建信优享进取养老目标五年持有混合发起(FOF)Y
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2025年度退税流程指南来了
中国建设银行· 2026-03-05 08:17
退税办理时间: 2026年3月1日-6月30日 000000000000000 2026 2月 1月 5月 3月 4月 最高省税 6月 7月 8月 5400元/年 9月 10月 11月 12月 2025年度个税工業精緻已开始 如果您在去年缴存过个人养老金 即可通过以下步骤 轻松领取省税 "大红包罗 个人帮老金退税怎么展作? 预约 2026年2月25日起 3月1日-20日| 办理退税 3月21日-6月30日 | 无需预约可随时办理 t3 预约 流量 01 発言分期ADD 底部菜单进入「办&查」频道-选择「个人养 老金扣除管理 ] , 同步你的个人养老金缴费 信息。 个人养老金扣除 管理 经营所得申报 纳税记录开具 取得经营所得后力 生成或查看纳税记 录入或查看个人养 理申报 老金扣除信息 NEW 7 公益慈善捐赠扣 委托代理关系管 涉税服务人员信 除填报 息管理 最 录入或查看准予扣 填报涉税服务人员 委托代理机构或个 除的捐赠记录 人代办年度汇算 信息与申领信用码 一元系 I-4 首贡 待力 办&查 向左滑动查看更多 02. 选择频约目期销量交 进入预约功能页面后,点击"开始预约" 向左滑动查看更多 03. ...
【养老】新年早规划 656元好礼待领取
中国建设银行· 2026-03-03 01:58
图片由Al辅助生成 立即享656元个人菲老金礼包 RANGE FOR STATE FOR a I I I 您的养老,准备好了吗? 手头的积蓄,能否陪您走得更远? 退休后的生活,能否延续如今的从容? 未来医疗、照护、日常开销 …… 是否都在计划之内? 养老是一场跨度数十年的长线筹备 越早开始,越能为未来多存一份底气 开立并缴存个人养老金 边省税、边投资、边领好礼 让养老规划从容启程 22 HEF 个人养老金是国家养老体系的"第三支柱" 在社保之外,为您增加一份 巨主储备、税优支持、专业打理的养老安排 最高享380元奖励 下即前往 DE 317 ERCE FF the R R 041 缴有有礼 首次缴存 最高享 88元 奖励 个人养老金账户 定即前往 NMI DEU 当年缴存金额 首次达500元 to 元奖励 最高享7 立即前往 当年缴存金额 首次达10000元 个说 沉長 每年缴存12000元 最高可享5400元税优 套款专用 资金锁定至退休,帮您 存得住、留得下 产品专属 可投资专属养老产品 封闭运作,适合长期积累 建信优享进取养老目标五年 去看看 持有混合发起(FOF)Y 基金代码:020188 【建行代销 ...
【提醒】退休后每月能领多少钱?点击测算
中国建设银行· 2026-01-29 07:59
支付达标赢好礼,至高抽1998元微信立减 t 2 172 图片自A南助年成 规划 测算 工具 速速码生 球直营 引示了 1167 AULH 建行养老账户 < 养老总资产 (1 退休后预估可领0 社保 亚洲 郎亦在要 个人养老金 其他备老 资金 投当年缴纳12000元个人养老金计算 全年应纳 税所得额 全年应纳 税所得额 全年应纳 96万以上 全年应纳 66-96万 积所得额 42-66万 全年应纳 税所得额 边际积率 全年应纳 30-42元 边际税率 全年应纳 税所得额 4.5% 14.4-30万 祝所得额 边际税率 35% 3.6-14.4万 当年至高 30% 边际税率 0-3.6万 当年至高 TI AR 边际税率 25% 节积 当年至高 5400 20% 边际税率 市祝 4200 当年至高 边际税率 10% 节积 3600 当年至高 3% 节祝 当年至高 3000 节祝 2400 当年至高 1200 市祝 360 * 全年应纳税所得额= init - " 用异老规划工具 快速测算退休收入 美老规划不知道从哪一步开始? 现在,通过养老规划测算工具 只需输入 年龄 品 等基础信息 收入 詞 即可快速测算退休后 ...
【提醒】您的2025年节税额度即将清零
中国建设银行· 2025-12-11 06:22
Core Viewpoint - The article emphasizes the importance of personal pension contributions, highlighting potential tax savings and rewards associated with these contributions, particularly before the year-end deadline. Group 1: Tax Savings - Individuals can save up to 5400 yuan in taxes by contributing 12,000 yuan to their personal pension before December 31 [5][6]. - The tax savings are calculated based on the individual's taxable income, with different marginal tax rates applied depending on the income bracket [6][7]. Group 2: Pension Contribution Rewards - There are multiple rewards for contributing to personal pensions, including a maximum of 2,696 yuan in bonuses for first-time contributors and those who meet certain contribution thresholds [9][10]. - Additional rewards include incentives for referring friends to open and contribute to personal pension accounts, with potential bonuses of up to 2,000 yuan [10][11]. Group 3: Year-End Benefits - The article mentions exclusive year-end rewards for clients, such as an 88 yuan bonus for those who meet specific contribution criteria [13]. - There are also additional incentives for clients who exceed certain contribution amounts, further encouraging participation in the pension scheme [13].
【宝藏】提前规划退休生活?最高2696元权益待领取
中国建设银行· 2025-11-27 06:51
Core Viewpoint - The article emphasizes the importance of retirement planning and the various financial products available to help individuals prepare for their retirement, highlighting the role of the bank's services in simplifying this process [3][4]. Group 1: Retirement Planning Services - The bank offers a comprehensive "hexagonal" retirement planning service that includes wealth management, policy consultation, account opening, and asset allocation guidance [4]. - The service aims to assist clients in understanding retirement policies, opening tax-advantaged accounts, and selecting suitable financial products [4]. Group 2: Financial Incentives - The bank provides various incentives for clients who open and contribute to personal pension accounts, including rewards for first-time deposits and annual contributions [9][10]. - Clients can earn up to 380 yuan in rewards for initial contributions of 10,000 yuan and additional bonuses for referring friends [10]. Group 3: Client Engagement - The bank encourages clients to build their "retirement fund pool" gradually, emphasizing the importance of consistent contributions to ensure financial security in retirement [7]. - The article promotes the idea of personalized service through dedicated client managers who assist in retirement planning [5][12].
【推荐】上新!养老规划账本来了
中国建设银行· 2025-11-06 08:16
Group 1 - The article introduces the concept of "Pension Ledger," which helps individuals plan their retirement funds by presenting current pension assets and estimating future pension income [2][3]. - It outlines the three pillars of pension funding: the first pillar is social security pensions, the second pillar includes enterprise or occupational annuities, and the third pillar consists of personal pensions [3][5]. - The article emphasizes the importance of understanding the total pension assets and the estimated monthly pension income from all three pillars combined [3][5]. Group 2 - The article provides a guide on how to experience the new "Pension Ledger" through a QR code for immediate calculation of retirement benefits [2][3]. - It details the potential rewards for individuals who open and contribute to personal pension accounts, including bonuses for first-time deposits and referral incentives [6][7]. - The article promotes specific investment products aimed at enhancing retirement savings, including low and medium-risk funds available through the bank [6][8].
【养老】开户缴存 最高2696元待领取
中国建设银行· 2025-10-10 06:04
Core Viewpoint - The article emphasizes the importance of personal pension planning, highlighting the benefits of tax deductions and investment opportunities provided by the personal pension system in China [3][4]. Summary by Sections Personal Pension Overview - Personal pensions are a government-supported, voluntary participation system aimed at supplementing retirement insurance, providing individuals with a sense of security for their future [3]. Tax Benefits and Investment Opportunities - Individuals can contribute up to 12,000 yuan annually to their personal pension accounts, which can be deducted from taxable income, potentially saving up to 2,696 yuan in taxes [4]. - Investment returns on personal pension contributions are not taxed until withdrawal, where a 3% tax rate applies [4]. Incentives for Participation - The article outlines various incentives for opening and contributing to a personal pension account, including rewards for first-time contributions and referrals [5][6]. - Specific rewards include 188 yuan for an initial contribution of 500 yuan and 380 yuan for contributions of 10,000 yuan [5]. Investment Products - The article introduces a specific investment product, the "建信优享进取养老目标" fund, which is a mixed fund with a five-year holding period, designed for medium-risk investors [7]. - The fund aims to capture market opportunities while maintaining a solid foundation through diversified asset allocation [7].
【宝藏】最高可领2696元,您的养老“搭子”已就位
中国建设银行· 2025-09-18 07:06
Core Viewpoint - The article emphasizes the importance of personal pension plans as a government-supported, voluntary, and market-oriented system that serves as a supplementary function for retirement insurance, providing individuals with peace of mind for their future retirement [3]. Summary by Sections Personal Pension Overview - Personal pensions are designed to enhance retirement security through government policy support and voluntary participation, allowing individuals to invest in a market-driven manner [3]. Tax Benefits - Individuals can enjoy a maximum tax deduction of 12,000 yuan per year on contributions, with investment income not taxed until withdrawal, where a 3% tax rate applies [4]. - The tax structure allows for various income brackets with corresponding marginal tax rates, providing opportunities for tax savings [6][7]. Incentives and Rewards - The article outlines various rewards for individuals who open and contribute to personal pension accounts, including a maximum of 2,696 yuan in benefits for initial contributions [2][10]. - Additional rewards are available for reaching specific contribution milestones, such as 88 yuan for the first deposit and up to 380 yuan for contributions of 10,000 yuan [10]. Investment Products - The article promotes a specific investment product, the "建信优享进取养老目标五年持有混合发起(FOF)Y," which is designed for long-term holding with a minimum period of five years to mitigate short-term market fluctuations [13][14]. - The fund aims to balance equity positions to capture market opportunities while maintaining a solid foundation through fixed income [15]. Fees and Charges - Management and custody fees for the promoted fund are set at 50% of the standard A-class share fees, making it a cost-effective option for investors [16].
【宝藏】职场新人的养老必修课
中国建设银行· 2025-08-07 08:20
Core Viewpoint - The article emphasizes the importance of personal pension plans in China as a crucial part of the pension system, highlighting the benefits and incentives for individuals to participate in such plans [4]. Summary by Sections Personal Pension Overview - Personal pensions are a significant component of China's pension system, supported by government policies, voluntary participation, and market operations, aimed at supplementing retirement insurance [4]. Tax Benefits - Individuals can deduct up to 12,000 yuan annually from their taxable income when contributing to personal pension accounts, with investment income not taxed until withdrawal, which is subject to a 3% tax rate [4]. Incentives for Participation - New account holders can receive up to 2,696 yuan in rewards through various incentives, including: - A maximum of 88 yuan for the first deposit - Up to 188 yuan for reaching a 500 yuan deposit - Up to 380 yuan for a 1,000 yuan deposit - Monthly rewards of up to 2,000 yuan for referring friends [5][6]. Additional Rewards - Special rewards for salary distribution clients and those who set up automatic contributions, with additional bonuses for reaching certain deposit thresholds [6][7]. Investment Products - The article introduces specific investment products designed for retirement planning, including: - A low-risk bond fund (FOF) for one-year holding - A medium-risk mixed fund (FOF) for five-year holding [8].
【福利】养老基金大科普,解锁个人养老金的财富锦囊
中国建设银行· 2025-07-03 06:35
Group 1 - The article presents various investment products offered by the company, categorized by risk levels and investment strategies [1][2][3][4]. - The "B粥套餐" is a low-risk bond fund aimed at stable returns, suitable for conservative investors [1]. - The "轻食套餐" is a balanced mixed fund with moderate risk, designed for investors seeking a mix of equity and fixed income [2]. - The "麻辣火锅" is an aggressive mixed fund targeting higher returns over a five-year horizon, appealing to risk-tolerant investors [2]. - The "养老目标日期2040" is a mixed fund with a three-year holding period, targeting retirement planning for 2040 [3]. - The "中证500指数增强" is a high-risk fund focused on enhancing returns through index investments [4]. Group 2 - The company promotes various rewards for depositors, including a maximum reward of 568 yuan for certain contributions [5]. - Additional incentives are offered for progressive contributions, with a maximum reward of 88 yuan [5].