Group 1 - The core viewpoint is that digital trade is reshaping the global economy, and businesses must undergo digital transformation to seize opportunities [1] - The Hong Kong government is proposing to amend laws to promote the electronic transfer of trade documents, referencing the United Nations Commission on International Trade Law's model law [1][4] - The Hong Kong Trade Development Council (HKTDC) is actively developing a digital trade ecosystem, focusing on innovation, efficiency, and international cooperation to strengthen Hong Kong's competitive advantage [3] Group 2 - The HKTDC's annual "Asian Logistics and Maritime Conference" discusses trends in global trade, supply chains, and digitalization, supporting businesses in digital transformation [3] - The International Chamber of Commerce's Digital Standards Initiative emphasizes the importance of aligning with global standards to maintain competitiveness in the changing global landscape [3] - The proposed electronic transferable records law aims to provide legal certainty for electronic documents like bills of lading, streamlining processes and enhancing traceability [4] Group 3 - The Hong Kong government is advancing the "Trade Single Window" initiative, which will facilitate the submission of trade documents and integrate with the Commercial Data Interchange for trade financing [5] - Experts from various sectors shared practical experiences regarding digital transformation in trade financing, electronic bills of lading, and logistics [5] - The Hong Kong Monetary Authority plans to develop a roadmap for digitizing logistics data by the end of the year, promoting data sharing to enhance digital trade financing [5]

他指出，在数据的帮助下，香港的中小企业融资变得更加便捷、快速且成本更低。随着数据收集效率的 不断提升，香港的金融机构能够进行更加深入的分析，构建企业信用评分模型，精准预测企业的还款能 力，从而建立以数据驱动为核心的贷款审批流程。 余伟文进一步表示，完善的数据基础设施，也有助于企业实时收集和分析数据，帮助其准确预测市场需 求，提前进行战略部署和供应链调整。 据了解，香港金管局正与香港特区政府数字政策办公室、香港商经局合作，计划通过"商业数据 通"与"授权数据交换闸"，对接香港商经局明年逐步上线的"贸易单一窗口"第三阶段服务。届时，用户 可授权向参与银行分享进出口报关单数据，促进贷款审批流程。 21世纪经济报道记者 张伟泽 实习生 王艺之 香港报道 7月28日，香港金管局总裁余伟文在"数据峰会2025"上表示，香港金管局持续致力于提升香港的金融数 字基建，惠及更多中小企业，推动实体经济发展。他认为，香港数字基建正稳步发展，推动银行业和商 贸行业运用新兴科技加快数字化转型，催生更具创新性的商业模式和产品。 中小企业是香港经济的基石，余伟文表示，中小企业占香港企业总数的98%，其中40%的中小企业从事 进出口及批发零 ...

Core Insights - The Hong Kong Monetary Authority (HKMA) hosted the 2025 Data Summit, showcasing the Shenzhen-Hong Kong Cross-Boundary Data Validation Platform (DVP) as a key initiative for secure and efficient cross-border data verification services [1][2] Group 1: DVP Overview - DVP is a new cross-border service infrastructure developed under the guidance of multiple regulatory bodies, utilizing blockchain technology for secure and traceable data verification without transferring original data files [2] - The platform currently supports various types of data verification, including personal and corporate credit reports, catering to the needs of residents and businesses operating across the Shenzhen-Hong Kong border [2] Group 2: CDI and Financial Inclusion - The Commercial Data Interchange (CDI) is part of HKMA's "Fintech 2025" strategy, aimed at enhancing the banking system's role in financial intermediation and promoting financial inclusion in Hong Kong [2] - CDI provides member institutions with data interfaces to reduce connection costs with commercial data sources, facilitating safer and more convenient data sharing [2] Group 3: DVP Implementation and Impact - As of now, DVP has served over 10 scenario institutions, being applied in cross-border credit verification and financing [3] - Representatives from Fubon Bank and ICBC Asia shared positive outcomes from their integration with DVP, highlighting significant loan approvals for SMEs in the Greater Bay Area [3] - Future plans include using DVP for personal loan services to better assess borrowers' credit status, supporting talent introduction initiatives [3] Group 4: Future Developments - The DVP is set to officially launch in May 2024, with plans to connect to a wider range of data sources to enhance connectivity within the Guangdong-Hong Kong-Macao Greater Bay Area [4]