转自：新华财经 近期，兴业银行济南分行成功为山东某粮油企业高效核定国际业务融资额度，助力企业出口业务拓展。 该企业是集花生种植、加工、销售于一体的农业产业化国家重点龙头企业，其产品连续多年出口量全省 第一。近期客户刚完成生产线技术改造，产能进一步扩大，企业急需一笔资金进口巴西花生仁。了解到 客户情况后，兴业银行济南分行"金融特派员"主动上门对接，收集客户资料，对企业的进出口实绩、履 约能力等关键要素进行快速、客观评估，为客户发起积分卡授信审批，仅用时一周便为企业核定1000万 贸易融资额度，解决了企业燃眉之急。企业负责人表示："兴业银行贷款审批简单高效，为我们外贸企 业提供了实实在在的便利。" 一笔笔及时到位的信贷资金，一项项量身打造的金融方案，正成为稳住外贸基本盘的重要力量。兴业银 行济南分行相关负责人表示，将持续加大对外贸企业的支持力度，不断创新金融产品与服务模式，促进 外贸企业高质量稳定增长。（张永华） 编辑：穆皓 为进一步落实国家"稳外贸"政策导向要求，兴业银行总行于2025年5月创新推出"外向型企业积分卡授信 审批方案"。该方案基于外向型企业经营特点、行业地位及特征、财务状况、年度进出口额等因素设置 ...

Core Viewpoint - The successful implementation of the first "Credit Approval Scheme for Export-Oriented Enterprises" by Industrial Bank's Jinan Branch demonstrates an innovative financial tool aimed at addressing the credit difficulties faced by small and medium-sized foreign trade enterprises, thereby injecting strong momentum into stabilizing foreign trade [1][2]. Group 1: Financial Innovation - The scheme focuses on the characteristics of export-oriented enterprises, such as large cash flow and fast operational turnover, using a quantitative scoring system based on key indicators like business characteristics, industry position, financial status, and annual import-export volume to accurately determine credit limits [1][2]. - The Jinan Branch achieved a high-efficiency approval process, reducing the time from submission to approval to just one week, which is over 50% faster than traditional processes, effectively addressing urgent funding needs for enterprises [1][2]. Group 2: Market Impact - The initiative breaks down traditional credit approval barriers, allowing enterprises to access operational funds promptly, thus enhancing customer satisfaction and providing financial support for expanding business scale [2]. - The focus is on empowering small and medium-sized foreign trade enterprises by lowering credit thresholds through standardized scoring models, enabling more small and micro entities to enjoy convenient financial services [2]. Group 3: Future Outlook - The Jinan Branch plans to continue optimizing the approval process and expanding service coverage, focusing on the full lifecycle needs of foreign trade enterprises by providing integrated financial solutions including settlement, financing, and risk hedging [2]. - The successful launch of this first business not only exemplifies the bank's commitment to supporting the real economy but also marks a new milestone in innovative service models within the foreign trade finance sector, providing strong support for enterprises to navigate complex international situations and achieve stable development [2].