all 21 21 公司混合类公墓理财 近一年业绩榜单 投资周期6-12个月 | F 특 | 产品名称 | 净值增 管理人 长率 | 最大回撤 | 年化波动 湖 | | --- | --- | --- | --- | --- | | | 一赢混合类碳中和开放式 理财产品1号(最短持有1 | 宁银理财 54.75% 12.82% | | 14.03% | | | स्टे) | | | | | | 宁赢红利精选混合类理财 FIERSEN | 宁银理财 21.97% | 6.97% | 6.16% | | | 幸福99卓越混合类(偏债E SG平衡优选FOF)365天 杭银理财 17.84% | | 6.05% | 6.63% | | | 持有期理财计划 | | | | | 4 | 招智睿远积极(一年持有) 2008 SERVICE | 招银理财 17.07% | 3.40% | 6.62% | | | 一赢平衡增利制造出海泥 | | | | | E | 合类理财(最短持有370 | 宁银理财 16.09% 7.78% | | 7.38% | | | R | | | | | 6 | 多彩象添富平衡精选- स्ट 定 ...

Core Viewpoint - The article emphasizes the importance of selecting bank wealth management products amidst a plethora of similar-sounding offerings, urging investors to identify high-performing products based on recent performance metrics [1]. Group 1: Product Performance - The report focuses on mixed-asset products issued by wealth management companies, highlighting those with superior performance in the market [1]. - A performance ranking is provided, showcasing annualized returns over the past month, three months, and six months, sorted by the three-month annualized yield to reflect multi-dimensional performance during recent market fluctuations [1]. - The ranking includes 28 distribution institutions, such as major banks like Industrial and Commercial Bank of China, Bank of China, and Agricultural Bank of China, among others [1]. Group 2: Product Availability - The list of products is based on their "on-sale" status, which is determined by their investment cycle; however, actual availability may vary due to factors like sold-out quotas or differences in product listings for different customers [1]. - Investors are advised to refer to the actual display on the distribution bank's app for the most accurate product availability [1].

Overall Performance - As of November 5, 2025, the average net value growth rate for mixed public financial products with a term of 6-12 months is 5.17%, with an average maximum drawdown of 1.35% [6] - Five financial companies are represented in the ranking, with Hangyin Wealth Management featuring four products and Ningyin Wealth Management three products, while Everbright Wealth Management, Xinyin Wealth Management, and Zhaoyin Wealth Management each have one product [6] - All listed products have achieved a net value growth rate exceeding 10% over the past year, with Ningyin Wealth Management taking the top two spots [6] Product Analysis - The top product, "Ningyin Mixed Carbon Neutral Open Financial Product No. 1 (minimum holding period of 1 year)," is a PR4 medium-high risk mixed financial product with an equity holding of 72.13% [7] - This product was established in September 2021 and has shown positive returns starting in 2024 after negative annualized returns in 2022 and 2023 [7] - The top ten holdings include stocks such as Ningde Times and Jinfeng Technology, with significant price increases of 107.44% and 58.73% respectively over the past year [7] - The second-ranked product, "Ningyin Dividend Selected Mixed Financial Product No. 1 (minimum holding period of 1 year)," is also a PR4 medium-high risk mixed financial product, achieving positive returns since its establishment in September 2021 [7] - This product has a slightly lower equity investment ratio of 63.1% compared to the top product, with cash holdings making up 18.79% of its portfolio [7]