（来源：工人日报） 阅读提示 "新职伤"为不少新就业群体消除了后顾之忧，2026年该项试点将扩大到全国所有省份。专家建议，从认 定、经办时效、运营模式等角度完善"新职伤"体制，同时鼓励平台企业投保多元化商业保险，织密劳动 者保障网。 对此，检察院认为，新就业形态下，"工作时间"和"工作岗位"概念具有弹性化和延伸性特点，骑手在连 续接单配送后，返家休息期间突发疾病死亡，不能简单机械地割裂其与工作之间的关联。最终，在静安 区检察院与法院的调解下，保险公司同意支付保险金。 "某骑手完成配送后，在返回候单区域途中发生交通事故；另一位骑手给电动车充电时，因电池故障导 致火灾而受伤，这些在司法实践中都被认定为职业伤害。"华东政法大学社会法研究所所长李凌云认 为，随着"新职伤"试点扩围，在职业伤害认定环节，应结合新业态的职业特点和各地实践经验，进一步 明确认定范围。 实践中，"新职伤"有时会和其他险种发生竞合。湖南省高院近期发布的一起案件中，某平台众包骑手李 某在骑自行车送餐时，不慎与一辆滑板车发生碰撞，导致多处骨折，其伤情被认定属于"职业伤害"范 围。李某因此获得了"新职伤"待遇，包括一次性伤残补助金、医疗费等共计9万余 ...

来源：金融时报 2月3日，《中共中央 国务院关于锚定农业农村现代化 扎实推进乡村全面振兴的意见》正式公布。作 为"十五五"时期的第一个中央一号文件，文件共三处、五次提到"保险"，在农业保险高质量发展与农民 社会保障体系完善等方面提出明确要求。 深化政策协同： 构建"价格+补贴+保险" 综合保障体系 政策原文 强化价格、补贴、保险等政策支持和协同，健全种粮农民收益保障机制。 解读 种粮农民收益稳定，是保障国家粮食安全、调动农民生产积极性的基础。近年来，我国持续完善价格、 补贴、保险"三位一体"的支持政策体系，三者共同履行"保供给、促增收、降风险"的核心职能，使粮食 等重要农产品价格稳定在合理区间，确保农民种粮收益。 太安农业保险研究院表示，保险与价格、补贴并列提出，体现了国家对保险在支农体系中核心作用与重 要地位的充分肯定，标志着农业保险已从单一的风险管理工具，升级为农业支持保护体系中不可或缺的 支柱。相比价格与补贴，保险具备更强的杠杆效应——较少保费即可撬动较高保障。 本次政策强调强化三者协同，旨在进一步优化政策格局：以价格政策守牢保本底线、补贴政策精准促进 增收、保险政策筑牢风险防线，从而实现"保供给、促增 ...

Core Points - The article discusses the implementation and expansion of a new occupational injury insurance program in China, specifically targeting gig economy workers such as delivery personnel [2][3] - The program, referred to as "new occupational injury," allows workers to receive compensation without needing a formal employment contract, with payments made directly by platform companies [2] - The initiative has seen significant growth, with over 22 million participants across 17 provinces as of now, following its pilot launch in July 2022 [2] Group 1 - The "new occupational injury" insurance program was initiated to enhance the rights and protections of flexible and gig economy workers, aligning with national goals for improved social security [2][3] - The program has expanded from 7 pilot provinces to 17, indicating a growing recognition of the need for such protections in the labor market [2] - Feedback from stakeholders, including workers and platform representatives, is being actively sought to improve the program's efficiency and coverage [4] Group 2 - Future plans include integrating more industries into the occupational injury insurance program, with a focus on sectors with higher risks and labor intensity by 2026 and 2027 [4] - The initiative aims to create a more reliable social security system that enhances the sense of security and well-being among workers [4]

Group 1 - The core viewpoint of the news is the expansion of the occupational injury protection pilot program for new employment forms in Sichuan Province, which will include more platform companies and provide safety guarantees for workers in the gig economy starting from July 1, 2025 [1][2] - The new pilot program will merge the original food delivery and instant delivery industries into a new instant delivery industry, adding four major platform companies: Didi Chuxing, SF Express, Didi Freight, and Manbang [1] - By 2026, the pilot program will encompass platform companies in the ride-hailing, instant delivery, and same-city freight industries, with further expansions planned for 2027 to include other high-risk industries [1] Group 2 - Since the pilot program for occupational injury protection for new employment forms began in July 2022, Sichuan has been one of the first seven provinces to implement this initiative, focusing on the rights and interests of gig economy workers [2] - As of June 2023, over 2 million people have been covered by the insurance program in Sichuan, with more than 15,000 claims for benefits approved [2]

Group 1 - The article highlights the emergence of a large new employment group known as "wheel-based fighters," consisting of ride-hailing drivers, couriers, and food delivery workers, with their numbers reaching 84 million, accounting for 21% of the total workforce in China [1] - These workers contribute significantly to urban vitality but face challenges such as high occupational risks and insufficient social security [1] - The need for insurance protection to keep pace with the rapid growth of this workforce is emphasized as a critical issue for employment stability and social governance in the digital economy era [1] Group 2 - The "New Occupational Injury" insurance program, launched in July 2022, has already covered over 10 million delivery workers and is set to expand from 7 to 17 provinces, aiming for nationwide implementation [2] - The program has seen significant financial backing, with over 1.5 billion yuan in premiums paid for more than 7 million riders in pilot provinces [2] - The service process has been fully digitized, allowing injured riders to easily submit claims through an app, enhancing their sense of security [2] Group 3 - The logistics platform Huolala has invested over 100 million yuan in occupational injury insurance, covering 1.6 million drivers and assisting over 1,000 drivers with claims, with the highest single claim exceeding 1 million yuan [3] - As the pilot program expands and policies improve, more workers in new employment forms will receive better protection [4] Group 4 - Major platforms like Meituan have begun providing pension insurance subsidies to delivery riders, with the first pilot covering 22,000 riders in two cities [5] - The subsidy program is designed to be accessible, allowing riders with a monthly income of 6,000 yuan to qualify, thereby enhancing their sense of belonging to the profession [5] - The initiative aims to provide standard social security benefits, ensuring that flexible workers have a safety net for retirement [5] Group 5 - Companies are exploring diverse protection paths for new employment workers, with some platforms signing formal labor contracts with stable employees [6] - Didi Chuxing is enhancing protections for its drivers, establishing a multi-layered rights protection system that includes income, rights, and development [7] - Didi has introduced customized commercial insurance products, including a joint pension plan and medical coverage, to further safeguard drivers' interests [7]