记者丨 李惠琳 编辑丨陈晓平 王健林，又卖一处资产。 7月22日，中国儒意公告，拟收购快钱金融30%股权，现金代价为2.4亿元。公告披露，"卖方 的最终实益拥有人为王健林先生"。 快钱金融隶属于万达金融，手握一张第三方支付牌照。 王健林一度有着做大互联网金融的期 许，斥20亿巨资才拿下其控股权。 时移世易，手头紧缺的王健林，打折处置了这块金融资产。 今年以来，王健林还抛售万达酒店以及55个万达广场， 累计变现超520亿元 。 目前，其地产之外的多元业务，多已丧失，商管主业的控制权，也已脱手。 自救路上，这位地产大佬攒下的资产，依然在不断摆上货架。 清仓快钱 王健林这次找的下家，是一位老熟人。 接盘快钱的中国儒意，掌舵者为80后的柯利明。过往两年，他从王健林手中接过万达电影多笔 股权，且成为其实控人。 这次， 王健林再次向其出售的快钱，是其金融版图中的核心资产。 快钱为一家持牌的支付机构，成立于2011年，主要为大中型企业提供综合支付解决方案，并涉 足跨境支付和数字货币。 | 企查分:680分 (17 圆 报告 | 快钱 快钱金融服务（上海）有限公司 | 2笔记 ( 关注 | | | --- | --- | - ...

Core Viewpoint - Wang Jianlin is selling assets again, this time in the internet finance sector with the sale of Kuaiqian Financial [1] Group 1: Transaction Details - On July 22, China Ruyi announced that its wholly-owned subsidiary Shanghai Ruyi Xingchen Enterprise Management Co., Ltd. signed a share transfer agreement to acquire 30% of Kuaiqian Financial for 240 million yuan, payable in three installments, valuing Kuaiqian Financial at approximately 800 million yuan [1] - After the transaction, China Ruyi will become the largest single shareholder of Kuaiqian Financial, but Kuaiqian will not become a subsidiary of China Ruyi [1] Group 2: Background of Kuaiqian Financial - Kuaiqian Financial is primarily owned by Shanghai Wanda Network Financial Services Co., Ltd., which is part of Dalian Wanda Group [2] - Wang Jianlin is the actual controller of Kuaiqian Financial, holding approximately 27% of the shares [3] Group 3: Historical Context - In late 2014, Wanda acquired a controlling stake in Kuaiqian for 315 million USD (approximately 225.7 million yuan), marking Wanda's first acquisition in the internet finance sector [6] - Kuaiqian ranked fourth in transaction volume in 2014, behind UnionPay Business, Alipay, and WeChat Pay, with a transaction volume exceeding 2 trillion yuan [6] - Wanda achieved full ownership of Kuaiqian in 2017, but since 2018, there have been multiple reports of Wanda planning to sell Kuaiqian's payment license, with various potential buyers but no successful transactions [8] Group 4: Value and Risks of Kuaiqian - The core value of Kuaiqian lies not only in its full license qualifications but also in the scarcity of payment licenses and the current policy window [10] - The acquisition allows China Ruyi to obtain national payment qualifications at a low cost and position itself in digital finance and cross-border payment sectors [11] - However, Kuaiqian has faced over 10 million yuan in fines in the past three years, indicating weaknesses in its risk control system, which China Ruyi will need to address [11] - Kuaiqian's revenue is heavily reliant on offline transaction scenarios, which are currently shrinking, raising concerns about future profit growth [11] Group 5: China Ruyi's Background - This is not the first time China Ruyi has acquired assets from Wanda; it has previously acquired 100% of Wanda Investment and indirectly became the actual controller of Wanda Film [13] - China Ruyi, formerly known as Masgar Group, has transitioned from producing television dramas to films and has gained public attention through successful projects [13]

Core Viewpoint - The acquisition of a 30% stake in Kuaiqian Financial by Ru Yi Holdings for 240 million RMB signifies a strategic move to gain control over the valuable payment license held by Kuaiqian Payment, amidst ongoing changes in ownership and regulatory scrutiny in the payment industry [2][5][6]. Group 1: Acquisition Details - Ru Yi Holdings plans to acquire a 30% stake in Kuaiqian Financial for 240 million RMB, with the total valuation of Kuaiqian Financial estimated at 800 million RMB [5]. - The acquisition is conditional upon approval from the People's Bank of China and other prerequisites [2]. - Following the acquisition, Ru Yi Holdings will become the largest single shareholder of Kuaiqian Financial, which currently has a fragmented ownership structure with eight shareholders [2][11]. Group 2: Strategic Implications - The acquisition is expected to create synergies between Kuaiqian Payment and Ru Yi Holdings' existing businesses, including online streaming and gaming services, thereby facilitating diversification into the fintech sector [6][7]. - The move aligns with Ru Yi Holdings' strategy of acquiring quality assets from the Wanda Group, enhancing its control over the entertainment and financial sectors [6][7]. Group 3: Industry Context - The payment industry has shifted from rapid growth to a more regulated environment, with increasing compliance requirements and a focus on integrated solutions [13]. - Kuaiqian Payment has faced significant regulatory challenges, including fines exceeding 17 million RMB since 2022, highlighting the need for improved compliance and risk management [13][14]. - The competitive landscape for payment services is evolving, with a trend towards comprehensive service offerings rather than traditional transaction-based models [13].