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“港人北上”趋势下,深圳港人代理见证开户已达42.62万户
Di Yi Cai Jing· 2025-11-25 09:49
重点领域支持力度持续加大。截至今年10月末,深圳制造业贷款余额1.67万亿元,同比增长9.86%,其 中,中长期贷款占比61.25%。截至三季度末,深圳科技贷款余额2.28万亿元,较年初增长14.24%;深圳 科技保险累计提供风险保障4.69万亿元;并购贷款试点已落地贷款471.86亿元;知识产权质押贷款余额 249.73亿元,同比增长11.96%;聚焦深圳"20+8"重点产业集群发展需求成立4支AIC股权投资试点基金, 基金注册规模51.6亿元。 普惠金融服务扩围增效。截至10月末,深圳普惠型小微企业贷款余额1.97万亿元,同比增长5.39%,1— 10月新发放贷款利率同比下降0.43个百分点。升级推出"园区贷"2.0版,对试点园区企业累计授信超 286.11亿元,发放贷款超182.61亿元。 深圳金融业呈现出多个新亮点。 作为中国金融改革创新的前沿阵地,深圳金融业今年以来稳健运行,多项指标亮眼。 第一财经记者今日从深圳金融监管局了解到,截至10月末,深圳金融监管局监管的银行业资产总额 14.36万亿元,同比增长4.37%;负债总额13.97万亿元,同比增长4.44%。各项贷款余额9.91万亿元,同 比增长 ...
五年来北京新设13家外资银行保险机构
截至2025年三季度末,辖内银行业总资产38.3万亿元,较"十三五"末增长33.3%;保险业总资产2.3万亿 元,较"十三五"末增长1.1倍。2024年,北京地区保险深度7.12%,高于全国2.9个百分点,保险密度为每 人1.6万元,是全国的4倍,保险深度和密度保持全国第一。 北京地区银行业保险业综合实力不断增强的同时,行业风险总体可控,行业转型步伐加快。五年来,辖 内不良贷款处置额较"十三五"时期增长1.4倍。不良贷款率0.7%,持续处于全国低位。银行资本充足率 16.58%,高于全国1.22个百分点。保险公司综合偿付能力充足率165.7%,高于全国31.3个百分点。辖内 资管机构管理的资管产品增至16.8万亿元,中小金融机构减量提质深入推进,五年来,共有232家保险 专业中介弱体机构退出市场,3家村镇银行实现"村改支"。 五年来,辖内银行业保险业立足北京"四个中心"功能定位,着力做好金融"五篇大文章",累计增加贷 款、债券投资和保险资金运用超7万亿元,全力支持首都经济回稳向好。 转自:北京日报客户端 11月21日,市政府新闻办举办首都"十四五"规划高质量收官系列主题新闻发布会金融业发展成就专场。 北京金融 ...
社会融资连续25个季度高于全国,山东金融总量实现跨越式增长
11月13日,省政府新闻办举行新闻发布会,邀请省委金融办分管日常工作的副主任、省委金融工委分管 日常工作的副书记、省地方金融局局长陈颖,介绍"十四五"时期山东省推进金融高质量发展的有关情 况。 发布会上,陈颖系统回顾了近五年来山东金融业的发展历程与显著成就。 金融供给充裕,支撑山东高质量发展 过去五年,山东金融总量实现跨越式增长。社会融资规模增速连续25个季度高于全国水平,今年5月突 破25万亿元;本外币贷款余额增速连续20个季度高于全国,去年11月已达15万亿元,提前完成"十四 五"主要目标。 融资成本显著下降,新发放企业贷款加权平均利率下降1.06个百分点,普惠小微企业贷款利率下降1.82 个百分点,切实减轻了实体经济负担。 企业上市工作成果丰硕,上市后备资源库企业达3556家。全省上市公司430家,质量持续提升,境内上 市公司总市值4.8万亿元,其中8家超千亿。 区域性股权市场累计为8662家挂牌企业融资2464.19亿元。债券市场规模持续扩大,交易所债券余额突 破万亿元。"险资入鲁"引入超5800亿元长期资金,有力支持了重点领域建设。 服务机制优化,资源配置效率提升 山东注重金融供需对接,强化央地协同 ...
山东“十四五”金融答卷亮点纷呈 为强省建设注入金融活水
Zhong Guo Xin Wen Wang· 2025-11-13 14:00
山东"十四五"金融答卷亮点纷呈 为强省建设注入金融活水 中新网济南11月13日电(王采怡)"十四五"时期是山东金融高质量发展的关键五年。五年来,山东融资总 量实现跨越式增长,金融供给充裕,有力支撑该省高质量发展。山东优化服务实体机制,实现金融资源 直达快享,建好"金融试验田",不断创新产品和服务,让山东"好品金融"影响力持续提升。 13日,山东省人民政府新闻办公室举行新闻发布会,介绍"十四五"时期山东推动金融高质量发展情况。 山东省委金融办分管日常工作的副主任陈颖介绍说,近五年来,山东金融总量实现跨越式增长,社会融 资规模增速连续25个季度高于全国,今年5月迈上25万亿元(人民币,下同)台阶;本外币贷款余额增速 连续20个季度高于全国,去年11月突破15万亿元,"十四五"规划的主要任务目标均已提前完成。 山东新发放企业贷款加权平均利率下降1.06个百分点,普惠小微企业下降1.82个百分点,实实在在让利 实体经济。 中国人民银行山东省分行副行长李云山说,"十四五"期间,人民银行政策利率累计下调了0.8个百分 点,山东省分行积极引导金融机构将政策利率调降的成效传导至贷款端。 此外,山东作为全国试点,率先开展明示企 ...
辉煌“十四五” 壮美新答卷丨金融“新打法”破解铁路物流“老难题”
Guang Xi Ri Bao· 2025-11-07 02:52
Core Insights - The article highlights the significant growth and innovation in the railway logistics sector, particularly through the West Land-Sea New Corridor, which has seen a 63.2% year-on-year increase in container shipments, surpassing 1.2 million TEUs in 2023 [2][6]. Group 1: Industry Growth and Opportunities - The opening of the West Land-Sea New Corridor has created more development opportunities for railway freight logistics companies, facilitating smoother operations and increased cargo movement [2][3]. - The financial strain on logistics companies due to traditional funding methods has been alleviated by new financial products introduced by China Construction Bank and China Railway Group, aimed at reducing logistics costs [3][5]. Group 2: Financial Innovations - The introduction of innovative financial products such as "Railway Freight Loan," "Letter of Credit Settlement," and "Railway Document Financing" has provided comprehensive financial services to the railway freight ecosystem, promoting cost reduction and efficiency [3][5]. - The integration of AI technology with logistics and finance has transformed historical data into valuable resources for companies, enabling better credit ratings and lower financing costs [5][6]. Group 3: Impact on Logistics Companies - Companies like Jicheng Logistics have benefited from these financial innovations, receiving credit lines that allow them to pay railway freight without the burden of upfront costs, thus improving cash flow and operational confidence [5][7]. - Over 150 small and micro enterprises in the railway logistics industry have received inclusive credit support, saving over 400 million yuan in logistics costs [6].
马明龙会见人民银行江苏省分行党委书记、行长周诚君
Zhen Jiang Ri Bao· 2025-09-28 23:29
Core Points - The meeting between the Mayor of Zhenjiang, Ma Minglong, and the Governor of the People's Bank of China Jiangsu Branch, Zhou Chengjun, focused on the financial support for Zhenjiang's economic development [1] - Zhenjiang aims to implement high-quality development strategies while adhering to the important speeches of General Secretary Xi Jinping [1] - The People's Bank of China Jiangsu Branch expressed its commitment to support Zhenjiang's financial reforms and innovations to enhance the local economy [1] Group 1 - The Mayor welcomed the delegation and acknowledged the contributions of the People's Bank of China Jiangsu Branch to Zhenjiang's economic and social development [1] - Zhenjiang is determined to achieve the "two highs" goals and is planning for the "15th Five-Year Plan" while concluding the "14th Five-Year Plan" [1] - The Mayor emphasized the importance of finance as the lifeblood of the economy and called for continued support from the People's Bank for high-quality financial development in Zhenjiang [1] Group 2 - The Governor expressed gratitude for the support from the local government and highlighted the bank's commitment to reform and innovation [1] - The People's Bank of China Jiangsu Branch aims to strengthen the financial sector in Zhenjiang and provide financial resources to boost the local real economy [1] - The focus will be on leveraging finance to empower Zhenjiang's high-quality development [1]
“2025年服贸会金融领域‘北京服务’发布”在京举办
Zheng Quan Ri Bao Wang· 2025-09-14 08:31
Core Insights - The event "2025 Service Trade Fair Financial Sector 'Beijing Service' Release" was held in Beijing, showcasing the city's financial reform and innovation achievements [1] - The Beijing Municipal Financial Office selected outstanding cases from over 200 submissions to highlight the effectiveness and replicability of Beijing's financial services [1] Group 1 - The event was attended by over 150 guests from various financial institutions and associations, emphasizing the collaborative effort in promoting Beijing's financial services [1] - The selected cases cover multiple areas including national strategy support, urban development, cross-border finance, and financial judicial collaboration, showcasing Beijing's leading advantages [1] - The cases are characterized by their originality, effectiveness, and demonstrability, providing valuable "Beijing experience" for financial reform and development [1] Group 2 - Beijing has been optimizing its financial business environment with the support of central financial management, aiming to create a world-class "Beijing Service" brand [2] - The city has launched several innovative financial policies and pilot programs, including the integration of foreign and domestic currency pools for multinational companies [2] - Nearly 200 domestic and foreign financial institutions have established operations in Beijing, reflecting the city's attractiveness for financial services [2]
2025服贸会 | 实效性突出 金融领域“北京服务”优秀案例亮相
Bei Jing Shang Bao· 2025-09-14 03:10
Core Viewpoint - The 2025 Service Trade Fair will be held in Beijing, showcasing the city's financial service brand and innovations in the financial sector [1][2]. Group 1: Event Overview - The 2025 Service Trade Fair will take place from September 10 to 14, 2025, at Shougang Park in Beijing [1]. - The Beijing Municipal Financial Office hosted a significant event on September 12, 2025, to launch the "Beijing Service" in the financial sector [1]. Group 2: Financial Innovations and Achievements - Beijing has optimized its financial business environment, aiming to create a world-class "Beijing Service" brand in finance, supported by central financial management [1][2]. - Over 50 breakthrough policies have been implemented in Beijing, including integrated currency pools for multinational companies and unified bank settlement accounts [2]. - Nearly 200 domestic and foreign financial institutions have established operations in Beijing, with significant approvals for new companies and licenses, such as the first foreign-funded securities company to obtain a fund sales license in Beijing [2]. Group 3: Case Studies and Future Directions - The Beijing Municipal Financial Office selected outstanding cases from over 200 submissions to showcase innovative financial services, emphasizing originality, effectiveness, and replicability [3]. - The cases cover various areas, including national strategy support, urban development, cross-border finance, and judicial collaboration in finance [3]. - The office plans to continue promoting innovation in financial services and products to enhance the "Beijing Service" brand and foster a high-quality financial development environment [3].
实效性突出,金融领域“北京服务”优秀案例亮相
Bei Jing Shang Bao· 2025-09-14 02:38
Core Insights - The 2025 Service Trade Fair will be held in Beijing from September 10 to 14, 2025, with a significant event focusing on financial services [1] - The Beijing Municipal Financial Office aims to enhance the financial business environment and establish a world-class "Beijing Service" brand in the financial sector [1][3] - Over 150 guests from various financial institutions and associations attended the event to witness the launch of the "Beijing Service" in the financial domain [1] Group 1 - Beijing has successfully implemented over 50 breakthrough policies, including integrated currency pools for multinational companies and unified bank settlement accounts [3] - Nearly 200 domestic and foreign financial institutions have established operations in Beijing, with notable approvals for companies like Prudential Insurance and Goldman Sachs [3][4] - The financial office selected outstanding cases from over 200 submissions to showcase innovative financial services that align with national strategies and urban development [4] Group 2 - The showcased cases demonstrate significant originality, effectiveness, and replicability, providing valuable "Beijing experience" for financial reform [4] - The year 2023 is pivotal for deepening reforms and promoting modernization, with the financial office committed to continuous innovation in financial services [4]
姜波:推进金融改革创新 引导更高水平外资金融机构集聚湾区
Group 1 - The core viewpoint emphasizes the ongoing efforts to enhance financial cooperation between the mainland and Hong Kong-Macau, driving financial reform and innovation in the Greater Bay Area [1] - The level of openness for Hong Kong-Macau has been further improved, allowing Hong Kong-Macau banks to operate card services in the mainland and lowering the standards for Hong Kong-Macau financial institutions to invest in mainland insurance companies [1] - Financial support policies for the Greater Bay Area have been introduced, including the "Nansha 30 Measures" which provide policy support in cross-border finance, green finance, technology finance, and shipping finance [1] Group 2 - The focus is on dual openness to enhance international competitiveness, encouraging high-level foreign financial institutions to gather in the Bay Area and supporting mainland financial institutions to utilize Hong Kong-Macau platforms for global outreach [2] - The aim is to improve financial service convenience through expanded "equivalent recognition" policies and optimized cross-border arrangements, targeting financial resource allocation in key sectors [2] - Strengthening risk prevention measures is crucial to maintain financial stability, with an emphasis on regulatory cooperation and the establishment of systems to mitigate systemic financial risks [2]