Group 1 - The core idea of the news is the launch of the "2025 Elite Internship Program" by Industrial Bank, aimed at providing practical opportunities for the children of high-net-worth clients [2] - The internship program offers opportunities in various industries including finance, internet, consulting, fast-moving consumer goods, media, and automotive, with participation from well-known companies such as JPMorgan, CICC, Google, Microsoft, and ByteDance [4] - To participate in the program, non-Industrial Bank private banking clients must add external funds of over 10 million yuan, while existing clients need to add over 5 million yuan, and funds cannot be transferred during the internship [4] Group 2 - As of the end of 2024, Industrial Bank's private banking clients numbered 77,017, an increase of 7,859 clients or 11.36% year-on-year, marking the highest net increase in three years [5] - The total average financial assets of private banking clients reached 961.044 billion yuan, an increase of 106.032 billion yuan or 12.40% year-on-year [5] - Other banks, such as Ping An Bank and Industrial and Commercial Bank of China, also offer similar internship opportunities for clients' children, indicating a trend in the industry [5][6]

本刊记者 郑扬波 最近，兴业银行私人银行的"增值服务"引发热议—— 只要存够千万级资金，就能为子女换取名企实习机会，谷歌、阿里巴巴、字节跳动等都在"推荐名单"里。 遭普遍质疑后，兴业银行回应，该"菁英企业"实习计划在推广中表述不完整，对此造成的误解深表歉意。 看似银行与客户间的"礼尚往来"为何会引发争议？ 银行私人业务向来主打"高端服务"，比如兴业银行规定私人银行客户需满足月日均综合金融资产在600万元（含）以上，目前已有8万多户。按说，提 供点高尔夫球场预订、高端医疗对接之类的服务，算是行业常规。但把名企实习机会明码标价，性质就变了——这不是普通的"客户关怀"，而将就业机会 加上了资金门槛。 兴业银行的操作并非孤例。此前，平安银行的"新锐实践计划"、中信银行的实习营、招商银行的境外高端游学，甚至早年渣打银行"50万存款换优先 录取资格"的争议操作，本质都是一个路数：把教育、就业等涉及社会公平的领域，变成"VIP专属福利"。 建议三方面入手：监管层要给这类服务划红线，要求公开透明，禁止教育就业机会与资金挂钩；企业自身得有底线意识，名企应拒绝参与这种"资本 换机会"的游戏；社会层面要完善公平就业机制，比如扩大基 ...