转自：新华财经 锡林郭勒盟威远畜产品有限责任公司作为农业产业化国家重点龙头企业，以"龙头企业+合作社+牧 户"模式带动牧民增收，但缺乏传统抵押物导致融资困境。农行锡林郭勒分行创新推出冷冻肉抵押贷 款，投放1000万元信贷资金。"这笔'及时雨'让我们得以扩大生产、升级技术。"公司负责人表示，金融 支持让企业进一步延伸了产业链条。 创新服务模式畅通惠民通道 "让农牧民足不出村享便捷金融服务"是农行内蒙古分行的坚守。该行构建"网点+掌上银行+惠农服务站 +金融村主任+流动党员先锋队"五位一体服务体系，持续提升服务覆盖面与可得性。 针对地域辽阔、交通不便的实际，该行在偏远地区布局惠农服务站，组建流动团队，将贷款发放、金融 知识普及送到田间地头；选聘"村两委"成员、致富带头人担任"金融村主任"，发挥桥梁纽带作用；升级 掌上银行"乡村版"，推出蒙语版及适老化功能，让农牧民"会用、好用"。 产品创新上，该行推出"粮农e贷""乡旅贷"等专项产品，推广"农担e贷"，探索农村土地承包经营权等特 色抵押方式；加大对脱贫旗县、边境旗县及特殊群体的支持，通过"富民贷""固边贷"传递金融温度，推 动服务从单一贷款向综合金融服务转变。 作 ...

Core Insights - The Agricultural Bank of China (ABC) has been actively supporting rural revitalization in Inner Mongolia, particularly in the Chen Barag Banner region, through tailored financial services and innovative loan products [1][2][3] - The bank's efforts have significantly boosted local farmers' incomes, exemplified by a farmer who increased his annual income from 200,000 yuan to approximately 2.5 million yuan over ten years due to the bank's support [1] - ABC's total agricultural loan balance in the city reached 2.783 billion yuan, with an increase of 1.195 billion yuan since the beginning of the year, demonstrating a strong commitment to rural economic development [2][3] Group 1 - The Agricultural Bank of China has provided continuous credit support to local farmers, enabling them to expand their operations and improve living standards [1] - The bank has introduced various financial products tailored to the diverse needs of farmers and rural enterprises, including "Huinong e-loan," "Rural Tourism Loan," and "Order Loan" [2] - The bank has established 217 "Huinong Tong" service points and implemented a "现场+远程" (on-site + remote) service model to enhance financial accessibility for rural residents [2][3] Group 2 - The bank has trained 686 financial deputy directors across ten banners to expand service coverage and assist farmers in accessing credit [3] - Over the past three years, ABC has disbursed loans totaling 18.155 billion yuan to 96,900 farming households, with an average annual increase exceeding 1 billion yuan [3] - The bank is focused on supporting key agricultural production areas and has implemented differentiated financial policies to ensure stable supply and production in the agricultural sector [3]