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福建平安产险闻“风”而动 全力筑牢“丹娜丝”防御屏障
Zhong Jin Zai Xian· 2025-07-09 06:17
Core Viewpoint - The company emphasizes the importance of disaster prevention and risk management, showcasing its proactive measures in response to Typhoon "Danas" to protect clients' lives and property [1][6]. Group 1: Emergency Response Measures - Upon receiving the typhoon warning, the company activated its emergency plan, coordinating manpower and resources to enhance risk warning and customer collaboration [1]. - A total of 426 personnel in the claims department were on standby, with 311 rescue vehicles deployed in the auto insurance sector and 12 preservation sites established in key areas [1]. - The company identified 143 flood-prone areas and completed visits to alert vehicle owners to move their cars, while also forming a rain intensity monitoring mechanism with industry partners [1]. Group 2: Client Disaster Prevention Services - As of July 7, the company conducted 102 on-site visits for key corporate property insurance clients and issued risk reports, while establishing communication groups for 18 engineering insurance clients with identified hazards [3]. - The company sent disaster prevention guidelines to 1,773 corporate property insurance targets and 215 engineering insurance projects through SMS, phone calls, and WeChat [3]. - In the agricultural insurance sector, 72 contracts for greenhouse early harvesting were implemented to minimize disaster losses, with full coverage of early warning notifications through village committees and farmers' WeChat groups [3]. Group 3: Technological Empowerment - Utilizing the "Eagle Eye DRS" risk control platform, the company accurately identified core areas affected by the typhoon and provided customized disaster prevention guidelines to high-risk enterprises [3]. - A professional risk control team conducted on-site inspections in vulnerable industries such as aquaculture and logistics in coastal areas, employing drones for dam inspections and infrared devices for electrical hazard detection [3]. - The company encouraged clients to download the "Car Owner" and "Enterprise Treasure" apps for self-service claims and one-click rescue applications, issuing over 12.56 million disaster prevention alerts and guidelines through various platforms [3]. Group 4: Commitment to Risk Reduction - The company’s management stressed that the value of insurance lies not only in post-disaster compensation but also in pre-disaster prevention, urging all levels of the organization to prioritize early warning and service [6]. - Multiple information exchange channels have been established for real-time updates on typhoon and flood prevention efforts, with management personally overseeing operations to ensure professional and efficient assistance to clients [6].
保险中介公司的国际化融资策略
Sou Hu Cai Jing· 2025-06-09 16:50
在全球经济深度融合的背景下,保险中介行业正迎来前所未有的国际化机遇。随着"一带一路"倡议的深 化、新兴市场的崛起以及数字化技术的革新,保险中介公司通过国际化融资策略拓展市场、优化资本结 构、提升竞争力已成为必然选择。以下从资本运作、科技赋能与全球布局三大维度,解析保险中介企业 的国际化融资路径。 一、资本结构优化:撬动全球化资源的核心杠杆 保险中介公司的国际化融资策略:资本、科技与全球化的协同路径 此外,跨国并购成为保险中介企业快速切入新市场的利器。德国安联通过并购美国PIMCO实现资管业 务突破,中国平安则通过收购欧洲富通集团业务拓展欧洲市场。此类资本运作不仅带来资金注入,更通 过资源整合实现技术、渠道与品牌的全球协同。 保险中介行业的国际化进程离不开资本的强力支撑。通过优化资本结构,企业可降低融资成本、增强抗 风险能力,并为跨境业务提供资金保障。例如,2024年部分行业巨头通过引入外资(如5亿美元级投 资)或发行债券(如5亿元公司债),不仅拓宽了融资渠道,还借助国际资本的流动性优势,反哺其海 外分支机构的运营。 二、科技输出与数字化转型:融资与服务的双重赋能 数字化是保险中介国际化融资的核心驱动力。通过人 ...