中信银行（601998）重磅推出"小天元"企业生态服务平台，以"数字+金融+生态"创新范式，赋能企业数 智化跃迁。 中信银行"小天元"平台结合企业日常经营痛点，将高效智能的一体化金融服务嵌入各个环节，打造"业 财资付"全链路数字化解决方案，将企业日常经营管理流程线上化、智能化、自动化，大幅提升管理质 效，让企业省钱、省时、省心、省力。 ...

中信银行重磅推出 "小天元" 企业生态服务平台，以 "数字+金融+生态" 创新范式，赋能企业 数智化跃迁。 中信银行 "小天元" 平 台 结 合 企业日常经营痛点，将高效智能 的 一 体 化 金 融 服 务 嵌 入 各 个 环 节，打造 "业财资付" 全链路数字化解决方案，将企业日常经营管理流程 线上化、智能化、 自动化 ，大幅提升管理质效，让企业 省钱、省时、省心、省力 。 ...

Core Insights - The event marked the launch of the CITIC Bank "Xiaotianyuan" enterprise ecological service platform in Jiangsu, aimed at enhancing digital transformation for enterprises and improving financial management capabilities [1][4] - The platform integrates digital services and innovative financial solutions, covering various operational aspects such as personnel payroll, financial accounting, and supply chain management [4] - The launch aligns with national strategies for digital finance and technology finance, aiming to lower the barriers for enterprises in digital transformation and reduce costs associated with software procurement and maintenance [4] Group 1 - The "Xiaotianyuan" platform is designed to eliminate data silos and enhance comprehensive operational and risk management capabilities for enterprises [4] - The event featured discussions on the future paths of enterprise digital transformation and showcased successful collaborations between CITIC Bank and various enterprises [4] - Experts from Ernst & Young provided insights on managing tax risks under the new tax regulations, offering professional support for enterprises to seize opportunities [4] Group 2 - The successful launch of the platform signifies CITIC Bank's commitment to supporting the digital capabilities of small and medium-sized enterprises in Jiangsu [4] - The initiative aims to inject new vitality and momentum into the high-quality economic development of the Jiangsu region through financial technology [4] - The "digital + finance + ecology" service model is expected to facilitate a leap in digital transformation for SMEs amidst the ongoing digital wave [4]

Core Insights - The third Chain Industry Conference was held in Zhengzhou, gathering over 800 representatives from chain enterprises and industry experts to discuss new trends in the chain industry [1] - CITIC Bank's Zhengzhou branch participated as the only invited financial institution, with a focus on financial empowerment for the chain industry [1][2] Group 1: Financial Solutions - CITIC Bank introduced targeted solutions addressing core challenges faced by chain enterprises, including "receiving, paying, managing, financing, and taxation" [2] - The bank promoted its flagship financial product "Xiaotianyuan" as a support tool for chain enterprises [2] Group 2: Digital Transformation - CITIC Bank launched the "Xiaotianyuan" enterprise ecological service platform, integrating digital services and financial innovations to facilitate the digital transformation of small and medium-sized enterprises [3] - The platform offers a comprehensive digital solution for enterprise management, enhancing efficiency and reducing costs for businesses [3] Group 3: Future Directions - The event strengthened the connection between CITIC Bank and the chain industry in Henan, establishing a model for comprehensive financial services for chain enterprises [3] - CITIC Bank plans to continue providing precise financial services tailored to new consumption scenarios in the chain industry, leveraging its financial technology and innovative service capabilities [3]

Group 1 - The core viewpoint of the article emphasizes the launch of the "Xiaotianyuan" enterprise ecological service platform by CITIC Bank, which integrates digital technology, finance, and ecology to empower the digital transformation of small and medium-sized enterprises (SMEs) [1][2] Group 2 - The platform operates on principles of no connection, no direct link, and no fees, positioning itself as a new infrastructure to support the digitalization of SMEs, showcasing the responsibility of state-owned banks [1] - The platform offers a comprehensive "business, finance, and payment" solution, enhancing management efficiency for enterprises, with a property management company improving efficiency by 90% and a technology company reducing accounting processing time from 12 days to 5 days, a 60% efficiency increase [1] - Tax management is streamlined through direct connections to tax bureau systems, enabling over 10 types of tax declarations in a single click, and facilitating cross-regional tax reporting in just 10 minutes [1] - Invoice management integrates multi-source collection and four-dimensional risk control, achieving an error rate of less than 0.5% [1] Group 3 - The platform lowers the entry barriers for enterprises through a "free SAAS + ecological integration" model, with a travel cost reduction of 20% for a law firm and an increase in inventory turnover from 4 times per year to 7 times per year for a clothing e-commerce company [2] - Asset inventory time for a manufacturing enterprise is reduced from 3 days to 4 hours, and the platform provides risk level warnings for clients, enhancing risk control measures [2] - As a core vehicle for CITIC Bank's digital financial strategy, "Xiaotianyuan" has already assisted nearly 100,000 SMEs in their transformation, allowing them to enjoy equal digital capabilities at zero cost [2] - CITIC Bank plans to continue iterating the platform to empower the real economy with technology finance, promoting SMEs to achieve a leapfrog in digital intelligence [2]