转自：新华财经 在促进消费与数字化转型方面，在促进消费与数字化转型方面，通过客户服务、产品创新、品牌共建等等方式，丰富"旅游+康养""旅游+文创"等业态体验。 光大银行将依托"光大云缴费"等数字化工具，助力文旅集团提升门票管理、线上收付等运营效率与服务品质，携手打造智慧文旅生态，激发消费新活力。 此次签约标志着银企合作进入新阶段。双方将通过资源互补与创新联动，推动金融服务更紧密地融入文旅产业发展进程。光大银行呼和浩特分行相关负责人 表示，将持续发挥金融央企的资源整合与专业服务优势，与内蒙古文旅集团携手书写促进北疆文旅繁荣的新篇章。（李贺） 编辑：穆皓 内蒙古文旅集团是自治区文旅产业的龙头企业，资源丰富、业态多元，光大银行呼和浩特分行以此次战略合作为纽带，将在景区建设、酒店运营、康养项目 等领域，为企业积极提供授信支持。尤其是在重大项目合作方面，分行将通过丰富金融产品，充分发挥光大集团金融全牌照"股、债、贷、投"联动的优势， 为项目建设"添砖加瓦"，助力北疆文旅产业转型升级。 双方还将着力推动产融深度结合。光大银行将整合光大养老、中青旅等集团内企业，与内蒙古文旅集团在康养体系建设、品牌运营、客源共享等方面开展务 ...

Core Insights - The company has achieved significant operational improvements in the first three quarters, focusing on high-quality development and transformation, with a year-on-year revenue growth of approximately 20% and a continuous turnaround to profitability over three consecutive quarters [1] - The company has actively supported national strategies and the real economy, with new investment and financing scale reaching 886.97 billion, and 91.66% of investments directed towards major national strategic areas [2] Group 1 - The company reported a cost-to-income ratio reduction to 4.5%, indicating a notable improvement in operational quality [1] - Original premium income increased by 55% year-on-year, while new long-term insurance premium income surged by 158% [1] - The company achieved a new single premium income target rate of 174% for pension and protection products, demonstrating effective channel collaboration [1] Group 2 - The company provided health management services to 6.5 million people across 14 enterprises, and offered insurance coverage totaling 3,158 billion for 410,000 employees and their families [2] - The regulatory risk rating improved from BB to AA, enhancing the company's compliance and risk management framework [2] - In the fourth quarter, the company plans to strengthen political direction, deepen reforms, and enhance risk control in key areas while preparing for next year's operations [2] Group 3 - By 2026, the company aims to continue leading with party-building initiatives, optimize investment and liability management, and accelerate transformation efforts [2] - The company will leverage its dual brands "He Guang Yi Xiang" and "He Guang Yi Yang" to create a unique offering that integrates insurance, pension, asset management, and health services [2] - The company emphasizes a customer-centric approach, aiming to enhance customer experience through tangible examples of its unique offerings [2]