证券代码：603106 证券简称：恒银科技 公告编号：2025-022 恒银金融科技股份有限公司 部分董事兼高级管理人员 集中竞价减持股份结果公告 本公司董事会、全体董事及相关股东保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： | 股东名称 | 张云峰 | | | --- | --- | --- | | 股东身份 | 控股股东、实控人及一致行动人 | □是 □否 | | | 直接持股 5%以上股东 | □是 □否 | | | 董事、监事和高级管理人员 | √是 □否 | | | 其他： | | 部分董事兼高级管理人员持股的基本情况：本次减持计划实施前，恒 银金融科技股份有限公司（以下简称"公司"）董事、副总裁张云峰先 生持有公司股份 1,394,300 股，占公司总股本的 0.2679%。 减持计划的实施结果情况：张云峰先生本次减持计划公告，详见公司 于 2025 年 2 月 28 日在上海证券交易所网站（www.sse.com.cn）等指定 信息披露媒体上披露的《恒银金融科技股份有限公司部分董事兼高级 管理人员集中竞价减持股份计划 ...

证券代码：603106 证券简称：恒银科技 公告编号：2025-020 是 更正后： 九、是否存在半数以上董事无法保证公司所披露年度报告的真实性、准确性 和完整性 否 恒银金融科技股份有限公司 关于 2024 年年度报告的更正公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 恒银金融科技股份有限公司（以下简称"公司"）于 2025 年 4 月 25 日在上 海证券交易所网站（www.sse.com.cn）披露了公司《2024 年年度报告》。经事 后核查发现，因工作疏忽，导致公司《2024 年年度报告》中重要提示部分第九 条表述错误，现予以更正： 更正前： 九、是否存在半数以上董事无法保证公司所披露年度报告的真实性、准确性 和完整性 1 除上述内容更正外，公司《2024 年年度报告》的其他内容不变，本次更正 不会对公司 2024 年度财务状况、经营成果及现金流量造成影响。更正后的公司 《2024 年年度报告（更正版）》全文同日于上海证券交易所网站（www.sse.com.cn） 予以披露。公司今后将进一步加强信息披露文件的审 ...

证券代码：603106 证券简称：恒银科技 公告编号：2025-021 恒银金融科技股份有限公司2024年年度权益分派实施公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗 漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 每股分配比例 A 股每股现金红利0.03元 相关日期 | 股份类别 | 股权登记日 | 最后交易日 | 除权（息）日 | 现金红利发放日 | | --- | --- | --- | --- | --- | | Ａ股 | 2025/5/30 | － | 2025/6/3 | 2025/6/3 | 差异化分红送转：否 一、 通过分配方案的股东会会议届次和日期 本次利润分配方案经公司2025 年 5 月 19 日的2024年年度股东会会议审议通过。 二、 分配方案 截至股权登记日下午上海证券交易所收市后，在中国证券登记结算有限责任公司上海分 公司（以下简称"中国结算上海分公司"）登记在册的本公司全体股东。 3. 分配方案： 本次利润分配以方案实施前的公司总股本520,520,000股为基数，每股派发现金红利0.03 元（含税），共计派发现金红利 ...

Financial Performance - The net profit attributable to shareholders for 2024 is CNY 40,123,574.32, with a distributable profit of CNY 20,479,451.44 as of December 31, 2024[5]. - The company's operating revenue for 2024 was CNY 437,462,357.15, representing a 2.53% increase compared to CNY 426,686,741.60 in 2023[22]. - The net profit attributable to shareholders for 2024 was CNY 40,123,574.32, a significant recovery from a loss of CNY 207,973,535.09 in 2023[22]. - The cash flow from operating activities increased by 303.25% to CNY 63,556,627.12 in 2024, compared to CNY 15,761,109.02 in 2023[22]. - The basic earnings per share for 2024 was CNY 0.08, a turnaround from a loss of CNY 0.40 in 2023[23]. - The weighted average return on equity for 2024 was 3.12%, recovering from -15.18% in 2023[23]. - The total assets decreased by 4.37% to CNY 1,742,791,294.49 at the end of 2024, down from CNY 1,822,520,347.64 at the end of 2023[22]. - The company achieved structural growth in core business despite market demand adjustments, with significant progress in international market expansion, exceeding annual sales targets in multiple countries[34]. Dividend and Profit Distribution - The company plans to distribute a cash dividend of CNY 0.03 per share, totaling CNY 15,615,600.00 based on a total share capital of 520,520,000 shares[5]. - The company has not conducted any capital reserve transfers or stock dividends in the profit distribution plan[5]. - The company reported a net profit of 40,123,574.32 CNY for the most recent fiscal year, with a retained earnings balance of 20,479,451.44 CNY at year-end[188]. - The company has maintained a cash dividend policy that aligns with regulatory requirements, ensuring clarity in dividend standards and decision-making processes[186]. Risk Management and Compliance - The company has detailed potential risks in its management discussion and analysis section, urging investors to pay attention[8]. - The audit report issued by Xinyong Zhonghe Accounting Firm confirms the financial report's authenticity and completeness[4]. - There are no violations of decision-making procedures regarding external guarantees[7]. - The company has not faced any issues with a majority of directors being unable to guarantee the report's authenticity[7]. - The company has not reported any non-operating fund occupation by controlling shareholders or related parties[7]. - The company has implemented measures to prevent the controlling shareholder and related parties from occupying company funds, ensuring financial independence[148]. - The company has a complete and independent financial accounting system, adhering to the Enterprise Accounting Standards, with no shared bank accounts with the controlling shareholder[149]. Corporate Governance - The company held three shareholder meetings during the reporting period, reviewing 14 proposals, all of which have been implemented[134]. - The board of directors consists of 7 members, including 3 independent directors, meeting legal requirements for composition[135]. - A total of 5 board meetings were held during the reporting period, reviewing 39 proposals, all in compliance with legal and regulatory requirements[137]. - The supervisory board, consisting of 3 members, held 5 meetings and reviewed 18 proposals, ensuring effective oversight of the company's operations[140]. - The company has established a comprehensive internal control system in compliance with relevant regulations, ensuring the protection of investor interests and promoting stable development[147]. - The company has established a compensation and assessment committee to review and approve remuneration proposals for directors and senior management[166]. Research and Development - The company is committed to ensuring the accuracy and completeness of the annual report, with all board members present at the meeting[4]. - The company has accumulated over 1,300 intellectual property certificates, including 134 invention patents and 372 utility model patents[89]. - Research and development expenses were 48.50 million RMB, down 23.01% from the previous year, maintaining R&D investment at over 10% of operating revenue[74][76]. - The company is investing $50 million in R&D for new technologies aimed at enhancing user experience[158]. - The company has established a research institute and multiple research branches across China, enhancing its R&D capabilities and innovation in intelligent products and advanced technologies[68]. Market Expansion and Strategy - The company aims to become a global leader in financial technology services, focusing on innovation and technology-driven growth[32]. - The company is actively participating in the development of national financial technology standards, facilitating access to both domestic and international markets[35]. - The company is expanding its market presence in Southeast Asia, targeting a 30% market share by 2025[157]. - The company plans to enter two new international markets by Q2 2024, aiming for a 15% revenue contribution from these markets[158]. - The company will expand its international business by deepening its presence in key markets and enhancing brand influence through high-quality products and services[119]. Technology and Innovation - The company successfully developed a new generation of core technology, significantly reducing product costs compared to the previous generation, and introduced AI training platforms for banknote recognition[35]. - The financial technology industry is experiencing rapid digital transformation, with AI and cloud computing becoming integral to financial services, leading to a 30%+ improvement in risk control accuracy[40]. - The application of technologies like big data, cloud computing, artificial intelligence, and blockchain is driving the intelligent, personalized, and efficient evolution of financial services[104]. - The company has implemented a "Digital Hengyin" strategy, focusing on the integration of intelligent terminals and AI technology to create a smart financial ecosystem[63]. Employee and Talent Management - The total number of employees across the parent company and major subsidiaries is 1,436, with 291 technical staff and 885 service personnel[179]. - The company has implemented a comprehensive training program aimed at enhancing employee capabilities and supporting strategic goals, with a focus on key talent development and digital transformation[181]. - The company has a structured approach to remuneration that aligns with its operational performance and industry standards[166]. Environmental Responsibility - The company invested 1.60 million yuan in environmental protection during the reporting period[197]. - The company emphasizes energy conservation and environmental protection, having established an environmental safety system certified by ISO14001 and ISO45001[200]. - The company has not faced any administrative penalties due to environmental issues during the reporting period[199].

证券代码：603106 证券简称：恒银科技 公告编号：2025-019 恒银金融科技股份有限公司 2024年年度股东会决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 本次会议是否有否决议案：无 一、 会议召开和出席情况 (一)股东会会议召开的时间：2025 年 5 月 19 日 (二)股东会会议召开的地点：天津自贸试验区（空港经济区）西八道 30 号 恒银 金融科技园 A 座五楼会议室 (三)出席会议的普通股股东和恢复表决权的优先股股东及其持有股份情况： 1、出席会议的股东和代理人人数 416 2、出席会议的股东所持有表决权的股份总数（股） 306,158,606 3、出席会议的股东所持有表决权股份数占公司有表决权股 份总数的比例（%） 58.8178 (四)表决方式是否符合《公司法》及《公司章程》的规定，股东会会议主持情况 等。 本次股东会会议由公司董事会召集，由公司董事长兼总裁江浩然先生主持， 会议采取现场投票表决和网络投票相结合的表决方式，会议的召集、召开及表决 方式符合《公司法》等法律、法规和 ...

Core Viewpoint - The legal opinion letter confirms that the annual shareholders' meeting of Hengyin Financial Technology Co., Ltd. was convened and conducted in compliance with relevant laws and regulations, ensuring the legitimacy of the meeting procedures and voting results [1][2][7]. Meeting Procedures - The meeting was convened by the company's board of directors, with a notice published on April 25, 2025, detailing the time, location, and agenda [2][3]. - The meeting took place on May 19, 2025, combining on-site and online voting, with the on-site meeting held at the company's headquarters [3][4]. Attendance and Voting - A total of 416 shareholders (or their representatives) attended the meeting, representing 306,158,606 shares, which is 58.82% of the total voting shares [4]. - The qualifications of attendees were verified and found to be compliant with legal and regulatory requirements [4][7]. Voting Results - The meeting passed several resolutions, including: - Approval of the 2024 Board of Directors' Work Report with 305,724,557 votes in favor, representing 99.88% of the votes [5]. - Approval of the 2024 Supervisory Board's Work Report with 305,714,657 votes in favor, also representing 99.88% [5]. - Approval of the 2024 Annual Report with 305,714,457 votes in favor, representing 99.88% [5]. - Approval of the 2024 Financial Settlement Report with 305,695,548 votes in favor, representing 99.88% [5]. - Approval of the 2024 Profit Distribution Plan with 305,713,348 votes in favor, representing 99.88% [6]. - Approval of the remuneration for non-independent directors and senior management with 305,672,448 votes in favor, representing 99.87% [6]. - Approval of the use of idle funds for cash management with 305,703,477 votes in favor, representing 99.87% [6]. - Approval of the appointment of the auditing firm for 2025 with 305,707,877 votes in favor, representing 99.87% [6]. Conclusion - The legal opinion concludes that the meeting's procedures, participant qualifications, and voting results are all in accordance with applicable laws and regulations, confirming the legitimacy of the meeting [7].

北京市东城区建国门内大街 26 号新闻大厦 7 层、8 层 电话：010-88004488/66090088 传真：010-66090016 邮编：100005 北京国枫律师事务所 关于恒银金融科技股份有限公司 2024 年年度股东会的 法律意见书 国枫律股字[2025]A0231 号 致：恒银金融科技股份有限公司（贵公司） 北京国枫律师事务所（以下简称"本所"）接受贵公司的委托，指派律师出席并见 证贵公司 2024 年年度股东会（以下简称"本次会议"）。 1 3．本所及经办律师依据《证券法》《证券法律业务管理办法》《证券法律业务执 业规则》等规定及本法律意见书出具日以前已经发生或者存在的事实，严格履行了法定 职责，遵循了勤勉尽责和诚实信用原则，进行了充分的核查验证，保证本法律意见所认 定的事实真实、准确、完整，所发表的结论性意见合法、准确，不存在虚假记载、误导 性陈述或者重大遗漏，并承担相应法律责任； 4．本法律意见书仅供贵公司本次会议之目的使用，不得用作任何其他用途。本所 律师同意将本法律意见书随贵公司本次会议决议一起予以公告。 本所律师根据《公司法》《证券法》《股东会规则》《证券法律业务管理办法》《证 ...

证券代码：603106 证券简称：恒银科技 公告编号：2025-018 恒银金融科技股份有限公司 1 部分董事兼高级管理人员持股的基本情况：本次减持计划实施前，恒 银金融科技股份有限公司（以下简称"公司"）董事、副总裁兼财务负 责人王伟先生持有公司股份 728,400 股，占公司总股本的 0.1399%。 减持计划的实施结果情况：王伟先生本次减持计划公告，详见公司于 2025 年 2 月 28 日在上海证券交易所网站（www.sse.com.cn）等指定信 息披露媒体上披露的《恒银金融科技股份有限公司部分董事兼高级管 理人员集中竞价减持股份计划公告》（公告编号：2025-006）。公司于 2025 年 5 月 14 日收到王伟先生发来的《关于减持股份计划实施结果的 告知函》,获悉王伟先生于 2025 年 5 月 14 日通过上海证券交易所集中 竞价交易方式减持公司股份合计 182,100 股，约占公司总股本的 0.0350%。截至本公告披露日，王伟先生本次减持计划已实施完毕。 部分董事兼高级管理人员 集中竞价减持股份结果公告 本公司董事会、全体董事及相关股东保证本公告内容不存在任何虚假记载、 误导性陈述或者重 ...

恒银金融科技股份有限公司 2024 年年度股东会 会议资料 二〇二五年五月 恒银金融科技股份有限公司 2024 年年度股东会会议参会须知 各位股东及股东代表： 为维护股东的合法权益，确保恒银金融科技股份有限公司（以下简称"公司、 恒银科技"）2024 年年度股东会会议的顺利召开，保障股东在会议期间依法行使 权利，依据《中华人民共和国公司法（2023 年修订）》（以下简称"《公司法》"）、 《上市公司股东会规则（2025 年修订）》《公司章程》等有关规定，制定会议 须知如下： 一、公司根据《公司法》《中华人民共和国证券法（2019 年修订）》（以 下简称"《证券法》"）、《上市公司股东会规则（2025 年修订）》和《公司章 程》的规定，认真做好召开股东会会议的各项工作。 二、公司董事会办公室具体负责会议有关程序方面的事宜。 三、为保证股东会会议的严肃性和正常秩序，切实维护与会股东（包含股东 代表，下同）的合法权益，除出席会议的股东，公司董事、监事、高级管理人员， 公司聘请的律师及董事会邀请的人员外，公司有权依法拒绝其他人员进入会场。 四、各股东请按照本次股东会会议通知中规定的时间和登记方法办理参加会 议手续（详 ...

Core Viewpoint - Hengyin Technology (603106.SH) has reported a significant turnaround in its financial performance for 2024, achieving a net profit of 40.12 million yuan after a prolonged period of losses, primarily driven by non-recurring gains and a strategic shift towards AI integration in its operations [1][2][4]. Financial Performance - The company achieved an operating revenue of 437 million yuan in 2024, marking a year-on-year increase of 2.53% [2]. - The net profit attributable to the parent company was 40.12 million yuan, a substantial improvement from a loss of 208 million yuan in the previous year, representing a turnaround of 248 million yuan [2]. - The fourth quarter of 2024 was particularly strong, with total revenue reaching 180 million yuan, a year-on-year increase of 43.89% and a quarter-on-quarter increase of 132.46% [3]. Government Subsidies and Non-Recurring Gains - A significant portion of the profit in 2024 was attributed to government subsidies amounting to 26.57 million yuan and changes in the fair value of purchased stocks totaling 6.96 million yuan, which together accounted for 83.56% of the profit [4]. - The company has faced ongoing losses in previous years, with net profits being negative for 11 consecutive quarters prior to 2024 [2][4]. Business Transition and Market Trends - Hengyin Technology is transitioning from traditional cash equipment manufacturing to a more diversified business model, responding to declining demand for ATMs and bank branches [6][7]. - The number of ATMs in China has decreased from a peak of 1.11 million in 2018 to 802,700 by the end of 2024, reflecting a broader trend of shrinking bank branches [6]. R&D and Innovation Challenges - Despite the shift towards an "AI+" strategy, the company's R&D expenditures have decreased significantly, from 101.31 million yuan in 2020 to 48.5 million yuan in 2024, a reduction of approximately 51.98% [9][10]. - The number of patents and software copyrights has also declined, indicating potential challenges in maintaining competitive technological capabilities [10]. Industry Insights - The financial technology sector is urged to adapt to the digital transformation of bank branches, focusing on enhancing user interaction, creating ecosystem applications, and improving transaction security [11]. - Key areas for development include multi-modal technologies such as facial and voice recognition, as well as the integration of AI with financial terminal services [11].