创业提振贷
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武城农商银行:金融赋能点燃餐饮“烟火气”
Qi Lu Wan Bao· 2026-02-27 06:08
武城农商银行始终将服务实体经济、助力民生行业作为核心理念,通过优化服务、产品创新、场景融合 等举措,推动餐饮业转型升级,以金融动能助力餐饮行业升腾"烟火气",推动地方实体经济高质量发 展。截至目前,全行餐饮行业贷款客户189户,贷款余额4800万元,守护浓浓烟火气。 烟火气的背后,离不开资金的坚实支撑。对于餐饮行业而言,从食材采购、设备更新,到店面升级、规 模拓展,每一个环节都需要充足的资金周转,尤其是节假日消费旺季来临前,备货、装修升级的资金需 求更为迫切,资金周转难题往往成为制约商户发展的"拦路虎"。创业初期,李先生一心想把本土风味做 好,但门店装修、厨具采购、首批食材备货等各项开支让他陷入资金困境。武城农商银行客户经理沿街 走访活动中了解到这一情况后,主动上门对接,精准匹配信贷需求,快速完成审批放款,为其提供了50 万元信贷支持,帮助李先生顺利开启创业之路,让鲁味小灶成功落地,稳稳扎根武城市场。 武城农商银行始终坚守服务实体经济理念,聚焦餐饮、商超、农贸等与民生紧密相关的业态,主动下沉 服务重心,开展常态化走访,精准摸排商户资金需求,推出"备货贷""创业提振贷"等特色信贷产品,优 化审批流程、压缩办贷时 ...
武城农商银行:赋能业态升级 点燃市场烟火
Qi Lu Wan Bao· 2026-01-23 11:03
Group 1 - The core viewpoint highlights the importance of financial support from Wucheng Rural Commercial Bank for local businesses in the restaurant industry during the peak season of the Spring Festival [1][2] - A restaurant owner, Mr. Li, plans to upgrade his establishment by renovating the environment, adding three themed private rooms, and developing special New Year's Eve dinner packages, but faces funding challenges due to high initial investment [1] - Wucheng Rural Commercial Bank tailored a special loan plan of 200,000 yuan for Mr. Li, offering preferential interest rates and a simplified approval process, enabling quick funding within three working days [1] Group 2 - Wucheng Rural Commercial Bank has implemented targeted financial strategies to meet the diverse needs of various merchants during the Spring Festival consumption peak [2] - The bank has launched flexible and adaptable special loans for service-oriented businesses like restaurants and accommodations to support upgrades and inventory needs [2] - As of now, the bank has issued a total of 42 million yuan in loans related to inventory and business upgrades, covering multiple sectors including supermarkets, restaurants, and home goods, effectively stimulating market vitality [2]