加强集约化管理 增强普惠金融服务专业性 中信银行成立党委书记、董事长任组长的普惠金融领导小组，创新打造"总行六统一+分行四集 中"特色模式，专业高效提升普惠金融服务能力和水平。 总行端，普惠金融部按照"制度、流程、产品、风险、系统、品牌"六统一原则，统筹业务管理，搭 建制度体系，优化业务流程，完善产品体系，提升线上支撑能力，加强业务宣传，推动普惠金融专业 化、规范化、标准化发展。 中央金融工作会议指出，金融要为经济社会发展提供高质量服务，把更多金融资源用于促进中小微 企业发展，做好普惠金融"大文章"。 近年来，中信银行深入贯彻中央决策部署，认真落实监管要求，全面践行金融工作的政治性、人民 性，通过打好管理创新"组合拳"，建立起以产品、运营、风控为代表的数字化发展模式，推动普惠金 融"敢贷、愿贷、能贷、会贷"长效发展机制更为健全，实现业务规模从小到大、专业队伍从无到有、服 务能力从弱到强的根本性转变，为缓解小微企业"融资难、融资贵"贡献中信力量。自2018年成立普惠金 融部至2023年10月末，中信银行普惠金融贷款余额从1300亿元增长到5300亿元，有贷户从8万户增长到 27万户，资产质量稳定在较好水平。 在 ...

Core Insights - The article highlights the proactive measures taken by the People's Bank of China in Xilin Gol League to promote green finance and support desertification control efforts in the region [1][2][4] Group 1: Financial Support for Desertification Control - The People's Bank of China in Xilin Gol League has established a "financial desertification control" service team to provide comprehensive support to local enterprises, including product introduction and specialized credit support [2] - A total of 12 million yuan in loans has been provided to local companies like Inner Mongolia Guohua Landscape Greening Co., Ltd., enabling the cultivation of over 10 million saplings for desertification control [2] - As of the first quarter of 2025, the total loan balance for ecological protection and restoration in the league reached 2.043 billion yuan, with 585 million yuan specifically for ecological restoration projects [2] Group 2: Green Transformation in Agriculture - The introduction of a new feeding model in Sunite Left Banner has improved the ecological environment and increased the income of local herders, supported by credit from Postal Savings Bank [3] - The People's Bank of China has developed a "green finance + desertification control + credit linkage + industrial revitalization" model to assist herders in transitioning to more sustainable practices [3] - By the end of May, 24 banners and 127 villages had received credit support, benefiting over 2,760 herding households [3] Group 3: Support for Under-forest Economy - The promotion of under-forest planting of medicinal herbs like red peony has been identified as a method to prevent soil erosion and combat desertification [4] - The People's Bank of China has facilitated a 4 million yuan low-interest loan to support the expansion of red peony cultivation to over 5,000 acres [4] - As of the first quarter of 2025, the loan balance for ecological agriculture and forestry in the league reached 480 million yuan, with an additional 9.3417 million yuan in new loans during the year [4] Group 4: Product Innovation in Financial Services - The introduction of specialized financial products such as "Windbreak and Desertification Control Loan" has been instrumental in supporting local projects [6] - The People's Bank of China has guided local financial institutions to innovate and launch various financial products to support ecological governance [6] - The use of the "Agricultural Bank Smart Chain" app has enabled precise financial support for ecological restoration projects, including a 6.1 million yuan loan for forest land restoration [6]

Core Viewpoint - The Ministry of Agriculture and Rural Affairs emphasizes the importance of seed industry revitalization for national food security and agricultural modernization, calling for self-reliance in seed technology and independent control of seed sources [1] Financial Support for Seed Industry - Financial institutions are actively increasing support for the seed industry through innovative financial products, such as "Agricultural Guarantee Loans" and "Government Procurement E-Loans," with a total of 17 million yuan in loans issued to support seed companies in seed acquisition and breeding [2][3] - Agricultural Bank of China has implemented various financial service plans and credit policies specifically aimed at supporting the seed industry, establishing a differentiated policy support system and promoting six typical service models [3] Insurance for Seed Industry Protection - China People's Insurance Company has expanded its agricultural seed insurance projects over 40 years, now offering comprehensive coverage for various crops and livestock, including the launch of the first national agricultural germplasm resource protection insurance [4][5] - The new insurance product addresses risks in the breeding source and supports the development of agricultural productivity, contributing to national food security [4][5] - Collaborations with local governments are being established to create demonstration fields for quality seed promotion, integrating insurance services with agricultural technology guidance and risk management [5]

证券代码： 001227 证券简称：兰州银行 兰州银行股份有限公司投资者关系活动记录表 编号：2025-01 | | □特定对象调研 □分析师会议 | | --- | --- | | 投资者关系 | □媒体采访 ☑业绩说明会 | | 活动类别 | □新闻发布会 □路演活动 | | | □现场参观 | | | □其他（请文字说明其他活动内容） | | 参与单位名称 | 通过网络互动参与本次业绩说明会的各类投资者 | | 及人员姓名 | | | 时间 地点 | 2025 年 5 月 15 日下午 全景网"投资者关系互动平台"（http://ir.p5w.net） | | 上市公司接待 | 1.兰州银行 党委书记、董事长许建平 | | | 2.兰州银行 党委副书记、董事、行长刘敏 | | | 3.兰州银行 独立董事方文彬 | | | 4.兰州银行 董事、董事会秘书张少伟 | | 人员姓名 | 5.兰州银行 公司业务部总经理李胜龙 | | | 6.兰州银行 计划财务部总经理高雪梅 | | | 保荐代表人曾琨杰 7.中信建投 | | | 保荐代表人田斌 8.中信建投 | | 投资者关系活动主 | 1.今年是贵行战略规划 ...

Core Viewpoint - Agricultural Bank of China Sichuan Branch has achieved significant growth in loan volume, leading the industry in the central and western regions of China, with a total loan amount of 1.33 trillion yuan in 2024 and a steady increase in financial services to support the local economy [6][7][10]. Financial Performance - In 2024, Agricultural Bank of China Sichuan Branch's total loan volume reached 1.33 trillion yuan, maintaining the top position in the central and western regions for three consecutive years with an annual increase exceeding 100 billion yuan [6]. - By the first quarter of 2025, the total loan volume surpassed 1.4 trillion yuan, with individual loans accounting for nearly 50% of the increase and corporate loans increasing 1.6 times compared to the same period last year [6]. Service Innovation - The bank has embraced technological advancements to enhance financial services, achieving a 66% online loan ratio for small and micro enterprises in 2024 [8]. - The introduction of the "Micro Loan 3.0" AI lending model has positioned the bank as a leader in both loan scale and product variety within the Agricultural Bank of China [8]. Green Finance Initiatives - Agricultural Bank of China Sichuan Branch has actively supported green finance, issuing 1.1 billion yuan in loans for 10 reserve forest projects by the end of 2024 [9][10]. - The bank has also approved 2.1 billion yuan in fixed asset loans for clean energy and ecological projects, contributing to local economic transformation [9]. Support for Manufacturing and Small Enterprises - The bank has focused on the manufacturing sector, maintaining a leading position in loan balances and providing 42 billion yuan in loans to small and micro enterprises [11]. - Project financing has seen a 27.5% annual increase, with nearly 1 trillion yuan in loans for 700 key projects in 2024 [11]. Rural Revitalization Efforts - Agricultural Bank of China Sichuan Branch has supported rural revitalization with a total loan volume exceeding 500 billion yuan, aiding in the construction of 1.74 million acres of farmland [12]. - The bank has implemented over 100 tailored solutions for rural financing, achieving a total loan amount of 84.2 billion yuan for farmers [12]. Future Outlook - The bank aims to continue supporting the local economy and rural revitalization, focusing on the "three rural issues" and enhancing financial services to drive sustainable growth [13].

春日午后，四川省成都市新都区军屯镇天星村的千亩稻田中，一高一矮、一胖一瘦两只"机器狗"正来回 穿梭巡视。 "这是电视上看到的'机器狗'吗？它们好像在巡田。"稻田旁，看到这一幕的村民们热议起来。 机器狗"小胖"和"小瘦"来自成都市新都绿控农业服务有限公司（以下简称"绿控农业"）。 "引入'机器狗'，是希望将人力从繁重的重复劳动中解放出来。接下来，我们还计划推出采摘机器人等 产品，助力农业生产更加高效。"绿控农业相关负责人说，"农业机器人研发周期长、资金压力大，公司 能有如今的发展，多亏了农业银行（601288）的支持。" "胖一些的机器狗顶部架设360度旋转摄像头，搭载多线程激光雷达和DeepSeek深度学习算法，能够对作 物生长情况、环境以及病虫害迹象进行监测。瘦一些的机器狗搭载地形自适应系统，凭借柔性关节六轴 传感器，能灵活调整'双足'高度，在复杂地形中稳定巡检。"熟悉两只机器狗的人向《金融时报》记者 介绍。 记者了解到，近年来，绿控农业陆续中标当地政府发布的分析测试服务采购等项目。为支持农业新质生 产力加快发展，农业银行四川成都新都支行以"政采e贷"产品为抓手，通过直联政府采购平台，将企业 中标合同转化为 ...