加梯贷
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湖墅街道推出“公证监管账户”,破解“维保困局”
Hang Zhou Ri Bao· 2026-02-03 03:20
"我们通过构建'核心驻点+配套支持'的多方协同体系,推出委托代办机制,让专业的人做专业的 事。"湖墅街道相关负责人表示,居民可自主授权入驻的合规电梯公司担任"志愿牵头人",社区与街道 全程监督,确保流程合规透明,"社区工作人员、电梯公司工作人员、律师、市场监管等力量会入驻'电 梯公证益家',一站式解答居民关于加装电梯全流程的各种问题。" 对于群众最关注的资金管理问题,湖墅街道依托公证机构的介入,实现了加梯从"个人账户"到"公 证监管账户"的转变。 "每台加装电梯单独开设公证监管账户,居民将资金统一转入专户,而非牵头人个人账户。公证处 依据律师审核后的合同,按施工进度分阶段付款,从进场施工到主体完工,再到验收合格,每一笔资金 流向都可追溯,彻底杜绝超付、卷款风险。"湖墅街道相关负责人表示,"电梯公证益家"还有18名律师 轮流驻点,为居民提供"一对一"合同审核服务。 为缓解居民前期出资压力,街道创新推出"加梯贷"金融惠民公证监管模式,联动民生银行制定专项 信贷政策,以加梯公司为借贷主体,单台电梯可申请不超过20万元的2年期贷款,公证处对贷款资金使 用全程监管,政府补贴款直接划入监管账户用于还贷,截至目前已帮助7个 ...
杭州首批试点 湖墅街道联合民生银行推出杭州市首个加梯金融惠民公证监管服务
Cai Jing Wang· 2025-08-29 09:24
Core Viewpoint - The launch of the "Add Elevator Loan" service in Hangzhou aims to address the financial challenges faced by residents in old communities seeking to install elevators, thereby enhancing their quality of life and fulfilling their housing dreams [1][2][5] Group 1: Project Overview - The "Add Elevator Loan" initiative is a collaboration between the government and China Minsheng Bank Hangzhou Branch, designed to provide financial support and regulatory oversight for elevator installation projects in old residential areas [1][4] - The project is a response to the common funding difficulties that hinder elevator installation, which often leaves residents unable to realize their aspirations due to financial constraints [2][4] Group 2: Operational Mechanism - The operational model involves elevator installation companies applying for loans from the bank, with funds being returned after project completion and government subsidies are received, creating a closed-loop service chain [4] - The program allows elevator installation companies to apply for loans up to 200,000 yuan per project, with a total loan cap of 2 million yuan, ensuring financial support for residents [4] Group 3: Community Impact - The initiative is expected to significantly improve residents' happiness and living conditions by facilitating the installation of elevators, which has been a long-standing demand in the community [2][5] - The pilot program will initially be implemented in the Hushu Street area, with plans for gradual expansion to benefit more residents in the future [5]
湖墅街道为老旧小区加装电梯注入资金活水
Hang Zhou Ri Bao· 2025-08-29 02:59
Core Viewpoint - The introduction of the "Jia Ti Dai" (elevator loan) service aims to facilitate the installation of elevators in old residential communities, addressing the financial challenges faced by residents and enhancing their living conditions [3][4]. Group 1: Financial Support Mechanism - The "Jia Ti Dai" service allows elevator installation companies to apply for a bank loan of up to 200,000 yuan, enabling residents to only need to gather 300,000 yuan to commence the project [4]. - Each elevator installation project receives a government subsidy of 200,000 yuan, but this subsidy is only disbursed after the project is completed and passes inspection, requiring residents to initially cover the full project cost [4]. Group 2: Community Support Initiatives - The initiative includes measures to support low-income families, such as waiving three years of elevator operation fees for eligible households, thereby reducing their long-term financial burden [5]. - The project is being piloted in the Hushu Street area, with plans for gradual expansion across the district and city to benefit more residents [5].
全市首个加梯金融惠民公证监管服务上线
Mei Ri Shang Bao· 2025-08-28 23:40
Core Viewpoint - The introduction of the "Add Elevator Loan" service aims to address the financial difficulties faced by residents in old communities who wish to install elevators, thereby facilitating the realization of their dreams for improved living conditions [1][2][3] Group 1: Financial Innovation - The "Add Elevator Loan" service was launched in collaboration with Minsheng Bank Hangzhou Branch to alleviate the funding challenges associated with elevator installation in old communities [1][3] - The loan allows residents to apply for up to 200,000 yuan per project, with a total limit of 2 million yuan, providing necessary financial support for the installation process [2] Group 2: Project Implementation - The first pilot project for the "Add Elevator Loan" is located in Cangji New Village, where residents have long desired to install an elevator but faced funding issues [2] - The loan application process involves the elevator installation company applying for the loan on behalf of residents, with funds being managed through a notarized escrow account to ensure secure transactions [2] Group 3: Risk Management - A dual safeguard system involving both the notary office and the bank has been established to oversee the loan process, ensuring that funds are used appropriately and that any disputes are managed effectively [2] - The notary office has implemented a risk warning and dispute resolution mechanism to address potential project delays or quality disputes, ensuring that payments are paused until a resolution is reached [2][3]
湖北首部电梯安全综合性法规7月施行 推广“加梯贷”解决加装电梯资金难题
Chang Jiang Shang Bao· 2025-04-13 23:59
Core Viewpoint - The introduction of the "Hubei Elevator Safety Regulations" marks a significant step in enhancing elevator safety management in Hubei, aiming to reduce safety incidents and improve the quality of life for residents, effective from July 1, 2025 [1][2]. Group 1: Legislative Framework - The "Regulations" consist of 9 chapters and 54 articles, covering various aspects such as production, management, maintenance, inspection, and the installation of elevators in existing residential buildings [2][4]. - The legislation emphasizes a multi-party governance structure, assigning responsibilities to various government levels and departments to ensure effective elevator safety management [2][4]. Group 2: Safety Management and Responsibilities - The "Regulations" enforce strict accountability on elevator manufacturers regarding safety performance, including quality assurance and product recall protocols [4][5]. - Specific obligations are outlined for elevator management units and users, promoting a dual approach to safety and responsible usage [4][5]. Group 3: Addressing Existing Elevator Issues - A dedicated chapter in the "Regulations" addresses the installation of elevators in existing residential buildings, outlining procedures, safety measures, and funding mechanisms to facilitate this process [4][6]. - Recent legislative efforts in cities like Huangshi and Huanggang have led to significant increases in elevator installations, with Huangshi approving 870 new installations in 2024 alone [6][7]. Group 4: Enhancing Regulatory Oversight - The "Regulations" aim to improve regulatory efficiency through enhanced oversight mechanisms, emergency response protocols, and public participation in safety management [5][7]. - The establishment of an information management platform is mandated to integrate data related to elevator construction, operation, maintenance, and emergency response, thereby improving regulatory oversight [5][7]. Group 5: Financial and Operational Support - Financial innovations such as "elevator loans" and "insurance + operation" models are being promoted to alleviate funding challenges for residents looking to install elevators [7]. - The government is streamlining the installation process and enhancing service delivery through social organizations and public platforms to facilitate easier access to elevator installation services [7].