编者按：当前银行理财货架产品琳琅满目，诸如"增强""稳健""均衡"等名称相近、特征模糊的产品层出不穷，投资者应如何甄别 与选择？为降低投资者的选择成本，南财理财通课题组从代销机构角度入手，聚焦各渠道当周在售的理财产品，搜罗其中业绩 表现优异者，并发布代销产品业绩榜单。 统计代销机构（28家）：工商银行、中国银行、农业银行、邮储银行、建设银行、交通银行、招商银行、中信银行、光大银 行、民生银行、兴业银行、浦发银行、广发银行、浙商银行、华夏银行、平安银行、恒丰银行、渤海银行、北京银行、宁波银 行、江苏银行、上海银行、南京银行、杭州银行、徽商银行、微众银行、网商银行、百信银行 需要特别提醒的是： 本榜单对理财产品"在售"状态的判断基于其投资周期推算。但实际情况中，部分产品可能因额度售罄，或 银行针对不同客户展示的产品清单存在差异而无法购买。因此，建议投资者以代销银行APP的实际展示为准。 此外，南财理财通虽力求客观公正，但不对本评价榜信息的真实性、完整性和准确性作任何保证，排名信息仅供参考。 数据来源： 南财金融终端 南财理财通（截至11月14日统计） 本期，课题组重点关注理财公司发行的混合类产品，从代销渠道为投资 ...

Core Insights - The article emphasizes the abundance of bank wealth management products with similar names and vague characteristics, urging investors to carefully select and differentiate among them [1] - The research team from Nanfang Finance aims to reduce the selection cost for investors by focusing on the performance of wealth management products available through various distribution channels [1] Group 1: Product Performance - The report highlights the performance of mixed-type wealth management products issued by wealth management companies, providing a performance ranking based on annualized returns over the past month, three months, and six months [1] - The ranking is sorted by the annualized return over the past three months to reflect the products' performance amid recent market fluctuations [1] Group 2: Distribution Channels - The report includes a list of 28 distribution institutions, such as Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, and others, which are involved in selling these wealth management products [1] - It is noted that the assessment of the "on-sale" status of wealth management products is based on their investment cycles, but actual availability may vary due to factors like sold-out quotas or differences in product listings for different customers [1]

Overall Performance - The equity market is active, with major stock indices generally rising. As of August 20, the year-to-date increases for the CSI 1000 and CSI 500 indices are 22.62% and 17.51%, respectively, while the Shanghai Composite Index and CSI 300 Index have increased by 12.37% and 8.55% this year [4]. Mixed Fund Performance - The short-term mixed public funds have shown strong performance, with an average net value growth rate of 1.66% and an average maximum drawdown of 0.26% over the past three months. All products in this category recorded positive returns [5]. - Notably, Ningyin Wealth Management, Xingyin Wealth Management, Minsheng Wealth Management, and Hangyin Wealth Management have performed well, with average net value growth rates exceeding 3% [5]. Highlighted Products - Xingyin Wealth Management's "Fuli Xingyi Zhi Xiang Quantitative Index Increase 3-Month Shortest Holding Period 1A" achieved a net value growth rate of 12.69% over the past three months, ranking first among products. This product is rated R4 (medium-high risk) and is benchmarked against a composite of the CSI 1000 and CSI 500 indices [6]. - The second-ranked product, "Xingrui Preferred Progress," primarily holds mixed public funds, with investments in military and Hong Kong stock themes. The top holdings of "Yangguang Orange Preferred Fund Treasure" from Everbright Wealth Management include major stocks like Tencent Holdings, SMIC, and WuXi AppTec [7].