Wind数据显示，截至12月14日，银行业今年以来已发行68只绿色金融债券，发行规模超5300亿元，较 去年全年增加3336亿元，较去年同期增超186%。 ● 本报记者 石诗语 近日，杭州银行发行规模50亿元绿色金融债券，其中品种一为3年期固定利率债券，发行规模40亿元， 票面利率1.78%；品种二为3年期浮动利率债券，发行规模10亿元。 今年以来，在政策精准引导与市场需求驱动下，银行业绿色金融债券发行驶入"快车道"，呈现规模翻 倍、主体多元、成本优化的显著特征。Wind数据显示，截至12月14日，银行业今年以来已发行68只绿 色金融债券，发行规模超5300亿元，较去年全年增加3336亿元，较去年同期增超186%。从发行主体 看，国有大行持续发挥"压舱石"作用，股份行积极跟进，区域性中小银行加速入场，形成多元主体共同 参与的发展格局。 中小银行加速入场 据统计，今年以来，区域性中小银行的绿色金融债券发行数量已由去年同期的22只增加至30只，发行显 著提速。 今年6月，南京银行发行全国首单符合《多边可持续金融共同分类目录》境内主题绿色金融债券，规模 100亿元，期限3年，票面利率1.69%。该笔创新性债券募集资 ...

该行积极构建全链条转型金融支持体系：率先探索地方转型金融标准，联合第三方为企业提供免费碳诊 断与路径规划；创新推出"常绿贷""智改数转贷""绿科融""环信融"等特色产品矩阵，将环境表现、智能 化改造、科技属性、环保信用与金融服务深度挂钩，精准满足多样化融资需求。 战略领航，筑牢绿色发展根基 该行从顶层设计着手，构建了系统的绿色金融支撑体系。早在2017年便成立绿色金融工作领导小组，并 在董事会设立专门委员会，审议重大战略。通过制定发展规划，明确目标路径，形成"顶层统筹、部门 协同"的治理闭环。 在机制保障上，设立绿色专营机构与工作专班，推动服务网络下沉至各网点。配套实施FTP定价优惠、 绿色信贷快速通道等专项政策，将绿色指标纳入绩效考核，有效激发经营活力。政策驱动成效显著，近 3年绿色贷款复合增长率达94%。截至2025年9月末，绿色贷款余额达358.79亿元，较年初劲增100.87亿 元。 同时，银行自身积极践行低碳运营，推行绿色采购与无纸化办公，数字柜员替代率达30%，发票电子化 率达90%，并打造了一批节能低碳示范网点。 创新破局，精准滴灌转型需求 面对传统产业转型中的融资痛点，江南农商银行以产品创新破 ...

Core Viewpoint - Water West Village in Liyang, Jiangsu Province, is leveraging its rich red cultural heritage and agricultural resources to develop a unique model of "red culture + green industry," achieving significant economic growth [1][3]. Group 1: Economic Development - Water West Village has achieved a total output value exceeding 15 million yuan and collective income surpassing 2 million yuan by the end of 2024 [1]. - Jiangnan Rural Commercial Bank has opened a red financial history exhibition hall in Water West Village, supporting local development through a "red party building + finance" model [1][2]. Group 2: Financial Services - Jiangnan Rural Commercial Bank has established over 1,000 inclusive financial service points, providing various services such as small withdrawals, convenient payments, and policy consultations to enhance rural financial accessibility [2]. - The bank has issued nearly 20 million yuan in loans to farmers in the village, with over 8.6 million yuan in credit granted to 498 households, meeting diverse funding needs [3]. Group 3: Innovation and Support - The bank is actively involved in rural financial reform and has supported the village in becoming a pilot for national rural homestead system reform and a model for ecological civilization [3]. - Jiangnan Rural Commercial Bank has launched the "Jiangnan Science Loan" brand to provide comprehensive services to innovative enterprises, with a technology finance loan balance of 33.32 billion yuan as of June [4]. Group 4: Green and Inclusive Finance - The bank has issued 3.96 billion yuan in carbon reduction loans and launched the first green financial bond in Changzhou, with a total green finance loan balance of 34.87 billion yuan [4]. - The bank's micro-loan division has provided financing exceeding 1.8 billion yuan to 1,850 small micro-enterprises, with inclusive finance products reaching loan balances of over 20 billion yuan each [5].