Core Viewpoint - The article emphasizes the need for high-level technological self-reliance and strong financial support for innovation, as outlined in the recent policy measures issued by multiple government departments, including the Ministry of Science and Technology and the People's Bank of China [1][3]. Financial Support for Technological Innovation - China Life Insurance actively responds to the policy by leveraging its comprehensive financial services across insurance, investment, and banking sectors to support technological innovation [1][3]. - The insurance sector has seen a significant increase in coverage for strategic emerging industries, with a year-on-year growth of over 181% in insurance coverage for specialized "little giant" enterprises [3]. - The banking sector has provided substantial loans, with Guangfa Bank's loans to technology enterprises exceeding 253.5 billion yuan [3]. Insurance Product Innovation - China Life has developed over 200 technology insurance products, including the first "Laboratory All-Risk Insurance" in the country, to provide comprehensive risk coverage for research and development activities [5][7]. - The company has introduced various innovative insurance products aimed at protecting intellectual property and providing financial support for technology enterprises [5][7]. Credit Support for Technology Enterprises - Guangfa Bank has tailored financial products to meet the unique needs of technology enterprises, particularly those in the early and growth stages, by offering small, short-term loans without collateral [8][10]. - The bank has successfully provided credit support to high-growth technology companies, such as an 8 million yuan credit line to a unicorn company before it became profitable [10][11]. Investment Strategies - China Life is focusing on strategic investments in emerging industries, utilizing diverse financial tools such as equity investments and asset securitization to support technological innovation [13][14]. - The company has established a 5 billion yuan investment plan to support technology innovation, which has mobilized over 80 billion yuan in social capital for technology enterprises [14][16]. Future Outlook - China Life aims to continue enhancing its financial products and services to foster innovation in the technology sector, contributing to the national strategy for technological self-reliance [17].

Group 1 - The core viewpoint emphasizes the importance of integrating technology and finance, with Guangdong Guoshou Property Insurance leading in the technology insurance sector since 2018 [1] - Guangdong Guoshou's technology insurance premium scale exceeded 620 million yuan in 2024, marking a 7.23% year-on-year growth, providing 1.19 trillion yuan in risk protection for strategic emerging industries [1] - The company has developed a comprehensive technology insurance service system, including traditional products and innovative areas such as intellectual property insurance and aerospace insurance [1] Group 2 - In the intellectual property protection field, Guangdong Guoshou has shown strong innovation, achieving over 32 million yuan in premium income since launching its intellectual property business in 2023, ranking first in the system [2] - The company signed the first commercial secret insurance in the province with the Greater Bay Area Integrated Circuit and System Application Research Institute, addressing the unique needs of the integrated circuit industry [2] - Guangdong Guoshou has provided risk protection for 25,000 patent and trademark applications, amounting to 81.3 million yuan, supporting small and medium-sized technology enterprises [3] Group 3 - Guangdong Guoshou's case of commercial secret insurance was recognized as one of the top 50 typical cases in the Guangdong Province Technology Finance Exchange and Promotion Conference [3] - The company plans to continue innovating in technology finance services and develop more insurance products tailored to industry characteristics [3]

Group 1 - The insurance industry is focusing on enhancing technology-driven financial services to support the development of new productive forces in the digital economy era [2][3][20] - The "Implementation Plan" aims to optimize technology insurance services and guide insurance companies to develop products that cover the entire process of technological innovation [4][16] - China Life Property & Casualty Insurance has established specialized teams and over 60 subsidiaries to enhance its technology insurance capabilities, providing risk coverage for over 130,000 technology enterprises [3][4] Group 2 - The company has launched innovative insurance products, such as the "Laboratory All-Risk Insurance," which covers risks from pre-laboratory activities to post-incident claims [4][8] - Collaborations with local governments and technology parks are being pursued to create a comprehensive technology insurance ecosystem, focusing on sectors like health and integrated circuits [5][6] - The company has developed over 60 specialized main insurance products and more than 200 supplementary products in areas such as intellectual property and cybersecurity [6][12] Group 3 - The company is actively addressing cybersecurity risks by offering comprehensive solutions that include pre-assessment, monitoring, and claims management [9][11] - Partnerships with various organizations aim to enhance the knowledge and protection of intellectual property, including the introduction of commercial secret insurance [12][13] - The company is committed to supporting the financing needs of technology enterprises through various investment forms, with a focus on sectors like power batteries and semiconductors [17][18]