Core Viewpoint - Industrial and Commercial Bank of China (ICBC) announced adjustments to its gold-related services to enhance the quality and efficiency of its precious metals offerings, including changes to the rules governing the "Ruyi Gold Accumulation" business and certain physical gold product sales [1] Group 1: Business Operation Adjustments - Starting from February 7, 2026, the operating hours for ICBC's Ruyi Gold Accumulation business and floating price physical gold product sales will be adjusted to not earlier than 9:10 AM for physical branches, while electronic banking channels will operate from 9:10 AM to 10:30 PM daily [1] - On weekends and public holidays, which are non-trading days for the Shanghai Gold Exchange, ICBC will implement limit management for the Ruyi Gold Accumulation business, including daily accumulation/redemption limits for individual clients and total limits for single transactions, with dynamic settings in place [1] Group 2: Agreement Revisions - In line with the adjustments to the Ruyi Gold Accumulation business rules, ICBC has revised the "Ruyi Gold Accumulation Business Agreement (2025 Edition)" to form the "Ruyi Gold Accumulation Business Agreement (2026 Edition)" [1] - The public notice period for the announcement will last from the date of publication until February 6, 2026 [1]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) announced adjustments to its "Ruyi Gold Accumulation" business and certain physical gold product sales rules, effective from February 7, 2026, including transaction limits and revised agreements [1][4]. Group 1: Business Time Adjustments - Starting from February 7, 2026, the business hours for the Ruyi Gold Accumulation and floating price physical gold product sales will be adjusted as follows: - ICBC branches will operate according to their actual business hours, but not earlier than 9:10 AM on the same day [1][4]. - ICBC APP and online banking will be available daily from 9:10 AM to 10:30 PM [1][4]. Group 2: Transaction Limit Management - From February 7, 2026, ICBC will implement transaction limit management for the Ruyi Gold Accumulation business on weekends and public holidays when the Shanghai Gold Exchange is closed. The limit types will include: - Daily accumulation/redemption limits for all customers or individual customers - Total limits for single transactions of accumulation or redemption - Dynamic settings for these limits will be applied [1][4]. Group 3: Agreement Revision - In response to the adjustments in the Ruyi Gold Accumulation business rules, ICBC has revised the "Ruyi Gold Accumulation Business Agreement" to the 2026 version. - The public notice period for this announcement is from the date of publication until February 6, 2026. During this period, existing customers can raise objections or choose to cancel their Ruyi Gold Accumulation accounts. If customers do not cancel their accounts or continue operations related to the Ruyi Gold Accumulation business, they will be deemed to have accepted the new agreement without needing to sign again [1][4].

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) announced adjustments to its "Ruyi Gold Accumulation" business and certain physical gold product sales rules, effective from February 7, 2026, to enhance service quality and efficiency [1][2]. Group 1: Business Operation Adjustments - The business operation hours for the Ruyi Gold Accumulation and floating price physical gold products will be adjusted, with physical branches opening no earlier than 9:10 AM and electronic banking channels operating from 9:10 AM to 10:30 PM daily starting February 7, 2026 [1]. - A limit management system will be implemented for the Ruyi Gold Accumulation business on weekends and public holidays, including daily accumulation/redemption limits and single transaction limits, with dynamic settings in place [1]. Group 2: Agreement Revision - The "Ruyi Gold Accumulation Business Agreement (2025 Edition)" will be revised to form the "Ruyi Gold Accumulation Business Agreement (2026 Edition)" in line with the operational adjustments [2]. - A public consultation period will last until February 6, 2026, during which existing customers can raise objections or cancel their accounts; failure to do so will imply acceptance of the new agreement without the need for re-signing [2].

Core Viewpoint - Industrial and Commercial Bank of China (ICBC) announced adjustments to its "Ruyi Gold Accumulation" business and certain physical gold product sales rules, implementing limit management starting February 7, 2026, on non-trading days of the Shanghai Gold Exchange [1][2] Group 1 - ICBC will impose limits on the "Ruyi Gold Accumulation" business, including daily accumulation/redemption limits for all clients or individual clients, as well as total limits for single transactions [1][2] - The limits will be dynamically set and will not affect gold withdrawal [1][2]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) announced adjustments to its "Ruyi Gold Accumulation" business and certain physical gold product sales rules, effective February 7, 2026, introducing limit management on weekends and public holidays when the Shanghai Gold Exchange is closed [1] Group 1 - ICBC will implement limit management on the "Ruyi Gold Accumulation" business, which includes daily accumulation/redemption limits for all clients or individual clients, as well as total limits for single transactions [1] - The limits will be dynamically set, while the ability to withdraw gold will remain unaffected [1]