudent lending practices and enhancing internal controls to mitigate risks effectively [12][29]. - The supervisory committee actively monitors compliance with regulations and internal policies, ensuring that the bank's operations align with legal and ethical standards [19][20]. Group 5: Future Outlook and Goals - For 2025, the bank plans to strengthen its governance framework, enhance capital management strategies, and continue to focus on customer-centric reforms [30][31]. - The bank aims to deepen its commitment to social value creation and sustainable financial practices, aligning with national economic goals [30][31].
浙商银行(601916.SH/2016.HK)Q1业绩稳健突围,以金融之“善”厚植实体之基
Ge Long Hui· 2025-05-08 09:56
Core Viewpoint - The current economic environment presents a common challenge for commercial banks to maintain their fundamentals while leveraging policy opportunities for business upgrades. Zhejiang Commercial Bank has demonstrated resilience by achieving growth in both net interest income and net profit amidst industry pressures [1]. Financial Performance - As of March 31, 2025, Zhejiang Commercial Bank reported a revenue of 17.105 billion yuan and a net interest income of 11.981 billion yuan, reflecting a year-on-year growth of 1.38%. The net profit attributable to shareholders reached 5.949 billion yuan, with a growth of 0.61% [1]. - The bank's total assets exceeded 3.4 trillion yuan, growing by 3.54% from the previous year, with total loans and advances amounting to 1.89 trillion yuan, an increase of 1.81% [3]. Asset and Liability Management - The bank has focused on optimizing its asset-liability structure, with total liabilities reaching 3.24 trillion yuan, a growth of 3.67%. Total deposits amounted to 2.01 trillion yuan, up by 4.37% [3]. - The bank is transitioning from an "asset-driven" to a "liability-driven" model, successfully reducing the deposit interest rate for four consecutive years, which has helped mitigate the pressure from narrowing interest margins [4]. Risk Management - The non-performing loan ratio has decreased for three consecutive years, reaching 1.38% by the end of Q1 2025, indicating improved asset quality and risk management capabilities [4]. Strategic Initiatives - Zhejiang Commercial Bank has implemented the "Five Major Articles" strategy to enhance its service to the real economy, focusing on small and micro enterprises. By the end of 2024, the bank had added over 6,200 first-time loan clients, with a loan balance for small and micro enterprises reaching 355.425 billion yuan, a growth of 11.03% [7]. - The bank has also developed a "Talent Bank" to provide financial services to high-level talent startups, serving 30,712 technology enterprises with a financing balance of 367.4 billion yuan by the end of 2024 [8]. Social Responsibility and Sustainable Development - The "Good Financial" concept emphasizes the importance of social value and sustainable development in the financial sector. This approach has led to the establishment of a comprehensive financial service model that supports the real economy [10]. - The bank's financial advisor system has facilitated over 10,330 enterprises in securing financing exceeding 1.08 trillion yuan, demonstrating its commitment to supporting private enterprises and industrial upgrades [11].