Group 1 - The article highlights the emergence of a large new employment group known as "wheel-based fighters," consisting of ride-hailing drivers, couriers, and food delivery workers, with their numbers reaching 84 million, accounting for 21% of the total workforce in China [1] - These workers contribute significantly to urban vitality but face challenges such as high occupational risks and insufficient social security [1] - The need for insurance protection to keep pace with the rapid growth of this workforce is emphasized as a critical issue for employment stability and social governance in the digital economy era [1] Group 2 - The "New Occupational Injury" insurance program, launched in July 2022, has already covered over 10 million delivery workers and is set to expand from 7 to 17 provinces, aiming for nationwide implementation [2] - The program has seen significant financial backing, with over 1.5 billion yuan in premiums paid for more than 7 million riders in pilot provinces [2] - The service process has been fully digitized, allowing injured riders to easily submit claims through an app, enhancing their sense of security [2] Group 3 - The logistics platform Huolala has invested over 100 million yuan in occupational injury insurance, covering 1.6 million drivers and assisting over 1,000 drivers with claims, with the highest single claim exceeding 1 million yuan [3] - As the pilot program expands and policies improve, more workers in new employment forms will receive better protection [4] Group 4 - Major platforms like Meituan have begun providing pension insurance subsidies to delivery riders, with the first pilot covering 22,000 riders in two cities [5] - The subsidy program is designed to be accessible, allowing riders with a monthly income of 6,000 yuan to qualify, thereby enhancing their sense of belonging to the profession [5] - The initiative aims to provide standard social security benefits, ensuring that flexible workers have a safety net for retirement [5] Group 5 - Companies are exploring diverse protection paths for new employment workers, with some platforms signing formal labor contracts with stable employees [6] - Didi Chuxing is enhancing protections for its drivers, establishing a multi-layered rights protection system that includes income, rights, and development [7] - Didi has introduced customized commercial insurance products, including a joint pension plan and medical coverage, to further safeguard drivers' interests [7]