Core Viewpoint - The announcement details the overdue payment situation regarding the "Guomin Trust · Huijin No. 87 Collective Fund Trust Plan," highlighting the company's receipt of a principal amount of 169.99 million yuan and the ongoing efforts to manage the associated loan rights and collateral assets [1][4]. Summary by Sections Situation Overview - The company approved the use of up to 600 million yuan of idle funds for cash management, specifically for purchasing financial products from banks and trust companies, with a maximum investment of 170 million yuan in the "Guomin Trust · Huijin No. 87 Collective Fund Trust Plan" [1]. - The trust plan was established with a total scale of 200 million yuan, with the company contributing 170 million yuan, and as of the maturity date, only 10,000 yuan had been repaid, leaving an outstanding balance of 199.99 million yuan [1]. Progress of Trust Product Purchase - The company, as the trustee, has been actively pursuing the transfer of loan rights related to the trust plan to its subsidiary, Zhizhu Space (Tianjin) Technology Co., Ltd., which has signed a debt transfer agreement with Guomin Trust [2][3]. Subsequent Disposal Work Progress and Plans - Zhizhu Space is tasked with managing the loan rights and collateral assets, including applying to change the executor in a court case and potentially auctioning off collateral properties [4]. - The company emphasizes the importance of effective governance and risk control in overseeing Zhizhu Space's operations and financial management [4]. Impact on the Company - The company recognized a fair value change loss of 17 million yuan in 2022 and 68 million yuan in 2023 due to the trust product, which resulted in a net profit increase of 72.25 million yuan at the parent company level, although the consolidated net profit remains unchanged [5].

Transaction Overview and Progress - The company, Hengyin Technology, has announced the acquisition of loan receivables from the "Guomin Trust · Huijin No. 87 Collective Fund Trust Plan" by its subsidiary, Zhizhu Space, for a price of RMB 199.99 million [2][3] - The funding for this acquisition will come from interest-free, unsecured loans provided by Hengyin Technology and Mr. Jiang Haoran, totaling approximately RMB 100.1 million for legal fees and other expenses [2][3] - The purpose of acquiring the loan receivables is to manage and dispose of the collateral assets associated with the trust plan [2][3] Debt Transfer Agreement Details - The debt transfer agreement was signed on September 1, 2025, between Guomin Trust (the seller) and Zhizhu Space (the buyer) [3] - The transaction price for the loan receivables is RMB 199.99 million, which will be paid in a lump sum on September 2, 2025 [3][4] - The agreement includes all rights related to the loan receivables, including the right to collect payments and pursue legal actions if necessary [4] Loan Agreements - Zhizhu Space has entered into loan agreements with both Hengyin Technology and Mr. Jiang Haoran, with a total loan amount of RMB 17.85 million and RMB 3.15 million respectively [5] - The loan terms for both agreements are from September 1, 2025, to August 31, 2028, with zero interest and no collateral required [5] - The first installment of the loan from Hengyin Technology will be RMB 16.915 million, with subsequent payments based on Zhizhu Space's funding needs [5]

Transaction Overview - Hengyin Technology's subsidiary, Zhizhu Space, plans to acquire loan claims from the "Guomin Trust · Huijin No. 87 Collective Fund Trust Plan" for RMB 199.99 million [1][2] - The claims include all rights from specific civil judgments and execution cases, after deducting amounts owed to the borrower [1][2][8] - The funding for this acquisition will come from financial support provided by Hengyin Technology and Mr. Jiang Haoran based on their equity stakes [2][15] Transaction Details - The transaction does not constitute a related party transaction or a major asset restructuring as per regulations [2][3] - The board of directors and supervisory board have approved the transaction, which does not require shareholder meeting approval [2][3] - The payment for the claims will be made in a lump sum upon signing the debt transfer agreement [4][13] Counterparty Information - The seller of the claims is Guomin Trust Co., Ltd., which has a good credit status and is not listed as a dishonest executor [7][8] - Guomin Trust has a registered capital of RMB 1 billion and engages in various trust-related businesses [7][8] Impact on the Company - The transaction is expected to have no significant adverse effects on Hengyin Technology's financial status or operations [14][15] - The acquisition aligns with the company's operational development needs and is structured to avoid conflicts of interest or harm to shareholder interests [14][15] - Zhizhu Space, being a newly established company with a registered capital of RMB 1 million, will manage the acquired claims and related assets [15]

格隆汇8月14日丨恒银科技(603106.SH)公布，恒银科技控股子公司智筑空间拟与国民信托签署《债权转 让协议》，以人民币19,999万元的价格受让"国民信托·慧金87号集合资金信托计划"贷款债权，即：国民 信托在（2023）京74民初1148号《民事判决书》、（2024）京民终844号《民事判决书》、（2024）津 01执3907号执行案件中享有的全部债权（包括但不限于全部债权及其全部从权利）扣减以应分配给借款 人的信托业保障基金本金及收益抵扣利息金额后的剩余债权。智筑空间拟受让信托贷款债权的资金来源 为：恒银科技、江浩然先生根据股权出资占比分别向智筑空间提供财务资助。 公司与国民信托协商一致，国民信托拟将"国民信托·慧金87号集合资金信托计划"的信托贷款债权转让 给智筑空间，智筑空间拟受让信托贷款债权。后续国民信托向天津市第一中级人民法院申请将执行人变 更为智筑空间，以智筑空间作为执行人来承接上述信托贷款债权，以实现集中处置资产、优化决策流程 等，提升运作灵活性，以便未来对抵押担保资产进行管理及处置。《债权转让协议》等相关协议签署 后，智筑空间向国民信托支付信托贷款债权转让款，国民信托将信托贷款债权转让 ...

格隆汇8月14日丨恒银科技(603106.SH)公布，恒银科技控股子公司智筑空间拟与国民信托签署《债权转 让协议》，以人民币19,999万元的价格受让"国民信托·慧金87号集合资金信托计划"贷款债权，即：国民 信托在（2023）京74民初1148号《民事判决书》、（2024）京民终844号《民事判决书》、（2024）津 01执3907号执行案件中享有的全部债权（包括但不限于全部债权及其全部从权利）扣减以应分配给借款 人的信托业保障基金本金及收益抵扣利息金额后的剩余债权。智筑空间拟受让信托贷款债权的资金来源 为：恒银科技、江浩然先生根据股权出资占比分别向智筑空间提供财务资助。 公司与国民信托协商一致，国民信托拟将"国民信托·慧金87号集合资金信托计划"的信托贷款债权转让 给智筑空间，智筑空间拟受让信托贷款债权。后续国民信托向天津市第一中级人民法院申请将执行人变 更为智筑空间，以智筑空间作为执行人来承接上述信托贷款债权，以实现集中处置资产、优化决策流程 等，提升运作灵活性，以便未来对抵押担保资产进行管理及处置。《债权转让协议》等相关协议签署 后，智筑空间向国民信托支付信托贷款债权转让款，国民信托将信托贷款债权转让 ...

Group 1 - Hengyin Technology disclosed that it purchased trust financial products with its own funds in 2021, with overdue amounts reaching 185 million yuan by the end of 2024 [1] - The company invested 170 million yuan in the Guomin Trust Hui Jin No. 87 collective fund trust plan, receiving only 13 million yuan in investment income, while the principal and remaining investment income are overdue [1] - Hengyin Technology has entrusted Guomin Trust Co., Ltd. to sue the relevant parties, with the case receiving a final judgment in September 2024 [1] Group 2 - Guomin Trust reported a revenue of 824 million yuan in 2024, a year-on-year decrease of 11.23%, primarily due to a decline in fee and commission income [1][2] - The fee and commission income for Guomin Trust fell to 667 million yuan, a decrease of approximately 22.56% year-on-year [1] - Despite the significant drop in revenue, Guomin Trust's net profit increased by 6.62% in 2024, reaching 385 million yuan [2] - As of December 31, 2024, Guomin Trust's total trust assets amounted to 243.393 billion yuan, a year-on-year decrease of 2.45% [2]

Core Viewpoint - Hengyin Technology disclosed that it has overdue amounts of 185 million yuan related to trust financial products purchased in 2021, with ongoing legal actions to recover these funds [2][3][4]. Group 1: Trust Products and Financial Details - Hengyin Technology purchased the "Guomin Trust·Huijin 87" trust plan for 170 million yuan with an expected annual return of 11.00%, which was used for loans to Tianjin Zhirong Building Materials Sales Co., Ltd. [2][3] - The company also acquired the "Chang'an Ning·Yingxiang 1" trust plan for 15 million yuan with an expected annual return of 8.00%, intended for loans to Zhengbang Group Co., Ltd. [3] - As of the end of 2024, the overdue amount for the Guomin Trust product is 170 million yuan, with only 13 million yuan received in investment income [2][4]. Group 2: Legal Actions and Recovery Efforts - Hengyin Technology has entrusted Guomin Trust to sue relevant parties, with a final judgment received in September 2024 [2][3]. - The Tianjin Intermediate People's Court is currently evaluating the market value of the collateral properties, with an expected completion date for the assessment report by July 2025 [3][4]. - The company plans to resolve the trust loan debt through judicial auction or debt-to-equity swaps, and will continue to pursue the debtor if the recovered amounts are insufficient [3][4]. Group 3: Financial Performance of Trust Companies - Guomin Trust reported total assets of 5.129 billion yuan and net assets of 4.399 billion yuan as of the end of 2024, with a net profit of 385 million yuan and a return on equity of 9.16% [5][6]. - Chang'an International Trust has not disclosed its annual reports for 2022, 2023, and 2024, with its latest report being from 2021 [6].