Group 1 - The core viewpoint of the article is the issuance of measures by the National Financial Supervision Administration and eight other departments to support financing for small and micro enterprises, specifically through the implementation of a no-repayment renewal loan policy [1] - The measures aim to guide banks in optimizing renewal loan products and improving the channels for processing these loans, thereby expanding the reach of the renewal loan policy [1] - Banks are encouraged to utilize various methods such as no-repayment renewal loans, extensions, and adjustments to repayment arrangements to provide continuous support for small and micro enterprises facing difficulties in cash flow [1]

Core Viewpoint - Postal Savings Bank of China in Tongliao City is actively supporting agricultural production during the spring plowing season by optimizing financial services and increasing credit investment to boost local agricultural activities [1][2]. Group 1: Financial Support for Agriculture - The bank has deployed customer managers to rural areas to assess the funding needs for spring farming, ensuring precise financial service delivery [2]. - A "green channel" has been established to streamline loan approval processes, enhancing the efficiency of fund disbursement [3]. - As of the end of March, the bank has issued 8,707 spring farming loans totaling over 1.324 billion yuan, benefiting 63,900 agricultural clients [3]. Group 2: Innovative Financial Products - The bank has introduced specialized loans such as "Agricultural Machinery Loan" and "Planting Loan" to cater to the diverse financing needs of modern agricultural entities [4]. - Collaboration with government and agricultural guarantee companies has been strengthened to promote the "government-bank-guarantee" model, facilitating access to low-interest loans for farmers [4]. - This year, the bank has issued 1.324 billion yuan in spring loans through the "government-bank-guarantee" model, including 703 guarantee loans amounting to 200 million yuan [4]. Group 3: Loan Renewal and Financial Accessibility - The bank has launched a "no principal repayment renewal loan" service, allowing clients to extend loan terms up to 10 years, with a total of 32 million yuan renewed this year [5]. - For clients facing temporary repayment difficulties, the bank offers loan extension and restructuring services, with the latter allowing for a repayment period extension of up to 5 years [5]. - The bank is enhancing its service model by establishing "Spring Farming Financial Service Stations" in rural areas to provide on-site loan application and payment services [5].