2025.11. 25 本文字数：1516，阅读时长大约3分钟 作者 | 第一财经 王方然 作为中国金融改革创新的前沿阵地，深圳金融业今年以来稳健运行，多项指标亮眼。 第一财经记者今日从深圳金融监管局了解到，截至10月末，深圳金融监管局监管的银行业资产总额 14.36万亿元，同比增长4.37%；负债总额13.97万亿元，同比增长4.44%。各项贷款余额9.91万 亿元，同比增长4.92%；各项存款余额10.00万亿元，同比增长4.95%，资产、负债、存贷款规模 均稳居全国大中城市第三位。 第 一 财 经 持 续 追 踪 财 经 热 点 。 若 您 掌 握 公 司 动 态 、 行 业 趋 势 、 金 融 事 件 等 有 价 值 的 线 索 ， 欢 迎 提 供 。 专 用 邮 箱 ： bianjibu@yicai.com 重点领域支持力度持续加大。截至今年10月末，深圳制造业贷款余额1.67万亿元，同比增长 9.86%，其中，中长期贷款占比61.25%。截至三季度末，深圳科技贷款余额2.28万亿元，较年初 增长14.24%；深圳科技保险累计提供风险保障4.69万亿元；并购贷款试点已落地贷款471.86亿 元；知识 ...

重点领域支持力度持续加大。截至今年10月末，深圳制造业贷款余额1.67万亿元，同比增长9.86%，其 中，中长期贷款占比61.25%。截至三季度末，深圳科技贷款余额2.28万亿元，较年初增长14.24%；深圳 科技保险累计提供风险保障4.69万亿元；并购贷款试点已落地贷款471.86亿元；知识产权质押贷款余额 249.73亿元，同比增长11.96%；聚焦深圳"20+8"重点产业集群发展需求成立4支AIC股权投资试点基金， 基金注册规模51.6亿元。 普惠金融服务扩围增效。截至10月末，深圳普惠型小微企业贷款余额1.97万亿元，同比增长5.39%，1— 10月新发放贷款利率同比下降0.43个百分点。升级推出"园区贷"2.0版，对试点园区企业累计授信超 286.11亿元，发放贷款超182.61亿元。 深圳金融业呈现出多个新亮点。 作为中国金融改革创新的前沿阵地，深圳金融业今年以来稳健运行，多项指标亮眼。 第一财经记者今日从深圳金融监管局了解到，截至10月末，深圳金融监管局监管的银行业资产总额 14.36万亿元，同比增长4.37%；负债总额13.97万亿元，同比增长4.44%。各项贷款余额9.91万亿元，同 比增长 ...

Core Insights - The overall performance of Shenzhen's banking and insurance sectors in the first half of 2025 is stable, with significant growth in various financial metrics [3][4][5] Banking Sector Summary - As of June 30, 2025, the total assets of the banking sector in Shenzhen reached 13.98 trillion yuan, a year-on-year increase of 3.64% - The total liabilities amounted to 13.61 trillion yuan, growing by 3.7% year-on-year - The balance of various loans was 9.83 trillion yuan, up by 3.46% year-on-year, while the balance of deposits was 10.22 trillion yuan, reflecting a growth of 6.70% year-on-year [3] Insurance Sector Summary - The insurance sector achieved original insurance premium income of 121.31 billion yuan in the first half of 2025, marking a year-on-year increase of 7.96%, the highest growth rate among first-tier cities - Claims paid out reached 38.74 billion yuan, with an increase of 8.84% year-on-year [3] Economic Support Initiatives - The Shenzhen Financial Regulatory Bureau has implemented measures to support the stable operation of the local economy, including enhancing consumer finance services, with personal consumption loans reaching 817.70 billion yuan, a year-on-year growth of 7.63% [4] - A total of 1.12 trillion yuan in loans was provided to foreign trade enterprises, with small and micro foreign trade enterprises receiving 124.53 billion yuan, up by 5.43% year-on-year [3] Focus on Key Sectors - Financial support for the manufacturing sector has been emphasized, with manufacturing loans totaling 1.61 trillion yuan, a year-on-year increase of 6.47% - High-tech manufacturing loans reached 1.03 trillion yuan, growing by 6.73% year-on-year [4] Support for Small and Micro Enterprises - The financial support for small and micro enterprises has been enhanced, with a total of 667.49 billion yuan in loans issued, leading the growth among major cities - The balance of inclusive small and micro enterprise loans was 1.96 trillion yuan, reflecting a year-on-year increase of 6.59% [5] Enhancements in Public Welfare Insurance - The launch of the "Shenzhen Huijia Bao" insurance product aims to improve disaster resilience for citizens, with 34,800 policies issued and premium income of 2.28 million yuan since its launch [6] - The "Shenzhen Huimin Bao" insurance product has been upgraded to expand coverage while maintaining premium rates, with 6.15 million participants [6]

Banking Industry Overview - As of June 2025, Shenzhen's banking sector assets totaled 13.98 trillion yuan, a year-on-year increase of 3.64% [1] - Total liabilities reached 13.61 trillion yuan, growing by 3.70% year-on-year [1] - The balance of various loans was 9.83 trillion yuan, up 3.46% year-on-year, while deposits amounted to 10.22 trillion yuan, reflecting a 6.70% increase [1] Insurance Sector Performance - The insurance industry in Shenzhen reported original premium income of 121.31 billion yuan in the first half of 2025, marking a 7.96% year-on-year growth, the highest among first-tier cities [1] - Claims paid out reached 38.74 billion yuan, an increase of 8.84% year-on-year [1] Financial Support for Key Sectors - Manufacturing loans in Shenzhen amounted to 1.61 trillion yuan, with a year-on-year growth of 6.47% as of June 2025 [2] - High-tech manufacturing loans reached 1.03 trillion yuan, growing by 6.73% [2] - Real estate financing has been enhanced, with 403 approved projects totaling 549.30 billion yuan, of which 403.97 billion yuan has been disbursed [2] Consumer Finance and Small Business Support - Personal consumer loans in Shenzhen totaled 817.70 billion yuan, reflecting a year-on-year increase of 7.63% [2] - The balance of inclusive small and micro enterprise loans was 1.96 trillion yuan, growing by 6.59%, significantly higher than the average loan growth rate [3] Support for Foreign Trade - Loans to foreign trade enterprises reached 1.12 trillion yuan, with small and micro foreign trade enterprise loans at 124.53 billion yuan, a 5.43% increase [3] - Export credit insurance coverage amounted to 53.10 billion USD, up 7.97%, serving 24,000 enterprises [3] Social Welfare and Insurance Innovations - The "Shenzhen Huijia Bao" insurance product has been launched, covering 34,800 policies with a premium income of 2.28 million yuan since its launch [4] - The "Shenzhen Huimin Bao" has expanded its coverage to include more demographics, with 6.15 million participants [4] - As of June 2025, 5.57 million personal pension accounts have been opened, with total contributions of 7.11 billion yuan [4]