具体来看，恒银科技购买了国民信托·慧金87号集合资金信托计划1.7亿元，截至2024年年报披露日，仅 收到投资收益0.13亿元，本金及剩余投资收益逾期未兑付。 目前，恒银科技已委托国民信托有限公司起诉相关方，该案于2024年9月获得终审判决。值得注意的 是，这并非恒银科技首次公告认购国民信托产品违约的情况。 公开资料显示，国民信托成立于1987年，其前身为中国人民建设银行浙江省信托投资公司，2004年获得 （原）中国银行业监督管理委员会核准迁址北京。 （原标题：某上市公司购国民信托产品 近2亿逾期难收回） 近日，上市公司恒银科技发布《关于上海证券交易所对公司2024年年度报告的信息披露监管问询函回复 的公告》。公告披露信息表明，恒银科技于2021年以自有资金购买信托理财产品，2024年末逾期未收回 金额为1.85亿元。 从2024年业绩报告来看，国民信托经营状况有喜有忧。营收方面，2024年国民信托实现营收8.24亿元， 同比下降11.23%，手续费及佣金收入下降为营收下降主因。当期，国民信托实现手续费及佣金收入6.67 亿元，同比下降约22.56%。 不过，在营收大幅下降的情况下，国民信托净利却实现上涨，2 ...

Core Viewpoint - Trust financial products remain a popular investment choice for listed companies due to their relatively stable returns compared to bank deposits and money market funds in a low-interest-rate environment [1][2][3] Group 1: Investment Activities - Qingdao Weilong Valve Co., Ltd. announced the purchase of trust financial products totaling 30 million yuan by itself and its wholly-owned subsidiary [1] - In June, Baida Group and Pinwo Food also announced investments in trust financial products, bringing the total investment by these three companies to 300 million yuan within the month [1][2] - The expected annualized returns for the trust products purchased by these companies range from 2.60% to 4.50% [2][3] Group 2: Market Trends - A total of 36 listed companies have purchased trust financial products this year, with a cumulative amount close to 8.9 billion yuan [3] - The average expected annualized return for trust financial products favored by listed companies is between 2% and 5.9%, with a preference for fixed-income products [3] Group 3: Risk Considerations - Trust products are not without risks, including credit, market, and liquidity risks, which require careful consideration by investors [5][6] - Chengdu Road and Bridge Engineering Co., Ltd. reported a significant loss from a trust product, highlighting the potential financial impact on companies [5][6] - Industry experts emphasize the importance of risk management and the need for companies to choose reliable trust companies and products that align with their risk tolerance [7]

Core Viewpoint - Bona Film Group (001330.SZ) has received administrative regulatory measures from the Xinjiang Securities Regulatory Bureau due to non-operational fund occupation and information disclosure violations involving its actual controller Yu Dong and wealth head Qi Zhi [2] Group 1: Regulatory Actions - The Xinjiang Securities Regulatory Bureau has mandated corrective measures for Bona Film Group and issued warning letters to Yu Dong and Qi Zhi, which will be recorded in the capital market integrity archives [2] - The company failed to disclose non-operational fund transactions with related parties as required by regulations [2] Group 2: Financial Transactions - In 2022, Bona Film Group and its subsidiaries provided a total of 210 million yuan to Qi Zhi and his affiliates through third parties in the form of trust financial payments, constituting non-operational fund occupation [2] - In 2023, the company provided 260 million yuan to Yu Dong and his affiliates under similar circumstances, bringing the total non-operational fund occupation to 470 million yuan, which has been repaid by the end of December 2024 [2] Group 3: Company Background - Bona Film Group is a private enterprise engaged in film distribution, investment, and cinema operations, with Yu Dong serving as the chairman and general manager [3] - The company has a history of collaboration with trust companies for film investments, including significant partnerships established since 2016 [4] Group 4: Share Pledge and Legal Issues - In October 2022, Yu Dong pledged 137 million shares of Bona Film Group (48.7% of his holdings) to CITIC Trust for personal financing needs [5] - As of March 31, 2023, Yu Dong's 137 million shares were frozen by the Beijing Second Intermediate People's Court for three years [6] Group 5: Trust Fund Challenges - Bona Film Group's subsidiaries have 730 million yuan in trust financial products facing uncertain recovery timelines, with the principal balance subject to a three-year duration and a benchmark yield of 4.20% [6] - The company is actively working with trust fund lenders to develop plans for asset disposal and timely repayment of trust financial assets, although the recovery process remains uncertain due to valuation and legal documentation requirements [6][7]

Core Points - The company guarantees the authenticity, accuracy, and completeness of the quarterly report, with no false records or misleading statements [2][3] - The quarterly report has not been audited [3][8] Financial Data - The company reported a total of 44,307.36 million yuan in trust financial products, with a significant portion from Zhongrong International Trust Co., Ltd. amounting to 40,751.66 million yuan [6] - The company recognized a fair value loss of 20,375.83 million yuan for the year 2023 and 11,040 million yuan for 2024, totaling 31,415.83 million yuan in cumulative losses [6] - The company has a trust financial product balance of 3,555.70 million yuan from China Construction Investment Trust Co., Ltd., with a recovery of 107.12 million yuan in the reporting period [6] Shareholder Information - As of the end of the reporting period, the company has repurchased 2,041,950 shares, representing 0.89% of the total share capital [5]