城市化浪潮下，城乡要素双向流动日益频繁。城市居民渴望逃离快节奏生活，奔赴乡村寻觅恬静；一批新农人则 怀揣乡愁与梦想，返乡扎根田野。这股"城乡对流"的热潮，催生了乡村旅游、休闲农业等新业态。2024年中央一 号文件将"农文旅融合"纳入现代乡村产业体系建设的国家战略，2025年文件进一步明确通过制度创新、技术赋能 和文化挖掘构建"农文旅+"生态系统。在政策指引与市场需求的双重驱动下，新农人以创新实践激活乡村资源，小 赢科技等机构精准发力，共同书写乡村振兴的新篇章。 新农人创新实践打造多元乡村消费场景 "人越年纪大，越想回老家，有一种乡愁的力量在拽我。"80后孙永庆的心声，道出了许多新农人的返乡初心。 2020年，生长于乡村的他回到老家，打造了"南山贝贝生态家庭农场"。针对城里孩子大多"五谷不分"的现状，农 场推出了采蘑菇、摘水果、挖地瓜、抓鱼摸虾等农事体验，26台儿童老石磨和十几台成人石磨成为"网红设施"， 让磨豆浆变成充满教育意义的"劳动课"，让孩子们在亲子互动中体会食物来之不易。 如果说孙永庆的农场主打生态农事体验，夏天的"鹊华里"则将田园诗意与多元业态完美融合。农场取名源自元代 名画《鹊华秋色图》，从房车小 ...

Core Viewpoint - The financial technology company Xiaoying Technology (XYF.US) reported steady growth in its second quarter of 2025, with significant loan facilitation and issuance, supported by effective risk management and platform optimization [1][2]. Financial Performance - In Q2 2025, the total amount of loans facilitated and provided was 38.994 billion RMB, with net revenue totaling 2.273 billion RMB [2]. - As of the end of Q2 2025, the outstanding loan balance was 64.911 billion RMB [2]. - The overdue rates for loans were 1.16% for 31-60 days and 2.91% for 91-180 days [2]. Policy and Market Environment - The Chinese macroeconomic policies in Q2 2025 created favorable conditions for the development of small and micro enterprises, enhancing market activity [1]. - Policies such as "Several Measures to Support Financing for Small and Micro Enterprises" were introduced to optimize the financing environment [1]. Technological Innovation - Xiaoying Technology established a "Digital Finance Laboratory" in collaboration with Renmin University of China to integrate academic research with practical applications [3]. - The company plans to launch a virtual digital assistant, Win-Daidai, utilizing generative AI technology to enhance customer interaction and provide efficient service [3]. Social Responsibility and Community Engagement - Xiaoying Technology emphasizes social responsibility by integrating public welfare with consumer rights protection, conducting user education activities to promote financial safety [4]. - The company has launched initiatives such as an anti-fraud column that reached approximately one million people, enhancing financial risk awareness [4]. - The Xiaoying Public Welfare Library, established in Jiangxi Province, serves as a cultural hub, contributing to rural cultural revitalization [5].