Core Viewpoint - The rapid development of artificial intelligence (AI) in China is significantly supported by financial services, which play a crucial role in fostering the growth of the AI industry and related companies [1][4]. Group 1: Financial Support for AI Companies - Financial institutions have been instrumental in the growth of AI companies like UBTECH, which has received extensive support from banks since its inception, including loans and customized financial services [2][3]. - UBTECH's R&D investment for 2024 is projected at 478 million yuan, accounting for 37% of its total revenue, highlighting the importance of sustained financial backing for technological innovation [2]. - China Bank has committed to providing comprehensive financial support of no less than 100 billion yuan to the AI industry over the next five years, aiming to optimize its service model [4]. Group 2: Challenges and Opportunities in Financing - AI companies face significant financing challenges due to their asset-light nature, necessitating the expansion of financing channels beyond traditional bank loans [5]. - A report indicates that global financing for the AI-generated content (AIGC) sector reached 343.4 billion yuan by October 2024, with China accounting for approximately 36.6 billion yuan, or 10.66% of the total [6]. - Recent policy announcements from Chinese financial authorities aim to enhance support for tech innovation and broaden financing avenues for AI companies [6][7]. Group 3: Future Prospects and Market Dynamics - The AI industry is expected to see substantial growth, with a focus on humanoid robots, which are anticipated to enter mass production by 2025 [9]. - Companies like Yujian Technology have successfully integrated financial services to support their international operations, indicating a growing demand for comprehensive financial solutions in the AI sector [9][10]. - The establishment of a "government power coupon + bank power loan" model by China Bank aims to further support the development of the AI industry chain [8].

为贯彻落实国家"人工智能+"行动部署，扎实推进科技创新与产业创新深度融合，5月17日，中国银行以 安徽合肥为主会场举办联合发布会，在北京、上海、广东、深圳等十个地区同步首发"券贷联动"服务方 案暨中银科创算力贷，创新融合政府"算力券"支持政策与中银科创算力贷金融服务，加力支持人工智能 产业链发展。中国人民银行、合肥市人民政府和上海人工智能实验室等相关领导和代表现场见证。 下一步，中行上海市分行将依托"政府算力券+中银科创算力贷"联动模式，持续深化"中银科创+"服务内 涵，构建覆盖芯片研发、算法优化、场景应用、大模型生态等人工智能领域的立体化支持服务体系，加 大资源支持力度，助力更多科技型企业突破"卡脖子"关键领域技术，为实现高水平科技自立自强、现代 化产业体系建设贡献中行力量。 近年来，中行上海市分行主动融入国家创新驱动发展战略，积极落实中国银行总行发布的人工智能产业 链发展行动方案，聚焦人工智能领域关键环节、重点产业，发挥综合化特色，加强行司联动，积极为人 工智能企业提供股权、债券、保险、租赁等综合金融服务，构建"科技—产业—金融"良性循环，全面推 动人工智能科技创新和产业创新深度融合。 此次发布会上海分会 ...