Core Insights - Visa is expected to report Q4 FY'25 earnings on or around October 28, 2025, with projected revenue growth of approximately 10% year-over-year to $10.6 billion and earnings estimated at $2.97 per share, driven by strong payment volumes and robust consumer spending [2] - The company has a current market capitalization of $618 billion, with a revenue of $39 billion over the past twelve months, achieving $26 billion in operating profits and $20 billion in net income [3] Revenue and Growth Drivers - Strong payment volumes are anticipated to be a key driver of growth, particularly in cross-border payments, alongside value-added services (VAS) which saw a 26% year-over-year revenue increase in Q3 FY'25 [2] - VAS growth is attributed to advancements in AI-enhanced fraud detection, real-time analytics, digital checkouts, and various payment security solutions [2] Historical Performance and Trading Insights - Historical data shows that Visa has had 20 earnings records over the last five years, with a 50% occurrence of positive one-day post-earnings returns, and a median positive return of 2.6% compared to a median negative return of -1.3% [5] - The correlation between short-term and medium-term returns post-earnings can provide insights for traders, particularly if 1D and 5D returns show a strong correlation [6]