Core Viewpoint - The article highlights the impact of severe rainfall in Huairou District, Beijing, leading to significant property damage in rural areas, and emphasizes the role of rural housing insurance in facilitating recovery for affected residents [1][8]. Group 1: Insurance Response - China Life Property & Casualty Insurance Company has been proactive in assessing damage and processing claims for affected households in Liulihe Town, with staff conducting on-site evaluations and providing timely support [1][9]. - The rural housing insurance program has gained positive feedback from local farmers, with a premium subsidy structure allowing farmers to pay only 20 yuan for coverage up to 180,000 yuan [8]. - The insurance company has implemented measures to expedite claims processing, including waiving certain documentation requirements and prioritizing claims for severely damaged properties [9]. Group 2: Damage Assessment - As of the report, 2,391 households in Liulihe Town are insured, with coverage details including 130,000 yuan for the main structure, 20,000 yuan for interior decoration, and 25,000 yuan for personal property [8]. - The insurance company has deployed multiple assessment teams to conduct damage evaluations, with 24 out of 25 villages having completed initial assessments [9]. - The claims process involves detailed documentation of damages, including photographs and measurements, to ensure accurate compensation [7].

Core Viewpoint - Heavy rainfall has severely damaged some farmers' houses in Huairou District, prompting the local agricultural and rural affairs bureau to activate the "Rural Housing Insurance" project to assist affected farmers [1] Group 1: Response to Disaster - The Huairou District Agricultural and Rural Affairs Bureau quickly contacted insurance companies to initiate emergency plans following the disaster [1] - Staff were organized to assist insurance companies in assessing damage and ensuring efficient claims processing [1] - Coordination with local towns and streets was conducted to reassure affected farmers and explain the claims process [1] Group 2: Insurance Project Details - The "Rural Housing Insurance" project has received positive feedback from farmers, with a subsidy of 80 yuan from district and town levels, requiring farmers to pay only 20 yuan for coverage up to 180,000 yuan [1] - China Pacific Insurance (601319) Huairou branch has opened a green channel to expedite claims and simplify procedures for eligible cases [1] - The use of an online remote assessment system has been implemented to enhance efficiency and ensure timely compensation for affected farmers [1]