践行初心 重庆富民银行始终坚持在完善公司治理中加强党的领导，制定"锋富六式"党建工作体系，以党的建设引 领发展战略、经营管理和文化建设，通过领先数字技术手段加速服务新质生产力，实现稳健发展。截至 2025年6月末，重庆富民银行服务客户超7000万户，累计缴税超23亿元，获评国家知识产权优势企业， 连续5年荣登"重庆服务业企业100强"，连续6年荣登金融领域企业标准"领跑者"榜单。 党建引领 夯实高质量发展根基 为不断打牢稳健发展的思想基础，重庆富民银行通过完善党委会议"第一议题"、支部学习"第一主题"、 内部培训"第一课程"等首学制度，推动党委班子领学导学、党支部研学促学、党员群众跟学践学三级联 动，深入学习领会党的二十大精神及二十届二中、三中全会精神，认真学习贯彻党和国家关于经济金融 工作的方针政策，把准发展方向、凝聚发展共识、增强发展动能。 与此同时，该行坚守服务实体和小微的初心，通过"富业贷"等产品提升普惠金融水平，加大首贷户、续 贷和信用贷投放。截至2024年末，普惠小微企业贷款余额92亿元，服务近8万户客户，首贷户近5000 户。此外，该行不断完善养老金融服务体系，积极推进适老化功能改进和服务升级： ...

Core Viewpoint - The collaboration between Zhaogang.com and Chongqing Fumin Bank aims to address financing challenges in the steel industry through the "Daohuo Finance" initiative, leveraging data to enhance credit assessment and provide better financial services to supply chain participants [1][2]. Group 1: Event Overview - The "Daohuo Finance" customer exchange meeting was successfully held at Zhaogang.com's Shanghai headquarters, attended by nearly 60 representatives from over 30 quality terminal distribution enterprises [1]. - The event focused on discussions about the "Daohuo Finance" business and how industry chain enterprises can tackle financing difficulties [1]. Group 2: Company Insights - Zhaogang.com, as an industrial internet platform, plays a crucial role in verifying transaction authenticity, which helps financial institutions assess creditworthiness more effectively [1]. - The company does not engage in financial services directly but utilizes transaction data from steel trading enterprises on its platform to support supply chain financing [1]. Group 3: Bank's Perspective - Chongqing Fumin Bank emphasizes technological innovation to enhance industry innovation, aiming to bridge the upstream and downstream of the industry chain through a combination of product innovation and services [2]. - The "Daohuo Finance" product is designed to convert the credit of upstream small and medium enterprises into transaction credit in terminal distribution scenarios, providing comprehensive financial services to core enterprises' suppliers [2]. - The bank is advancing AI transformation with an automation rate exceeding 60% and plans to collaborate with over 4,000 banks to improve funding efficiency in the industry [2]. Group 4: Future Directions - Zhaogang.com plans to continue enhancing its services around transaction verification to support the development and application of banking financial products [2]. - The company aims to further explore new models and products for service cooperation with partners in the industrial internet space, contributing to the high-quality development of traditional industries [2].

Core Insights - Fumin Bank is focusing on building competitive digital products and distinctive digital enterprise services to enhance its financial ecosystem and drive innovation through technology [1][5] - The bank has achieved significant milestones, including total assets of 62.3 billion yuan and serving over 50 million customers, while also being recognized in various industry rankings [1] Group 1: Digital Financial Services - Fumin Bank has launched the "Arrival Financing" product to alleviate financing difficulties for small and medium-sized suppliers by converting their credit into transaction credit based on delivery scenarios [2][4] - The bank collaborates with a well-known industrial e-commerce platform, which had a total transaction volume exceeding 100 billion yuan in 2024, to provide comprehensive financial services to small suppliers [2][4] Group 2: Efficient Loan Processing - The bank offers a fully online supply chain financing service, allowing suppliers to apply for loans and receive approval and funding within a day, significantly improving efficiency [3] - A case study highlights a supplier receiving a credit limit of 10 million yuan and successfully securing funding the day after delivery, demonstrating the effectiveness of the "Arrival Financing" product [3] Group 3: Ecosystem Development - Fumin Bank aims to enhance its business capabilities by integrating technology, business, and ecosystem to support high-quality development [4] - The bank is committed to providing comprehensive supply chain financial solutions across various industries, including commodities, automotive, steel, and construction, to address the financing challenges faced by small and medium-sized enterprises [4] Group 4: Future Directions - The bank plans to explore new models and products for serving the digitalization of industries, contributing to the transformation and upgrading of traditional sectors [5]