融链对接座谈会上，中信银行济南分行聚焦碳基新材料产业企业需求作"中信易贷"系列特色产品解读，包括针对科技型企业的"科创e贷"、适配政府采购场 景的"政采e贷"、依托票据资源的"票据e贷"，以及满足企业固定资产融资需求的"房抵e贷"等产品，帮助在场企业代表"知政策、懂产品、会使用、享红利"。 该行还明确提出将为碳基新材料产业"链主"企业及产业链上小微企业提供全生命周期金融服务——从生产备货、技术研发到市场拓展，全方位解决企业融资 难、融资慢、融资贵问题，助力产业链上下游企业协同发展。 近日，由山东省工业和信息文化厅主办，山东省大中小企业融通创新联合会、德州市工业和信息化局、临邑县人民政府承办，临邑县工业和信息化局协办 的"山东省'十链百群万企'碳基新材料产业融链固链对接会"顺利举办，全省50余家碳基新材料重点企业参会。中信银行济南分行受邀参会，通过实地调研、 产品宣讲、互动答疑等形式，深度对接碳基新材料产业金融需求，为产业链上下游企业送上定制化普惠金融服务方案。 深入"链主"挖掘企业需求 活动当天，在山东省工信厅的带领下，中信银行济南分行走进临邑县四家碳基新材料产业"链主企业"，详细了解企业生产经营状况、产业链 ...

三是贯通"分-支-网点"三级消保工作联系机制。建立"分行-支行-网点"三级消保专员制度，形成专职消 保人员名单。农行上海市分行各业务部室总经理分管消保工作，并设立消保协管副总、协管科长、主联 系人三级消保联系人体系；支行和网点设立专职消保人员和网点消保工作联系人。从实践来看，三级消 保专员名单制管理，有助于抓牢关键人、压实责任链，使消保工作上传下达、横纵联动效率得到显著提 升。 登录新浪财经APP 搜索【信披】查看更多考评等级 转自：新华财经 农行上海市分行认真践行金融工作的政治性和人民性，紧密围绕高质量服务上海"五个中心"建设、高水 平做好"五篇大文章"，实施消保"一把手"工程，构建全方位消保工作体系，完善全流程消保工作机制， 并注重推动消保和业务融合互促，不断打造金融宣教品牌美誉度，逐步形成了贯通"分-支-网点"三级的 大消保格局。 聚力体制机制建设，构建全方位消保工作体系 农行上海市分行在全面实施消保"一把手"工程的基础上，着力构建分工明确、责任清晰、协同高效的全 方位消保工作体系。 一是设立消保一级部独立运行。系统内首家单设消保一级部，设置制度评价、个信审查、金融宣教、投 诉管理专岗团队，同时增配科技 ...

在康定塔公草原的晨雾中，民宿经营者阿布望着自家空置的传统藏房发愁——游客匆匆路过却鲜少留 宿。 邮储银行（601658）甘孜州分行的整村授信工作如春风般吹进草原，拂走了阿布的愁绪。作为信用村里 的信用户，阿布仅用3天就通过手机申请到一笔"线上快贷"："我用这笔资金改造了藏房，加装了地暖、 雕花门窗，铺上了藏毯，将老屋打造成'智慧庄园'民宿。"阿布说，"以前游客拍完雪山就走，现在选择 住下来，感受草原的星空和炊烟。" 甘孜藏族自治州拥有壮丽的自然风光和深厚的康巴文化底蕴。中国人民银行甘孜州分行以文旅产业为重 点，引导邮储银行甘孜州分行打造三级信用体系，在雪山脚下建成246个信用村，7124户信用户无需抵 押物就能获得户均3万元贷款，曾经沉寂的陈旧藏房逐步变成致富创收的"金窝银窝"。 针对文旅行业"轻资产"痛点，邮储银行甘孜州分行还创新"信用+保证"模式，利用单户200万元的授信额 度"解冻"沉睡资源，带动牧民从"单打独斗"转向"集体创业"，形成"企业运营+集体分红+农户创业"的铁 三角。 康定折多山脚下一汪荒废多年的泉眼在邮储银行甘孜州分行"文旅产业贷"的支持下重获新生。该行 以"项目前景+信用评级+集体担保" ...

Core Viewpoint - The Central Financial Work Conference emphasizes the need for finance to provide high-quality services for economic and social development, particularly by allocating more financial resources to support the growth of small and micro enterprises, thereby enhancing inclusive finance [1] Group 1: Development of Inclusive Finance - Since the establishment of the Inclusive Finance Department in 2018, the balance of inclusive finance loans at CITIC Bank has increased from 130 billion to 530 billion, with the number of borrowers rising from 80,000 to 270,000, while maintaining stable asset quality [1] - CITIC Bank has implemented a management innovation strategy to enhance the political and people-oriented nature of financial work, contributing to alleviating the financing difficulties faced by small and micro enterprises [1] Group 2: Management and Service Enhancement - CITIC Bank has formed a leadership group for inclusive finance, led by the Chairman, to innovate a unique management model that enhances the efficiency and professionalism of inclusive finance services [2] - The bank has established a centralized operational management platform for inclusive finance, focusing on risk management and professional teams to improve service capabilities [2] Group 3: Product Innovation and Development - CITIC Bank has introduced a "duty exemption" approach to encourage product development, establishing a product innovation factory that includes over 20 standardized products [3] - The bank has developed various loan products targeting supply chain finance and key industries, such as "Order e-loan" and "Innovation e-loan," which provide quick online credit loans to small and micro enterprises [3] Group 4: Intelligent Management and Risk Control - CITIC Bank is leveraging digital technologies to create a comprehensive risk control platform that enhances the precision of inclusive finance services [4] - The bank's intelligent risk warning system has achieved over 80% accuracy in risk prediction and over 90% automation in inspections, marking a shift from manual to intelligent risk management [4] - Future plans include further enhancing inclusive finance service capabilities in alignment with national policies and regulatory guidance [4]

Core Insights - The article highlights the proactive measures taken by the People's Bank of China in Xilin Gol League to promote green finance and support desertification control efforts in the region [1][2][4] Group 1: Financial Support for Desertification Control - The People's Bank of China in Xilin Gol League has established a "financial desertification control" service team to provide comprehensive support to local enterprises, including product introduction and specialized credit support [2] - A total of 12 million yuan in loans has been provided to local companies like Inner Mongolia Guohua Landscape Greening Co., Ltd., enabling the cultivation of over 10 million saplings for desertification control [2] - As of the first quarter of 2025, the total loan balance for ecological protection and restoration in the league reached 2.043 billion yuan, with 585 million yuan specifically for ecological restoration projects [2] Group 2: Green Transformation in Agriculture - The introduction of a new feeding model in Sunite Left Banner has improved the ecological environment and increased the income of local herders, supported by credit from Postal Savings Bank [3] - The People's Bank of China has developed a "green finance + desertification control + credit linkage + industrial revitalization" model to assist herders in transitioning to more sustainable practices [3] - By the end of May, 24 banners and 127 villages had received credit support, benefiting over 2,760 herding households [3] Group 3: Support for Under-forest Economy - The promotion of under-forest planting of medicinal herbs like red peony has been identified as a method to prevent soil erosion and combat desertification [4] - The People's Bank of China has facilitated a 4 million yuan low-interest loan to support the expansion of red peony cultivation to over 5,000 acres [4] - As of the first quarter of 2025, the loan balance for ecological agriculture and forestry in the league reached 480 million yuan, with an additional 9.3417 million yuan in new loans during the year [4] Group 4: Product Innovation in Financial Services - The introduction of specialized financial products such as "Windbreak and Desertification Control Loan" has been instrumental in supporting local projects [6] - The People's Bank of China has guided local financial institutions to innovate and launch various financial products to support ecological governance [6] - The use of the "Agricultural Bank Smart Chain" app has enabled precise financial support for ecological restoration projects, including a 6.1 million yuan loan for forest land restoration [6]

Core Viewpoint - The Ministry of Agriculture and Rural Affairs emphasizes the importance of seed industry revitalization for national food security and agricultural modernization, calling for self-reliance in seed technology and independent control of seed sources [1] Financial Support for Seed Industry - Financial institutions are actively increasing support for the seed industry through innovative financial products, such as "Agricultural Guarantee Loans" and "Government Procurement E-Loans," with a total of 17 million yuan in loans issued to support seed companies in seed acquisition and breeding [2][3] - Agricultural Bank of China has implemented various financial service plans and credit policies specifically aimed at supporting the seed industry, establishing a differentiated policy support system and promoting six typical service models [3] Insurance for Seed Industry Protection - China People's Insurance Company has expanded its agricultural seed insurance projects over 40 years, now offering comprehensive coverage for various crops and livestock, including the launch of the first national agricultural germplasm resource protection insurance [4][5] - The new insurance product addresses risks in the breeding source and supports the development of agricultural productivity, contributing to national food security [4][5] - Collaborations with local governments are being established to create demonstration fields for quality seed promotion, integrating insurance services with agricultural technology guidance and risk management [5]

Strategic Planning and Goals - The bank aims to achieve its strategic goals in 2025, focusing on the "1363" strategic layout and ensuring effective implementation of strategic plans [2] - Regular evaluations of strategic execution will be conducted to identify issues and develop solutions [2] - A new round of strategic planning is underway to adapt to internal and external changes, guiding future development [2] Leadership and Management Initiatives - The new president emphasizes four key areas for development: serving the real economy, driving innovation through digital transformation, maintaining prudent risk management, and creating value for shareholders [3] - The bank plans to issue up to 20 billion yuan in secondary capital bonds and 50 billion yuan in perpetual bonds to enhance capital [3] Financial Performance and Market Position - As of 2024, the bank's total assets reached 486.285 billion yuan, with a deposit market share of 12.30% and a loan market share of 9.95% in Gansu province [3] - The bank has over 6.75 million customers, reflecting strong brand recognition [3] Support for Small and Micro Enterprises - The bank has launched initiatives to support individual businesses, including a "Service Month" and preferential loan products, with a balance of 1.471 billion yuan in loans for individual businesses [4] - It has developed specialized financial products for technology enterprises, supporting 335 tech firms with a loan balance of 12.179 billion yuan [4] Loan and Investment Strategies - In Q1 2025, the bank's corporate loan balance reached 209.7 billion yuan, with significant investments in manufacturing, retail, and public utilities [5] - The bank is actively supporting the "Strong Province" strategy in Gansu, with over 10 billion yuan in loans directed towards related projects [5] Digital Transformation and Innovation - The bank is enhancing its digital capabilities, with significant growth in supply chain financing and transaction banking services [6] - By the end of 2024, the bank's personal customer financial assets reached 290.712 billion yuan, with a 4.20% increase [11] Shareholder Value and Market Management - The bank has implemented a profit distribution policy with a cash dividend payout ratio exceeding 30% over the past three years, totaling 2.107 billion yuan in dividends [19] - A plan for a cash dividend of 0.51 yuan per share for the end of 2024 has been approved, amounting to 290.4806 million yuan [19] Support for Local Industries - The bank is focusing on agricultural financing, launching products like "Planting Loans" to support grain growers and local specialties [20] - It is also promoting the beef noodle industry and enhancing the market presence of local agricultural products through various initiatives [20]

Core Viewpoint - Agricultural Bank of China Sichuan Branch has achieved significant growth in loan volume, leading the industry in the central and western regions of China, with a total loan amount of 1.33 trillion yuan in 2024 and a steady increase in financial services to support the local economy [6][7][10]. Financial Performance - In 2024, Agricultural Bank of China Sichuan Branch's total loan volume reached 1.33 trillion yuan, maintaining the top position in the central and western regions for three consecutive years with an annual increase exceeding 100 billion yuan [6]. - By the first quarter of 2025, the total loan volume surpassed 1.4 trillion yuan, with individual loans accounting for nearly 50% of the increase and corporate loans increasing 1.6 times compared to the same period last year [6]. Service Innovation - The bank has embraced technological advancements to enhance financial services, achieving a 66% online loan ratio for small and micro enterprises in 2024 [8]. - The introduction of the "Micro Loan 3.0" AI lending model has positioned the bank as a leader in both loan scale and product variety within the Agricultural Bank of China [8]. Green Finance Initiatives - Agricultural Bank of China Sichuan Branch has actively supported green finance, issuing 1.1 billion yuan in loans for 10 reserve forest projects by the end of 2024 [9][10]. - The bank has also approved 2.1 billion yuan in fixed asset loans for clean energy and ecological projects, contributing to local economic transformation [9]. Support for Manufacturing and Small Enterprises - The bank has focused on the manufacturing sector, maintaining a leading position in loan balances and providing 42 billion yuan in loans to small and micro enterprises [11]. - Project financing has seen a 27.5% annual increase, with nearly 1 trillion yuan in loans for 700 key projects in 2024 [11]. Rural Revitalization Efforts - Agricultural Bank of China Sichuan Branch has supported rural revitalization with a total loan volume exceeding 500 billion yuan, aiding in the construction of 1.74 million acres of farmland [12]. - The bank has implemented over 100 tailored solutions for rural financing, achieving a total loan amount of 84.2 billion yuan for farmers [12]. Future Outlook - The bank aims to continue supporting the local economy and rural revitalization, focusing on the "three rural issues" and enhancing financial services to drive sustainable growth [13].

春日午后，四川省成都市新都区军屯镇天星村的千亩稻田中，一高一矮、一胖一瘦两只"机器狗"正来回 穿梭巡视。 "这是电视上看到的'机器狗'吗？它们好像在巡田。"稻田旁，看到这一幕的村民们热议起来。 机器狗"小胖"和"小瘦"来自成都市新都绿控农业服务有限公司（以下简称"绿控农业"）。 "引入'机器狗'，是希望将人力从繁重的重复劳动中解放出来。接下来，我们还计划推出采摘机器人等 产品，助力农业生产更加高效。"绿控农业相关负责人说，"农业机器人研发周期长、资金压力大，公司 能有如今的发展，多亏了农业银行（601288）的支持。" "胖一些的机器狗顶部架设360度旋转摄像头，搭载多线程激光雷达和DeepSeek深度学习算法，能够对作 物生长情况、环境以及病虫害迹象进行监测。瘦一些的机器狗搭载地形自适应系统，凭借柔性关节六轴 传感器，能灵活调整'双足'高度，在复杂地形中稳定巡检。"熟悉两只机器狗的人向《金融时报》记者 介绍。 记者了解到，近年来，绿控农业陆续中标当地政府发布的分析测试服务采购等项目。为支持农业新质生 产力加快发展，农业银行四川成都新都支行以"政采e贷"产品为抓手，通过直联政府采购平台，将企业 中标合同转化为 ...