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重庆富民银行数智普惠向“新”而行谱写高质量发展新篇章
Bei Jing Shang Bao· 2025-08-07 12:27
Core Viewpoint - Chongqing Fumin Bank emphasizes the integration of party leadership in corporate governance, aiming for stable development through digital technology and innovative financial services [1][2][4]. Group 1: Party Leadership and Governance - The bank has established a "Fengfu Six Styles" party work system to guide its development strategy, management, and cultural construction [1]. - It promotes a three-tiered learning system within the party to enhance understanding of national economic and financial policies, ensuring alignment with development goals [2]. Group 2: Innovation in Products and Services - The bank has strengthened its party organization within business units to enhance operational effectiveness and promote innovation in financial services [3]. - It has launched products like "Fuyi Loan" to address financing challenges for technology and green enterprises, with a technology loan balance exceeding 1.5 billion yuan, reflecting an increase of nearly 800 million yuan [4]. Group 3: Support for Small and Micro Enterprises - The bank has increased its inclusive finance efforts, with a balance of loans for small and micro enterprises reaching 9.2 billion yuan, serving nearly 80,000 clients [5]. - It has also improved its financial services for the elderly, with savings deposits from clients aged 60 and above exceeding 3.4 billion yuan [5]. Group 4: Digital Transformation and Efficiency - The bank is advancing its digital transformation, integrating financial products with digital supply chains, and has seen a 30% improvement in operational efficiency through RPA technology [5]. - Its "Daohuo Loan" product has been recognized as a leading example of digital financial services at the China International Financial Expo [5]. Group 5: Future Directions - As the "14th Five-Year Plan" concludes, the bank aims to continue aligning with national policies and enhancing its role in supporting new productive forces [6][7].