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农民身边有了金融助理员(财经眼)
Ren Min Ri Bao· 2025-07-17 22:02
Core Viewpoint - The article highlights the innovative financial assistant mechanism in Ningde City, Fujian Province, which aims to enhance financial services in rural areas, ensuring that financial resources effectively reach local businesses and farmers [4][5][12]. Group 1: Financial Assistant Mechanism - Since 2020, Ningde City has established a financial assistant mechanism, deploying 485 financial assistants across all townships to improve the connection between financial services and rural development needs [5][12]. - Financial assistants play a crucial role in facilitating communication between banks and local businesses, helping to address financial needs and promote inclusive financial services [5][11]. Group 2: Impact on Local Businesses - Financial assistants have successfully provided loans to local enterprises, such as the 720 million yuan loan to Shengshi Daxiang Tea Company, which has seen over 20% annual revenue growth [6][10]. - The mechanism has enabled financial assistants to understand the complexities of local businesses better, allowing them to provide tailored financial support, such as continuing loans for businesses in transition [7][12]. Group 3: Community Engagement and Education - Financial assistants engage with local communities to educate them about financial products and services, simplifying the loan application process and making it more accessible [9][10]. - Initiatives like village-wide credit education campaigns have been implemented to enhance financial literacy among residents, leading to increased loan approvals and financial participation [10][12]. Group 4: Future Developments - The Ningde City government plans to continue optimizing the financial assistant mechanism by enhancing training, improving selection processes, and promoting the latest financial policies to better serve rural revitalization efforts [13].