Group 1 - The core viewpoint of the article highlights the launch of China's first financial blockchain management platform by a consumer finance company, showcasing advancements in the digital economy and blockchain technology in the financial sector [1][3] - The platform is designed as a national, industry-level infrastructure that leverages blockchain's distributed, immutable, traceable, and transparent characteristics to enhance the consumer finance ecosystem [3][4] - The first issuance of asset-backed securities (ABS) utilizing this blockchain technology occurred on September 4, marking a significant milestone in the application of blockchain in consumer finance [3][4] Group 2 - The introduction of blockchain technology in the ABS and financial bond sectors addresses key industry pain points, such as information asymmetry and data integrity issues, by enabling real-time asset information tracking [4][5] - The platform's innovative file interaction model replaces traditional email methods, significantly reducing time and labor costs for participating institutions and improving project application and issuance efficiency [4][5] - The initiative aligns with national financial technology development strategies, aiming to enhance financial services for the real economy and support economic transformation [4][5]

Core Viewpoint - The launch of a national blockchain management platform for consumer finance by Ma Shang Consumer Finance represents a significant advancement in the integration of blockchain technology within the financial sector, particularly in the context of asset-backed securities (ABS) and digital currency applications [1][3][4]. Group 1: Platform Features and Innovations - The blockchain management platform is designed as a national, industry-level infrastructure that enhances the consumer finance ecosystem through its public and open characteristics [3]. - It utilizes blockchain's distributed, immutable, traceable, and transparent features, ensuring data security through encryption and consensus mechanisms, which fundamentally addresses the authenticity and consistency of information [3][4]. - The platform allows for real-time on-chain asset information and project management data, effectively solving issues related to information asymmetry and data integrity in the traditional ABS market [4]. Group 2: Impact on the Financial Sector - The introduction of blockchain technology in ABS and financial bonds not only enriches policy implementation scenarios but also addresses critical industry pain points, enhancing trust among participants [4]. - The platform's innovative file interaction model replaces traditional email methods, significantly reducing time and labor costs while improving project application and issuance efficiency [4][5]. - The initiative aligns with national financial technology development strategies, supporting the enhancement of financial services to the real economy and promoting economic transformation [4][5]. Group 3: Future Prospects - The platform is expected to inject new momentum into the consumer finance industry, facilitating the achievement of inclusive finance goals by providing better financial services to various social strata [5]. - The company aims to deepen the penetration of blockchain technology in consumer finance, exploring innovative business models and financial products to enhance the efficiency, transparency, and inclusivity of the asset securitization market [5].

Group 1 - The 2025 World Intelligent Industry Expo focuses on "Artificial Intelligence+" and "Intelligent Connected New Energy Vehicles," showcasing global cutting-edge achievements in the smart industry [1] - Chongqing, as a host city, is a significant hub for digital economy with an industry scale exceeding one trillion, playing a strategic role in the digital transformation of the western region [2] - The "2025 Digital Industry Ecosystem Conference," held in conjunction with the expo, attracted over 1,500 industry elites and aimed to discuss new opportunities in the digital industry ecosystem driven by technological revolutions [2] Group 2 - At the conference, the company launched the first financial blockchain management platform for consumer finance in China and successfully issued the first credit asset-backed securities (ABS) based on blockchain and digital RMB [3][5] - The blockchain management platform is designed as a national, industry-level infrastructure that enhances the consumer finance ecosystem by ensuring data security and transparency through distributed storage and encryption [5][6] - The platform addresses traditional ABS market issues such as information asymmetry and data falsification by providing real-time asset information on the blockchain, thereby enhancing trust among participants [6] Group 3 - The company signed a framework agreement with Southwest University of Finance and Economics to foster collaboration in research, talent development, and innovation, aiming to build a deep integration of industry and academia [7][10] - The partnership will focus on the application of artificial intelligence in consumer finance, optimizing intelligent risk control models, and developing customized courses to cultivate talent that combines financial theory with cutting-edge technology [10] - This strategic cooperation is a key step for the company to enhance its core technological innovation capabilities and improve product and service experiences in a competitive market [10]