金融活水，浇灌产业融合的希望田野。在广东潮州饶平县，中国太保产险潮州中支助力"百千万工程"实 践，启动油菜花种植项目，盘活冬闲农田资源，推动农旅融合。此次项目启动是政、企、学、协、农多 方协同的成果，未来将进一步拓展"油菜花+观光"、"油菜花+研学"等多元融合模式，挖掘农业生态与经 济双重价值。金融活水精准滴灌特色农业，开出"产业之花"，保障乡村振兴的多元可能，让经济与生态 的双重价值在这片田野上共荣。 温情传递，花香浸润银龄金融安全防线。花的旅程，最终抵达的是人的生活与心灵。在贵阳，中国太保 寿险贵州分公司开展了一场别开生面的"银龄花语耆乐融融"活动，将花艺美学与金融知识普及巧妙融 合。志愿者们与社区老人结对，在品茗、闻香与花艺创作的沉浸式体验中，让打击"代理退保"等金融风 险防范知识在花香中悄然扎根在老人们心中。花香馥郁间，严肃的金融教育变得更有温度，老年群体 从"金融消费者"转变为"安全传播者"。保险服务更是"人文之花"，将金融关怀融入生活场景，筑牢了温 暖而坚实的安全防线。 小寒至，盼春来，待花开。一朵花的旅程，不仅是生命的绽放，更映照出金融服务的温度与力量，讲述 着守护生长、传递关爱的故事。从花卉到 ...

Core Insights - The forum themed "Technology Empowering Finance, Talent Driving the Future" was held in Lujiazui Financial City, focusing on the integration of financial technology, international talent cultivation, and industry-education collaboration [1] - The event highlighted the importance of enhancing financial services to support the real economy and the national "going out" strategy through technology empowerment in finance [1] - A new training program aimed at bridging financial talent with the real economy will be launched in 2026, focusing on key areas such as technological innovation and digital economy [2] Group 1 - The forum gathered representatives from government, social organizations, higher education, research institutions, and leading financial institutions to discuss cutting-edge financial technology and talent development [1] - Zhang Hui, Deputy Secretary of the Financial Work Committee of Pudong New Area, emphasized the need for collaboration between finance, education, and technology to innovate talent cultivation models [1] - The forum underscored Shanghai's role as an international financial center and Pudong's mission to lead breakthroughs in financial development [1] Group 2 - Liu Qingfu, a professor at Fudan University, analyzed the systemic transformation of the financial industry driven by technology, highlighting the need for a new skill set among financial professionals [2] - Foreign financial technology representatives shared experiences on digital financial infrastructure and the necessity for hybrid talents who understand both finance and digital technology [2] - The "Five Major Articles" training program aims to systematically engage financial practitioners with the real economy to enhance the precision and effectiveness of financial services [2] Group 3 - The first roundtable discussed the need to break the talent shortage in financial technology by creating an open and collaborative ecosystem that encourages cross-disciplinary innovation [3] - The second roundtable focused on building a comprehensive talent cultivation system that aligns with the status of an international financial center, integrating global modeling methods with Chinese financial practices [3] - The goal is to develop a financial professional workforce that possesses both global perspectives and a deep understanding of domestic market characteristics [3]

本报讯 （记者矫月）近日，西南证券（600369）携手恒生电子（600570）与华为终端上线平板一体化 柜面系统，全面满足国产化适配要求。该系统革新临柜业务办理模式，融合鸿蒙操作系统的AI能力， 有效提升服务效率与客户体验，推动行业柜面服务迈入无边界、数智化的新阶段。 在系统建设过程中，西南证券充分发挥业务引领作用，以业务需求为核心锚点，明确功能建设重点，推 动系统功能与业务场景的深度融合；恒生电子凭借完善的业务解决方案，高效打通集中运营平台与移动 终端之间的连接，升级系统功能，助力构建高效、稳定、可扩展的一体化柜面；华为终端提供搭载鸿蒙 操作系统的平板，为项目提供了稳定可靠的硬件基础与AI能力支撑，提升业务办理的智能化水平。三 方通力协作下，该系统已在西南证券全国106家分支机构全面应用，成为其"效率提升年"的标志性成 果。 三方携手打造的平板一体化柜面系统，以华为平板为载体，在硬件层面节省证件读卡器、高拍仪、手写 板等外设，大幅降低硬件成本，也解决了外设兼容性差、故障频发的问题。告别杂乱的线缆与外设后， 营业部柜面更显专业整洁。 系统将传统柜面业务全面整合到轻便的平板，摆脱空间限制，支持柜员在营业场所内移 ...

Core Insights - The 2025 Capital Market High-Quality Development Forum recognized CITIC Securities for its outstanding performance in various sectors, winning five prestigious awards, including "Best Investment Bank Manager" and "Best Equity Asset Management Team" [1] - CITIC Securities ranked seventh in the "2025 China Securities Industry Listed Company Brand Value Top 30," maintaining its position from the previous year, reflecting its commitment to high-quality industry development [1] Investment Banking - CITIC Securities has consistently focused on serving the real economy and implementing national strategies, completing 49 A-share equity financing projects with a total underwriting amount of RMB 908.5 billion from 2024 to the first half of 2025 [2] - The company underwrote 2,388 bonds with a total amount of RMB 7,825.36 billion, ranking high in both scale and project quality within the industry [2] - In the first half of 2025, CITIC Securities completed 16 IPO projects with a total underwriting amount of RMB 146.37 billion and 33 equity refinancing projects totaling RMB 762.13 billion [3] - Notable projects included the first IPO after the release of the new "National Nine Articles" and significant refinancing efforts for energy supply companies [3][4] Asset Management - CITIC Securities aims to build a comprehensive asset management institution, focusing on customer-centric services and enhancing its investment research capabilities [5] - As of the first half of 2025, the asset management business scale reached RMB 4,852.38 billion, with a diverse product line including various types of funds and investment vehicles [5] - The company was awarded "Best Equity Asset Management Team" for its deep expertise and professional standards in managing equity assets [5] Digital Services - The "Dragonfly Point Gold" app was recognized as the "Best Brokerage App," serving as a key platform for customer service and integrating various financial services [6][8] - The app achieved significant user engagement, with 6.94 million monthly active users and 2.82 million daily active users in the first ten months of 2025 [6] - The app's AI-driven features enhance user experience and service efficiency, with plans for further integration of AI services [7] Investor Education - CITIC Securities received two awards for its investor education initiatives, highlighting its commitment to providing professional and accessible educational services [8][9] - The investor education base has reached over 130 million people through various activities, and the company has actively engaged in international investor education efforts [8][9] - The recognition reflects the company's comprehensive competitive strength across its business chain, with a focus on enhancing service capabilities in the capital market [9]

Core Insights - The article emphasizes the importance of small and micro enterprises as vital components of the economy, particularly in Henan province, which focuses on enhancing their vitality and market engagement [1] Group 1: Financial Support for SMEs - The establishment of the national small and micro enterprise fund flow credit information sharing platform has been pivotal in addressing financing challenges, leading to 10289 financing cases benefiting 6640 enterprises, with a total of 250.65 billion yuan in key sectors [1] - Financial institutions in Henan have utilized the fund flow information platform to issue loans totaling 51 billion yuan to 1130 technology enterprises, overcoming traditional financing barriers [2] Group 2: Case Studies of Successful Financing - A smart technology company in Nanyang received an 800,000 yuan credit line through the fund flow information platform, enabling it to fulfill a large production order and anticipate a 30% increase in output [3] - A renewable energy company specializing in battery recycling secured a 500,000 yuan green loan, which facilitated its expansion in environmental capacity [4] Group 3: Inclusive Financing for Micro Enterprises - The fund flow information platform has enabled 5855 enterprises to receive 182.2 billion yuan in inclusive loans, transforming fragmented financial data into recognized credit [5] - A grain and oil company benefited from a 10 million yuan credit line after the bank utilized the platform to streamline its financial data assessment [5] Group 4: Tailored Financial Solutions for the Elderly Care Sector - The fund flow information platform has provided 200,000 yuan in loans to two elderly care institutions, addressing their unique financing needs [6] - An elderly care facility received a 1 million yuan loan within three days, allowing it to expand its services and improve living conditions for seniors [6] Group 5: Data-Driven Financial Services - The fund flow information platform serves as a comprehensive data-sharing system, enhancing the financial service landscape by breaking down information silos and improving risk management [7] - Over 60% of financial institutions in Henan have integrated the platform into their credit management systems, expanding its application from pre-loan approval to post-loan management [7]

Core Viewpoint - The Beijing Municipal Committee has set ambitious goals for 2035, aiming to significantly enhance the capital's functional service capacity, economic strength, technological innovation, urban governance, and international influence, while ensuring balanced regional development and improved quality of life for its citizens [4]. Group 1: Strategic Focus - Huaxia Bank prioritizes serving the development of the capital, actively integrating into the construction of Beijing's "four centers" and enhancing service levels to provide robust financial support for the city's socio-economic development [5]. - The bank has developed a work plan to support Beijing in becoming an international consumption center, proposing six innovative measures and 18 key tasks to enhance consumer spending [6]. Group 2: Credit Support and Consumption Activation - Huaxia Bank focuses on key projects in Beijing, providing targeted financial support to stimulate urban consumption upgrades, including financing for landmark projects and infrastructure developments [7]. - By September 2025, Huaxia Bank has financed numerous critical projects in Beijing, contributing to the vibrant commercial ecosystem of the city [8]. Group 3: Cultural Consumption Promotion - The bank implements the "Old Brand Action Plan" to support cultural consumption and the innovation of traditional culture through financial means [9]. - Huaxia Bank collaborates with various old brand enterprises to enhance their offerings and engage younger generations through innovative activities and strategic partnerships [9]. Group 4: Scene Integration and Diverse Ecosystem - The bank constructs a multi-faceted consumption ecosystem by integrating financial services with cultural, commercial, and tourism sectors, launching various promotional activities to stimulate consumer enthusiasm [10][11]. - Huaxia Bank has partnered with major venues and events to create unique consumer experiences, significantly boosting transaction volumes and participation [10]. Group 5: Technological Empowerment - The bank emphasizes precision and warmth in its financial services, providing substantial support for Beijing's goal of becoming an international consumption center [12]. - Huaxia Bank showcases its technological financial achievements at the China International Fair for Trade in Services, highlighting its commitment to enhancing consumer experiences through technology [13].

Core Insights - The Shenzhen International Financial Conference emphasizes the importance of financial innovation and the role of insurance capital in equity investment for economic development [1][2][3] Group 1: Financial Innovation and Technology - Technology innovation is highlighted as a national strategy and a core engine for reshaping the financial industry [1] - The share of venture capital investment in the technology sector, loans to high-tech enterprises, and the market capitalization of the A-share technology sector are all on the rise, indicating technology's critical role in driving the financial market [1] - Financial institutions are increasing their investments in fintech, shifting the industry's core competitiveness from traditional network expansion to technological advancement [1] Group 2: Talent Development - The total number and proportion of technology talents in China's financial institutions are steadily increasing, but there remains a gap compared to international financial centers like New York [2] - There is a need for collaboration between universities and the market to cultivate interdisciplinary and composite financial talents to support international competitiveness [2] Group 3: Insurance Sector Development - The insurance industry is urged to transition towards comprehensive risk management, focusing on four key areas: serving the real economy, enhancing social security, maintaining financial safety, and establishing a disaster insurance system [3] - The Greater Bay Area has implemented over 30 financial innovation measures during the 14th Five-Year Plan, creating a policy matrix to support high-quality regional financial development [2][3] Group 4: Equity Investment Potential - The core goal of insurance capital equity investment is to ensure capital safety while serving national strategies and the real economy [3] - Insurance capital investment has evolved from "limited opening" to "precise regulation," leading to a diversified investment landscape that extends from traditional infrastructure to new productive forces [3][4] - Recommendations for optimizing the policy environment for insurance capital include enhancing capital constraint mechanisms, clarifying rules, enriching asset management product systems, and opening innovative investment tools [4]

Core Insights - The global capital market is at a complex crossroads in 2025, presenting both opportunities and challenges for investors, prompting the launch of the intelligent investment advisory software "Decision Maker" by Guocheng Investment Consulting Co., Ltd. [1] Group 1: "Data-Driven" Foundation of "Decision Maker" - "Decision Maker" software is built on a robust data engine that utilizes advanced algorithms and cloud computing to monitor and respond to market dynamics efficiently [3][4] - The software provides comprehensive trading standards across various timeframes and market segments, helping investors develop their trading systems [3] Group 2: "Wisdom-Driven" Core of "Decision Maker" - The software transitions from a product-driven to a customer-centric model, integrating a full-service system that includes thousands of strategy reports tailored to different investor profiles [6] - It features personalized learning paths that adapt to user profiles, offering a tiered approach to education for both novice and experienced investors [6] Group 3: User Experience Focus - "Decision Maker" emphasizes user experience by simplifying complex operations into a linear process, making it accessible for new investors [8][9] - The software presents key data through visual charts and clear explanations, reducing the learning curve for users [9] Group 4: Future Outlook - The "Decision Maker" software embodies a "data-intelligence-driven" investment model, serving as a guide for new investors and a strategic partner for seasoned professionals [11] - The ultimate goal of technology in finance is to expand human cognitive boundaries, allowing for more strategic thinking and planning [11][12]

Core Insights - The China International Import Expo (CIIE) continues to serve as a significant platform for global trade cooperation, showcasing China's commitment to opening up its market and enhancing international economic collaboration [1][2][3] Group 1: CIIE Overview - The eighth CIIE, held in Shanghai, emphasizes China's vast market potential and strong determination for openness, attracting global attention [1] - The expo acts as a "never-closing" venue for international trade discussions and has consistently introduced important new measures for foreign trade [1] Group 2: Role of Bank of China - Bank of China has been the sole strategic partner of CIIE for eight consecutive years, leveraging its global service network to facilitate international trade cooperation [2] - The bank has actively participated in various core activities of the expo, including global exhibitions and domestic investment promotion, supporting nearly 150 overseas promotional events [4] Group 3: Trade and Investment Facilitation - The trade investment matchmaking event at CIIE attracted nearly 1,000 exhibitors and 3,000 buyers from 57 countries, focusing on creating a win-win market [3] - Bank of China introduced innovative services such as "Hui Chat" for efficient negotiations and "Hui Financial" for comprehensive financial services to support trade outcomes [3] Group 4: Consumer Services and Innovations - The bank has launched a series of consumer-oriented services, including a new tax refund service for international visitors, enhancing the shopping experience [6][7] - Collaborations with China UnionPay and Huazhu Group aim to streamline consumer payment processes and improve service offerings in travel and hospitality [6][8] Group 5: Digital Transformation - Bank of China has upgraded its digital services, including the "Zhongyin e-Qiying" cross-border matchmaking system, providing intelligent matching and online negotiation capabilities [5] - The introduction of a digital RMB hard wallet at the expo allows for convenient cross-border transactions, showcasing the bank's commitment to digital finance [9][10] Group 6: Global Economic Cooperation - The bank hosted the "Financial Support for Global Economic Development" forum, gathering over 200 participants to discuss new trends in financial development and global trade opportunities [11] - The establishment of a global salary service model aims to support Chinese enterprises in their international operations, providing comprehensive financial services [12] Group 7: Future Outlook - Bank of China aims to extend its services beyond the expo duration, ensuring continuous support for enterprises and enhancing the benefits of CIIE for a broader audience [13] - The bank's initiatives align with China's broader strategy of expanding its openness and enhancing its role in the global economy [13]

Core Insights - The 38th Global Financial Centre Index (GFCI38) indicates that Qingdao ranks 35th globally, with a stable score and a significant rise to 24th in financial technology, highlighting the potential of "technology empowering finance" in Qingdao [1] Group 1: Financial Development Strategies - Liu Guohong from the Shenzhen Comprehensive Development Research Institute emphasized the importance of Qingdao's financial center developing unique, specialized, and differentiated characteristics [1] - Xiao Geng from the Chinese University of Hong Kong (Shenzhen) proposed the "Qingdao-Hong Kong linkage" model, leveraging asset tokenization and blockchain financing to attract global investment in Qingdao's marine assets [1] - Dong Shaopeng from the Renmin University of China suggested creating a "capital ecosystem" to optimize the listing process and integrate marine industries with the digital ocean economy [1] Group 2: Investment and Policy Recommendations - Lan Feiteng, Chairman of Shenzhen Haishi Private Equity Venture Capital Fund Management Co., recommended that Qingdao adopt the Shenzhen model to enhance government-led investments in early-stage, small, and technology-driven projects [2] - Yu Jixin, former Managing Director of Guosen Securities, advocated for "listing upgrades" and emphasized the need for government support in nurturing specialized and innovative enterprises [2] - Liu Shangxi, former President of the Chinese Academy of Fiscal Sciences, discussed the importance of fiscal and financial collaboration for the internationalization of the RMB, suggesting local governments issue offshore RMB bonds to attract global investors [2]