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中国人寿:普惠金融赋能民生,创新模式推动多层保障
Nan Fang Du Shi Bao· 2025-06-26 13:23
"小保单"托举民生"大保障"。在国家大力推进普惠金融与消费升级的战略背景下,在粤港澳大湾区建设 纵深推进的关键阶段,国务院《关于做好金融"五篇大文章"的指导意见》犹如及时春雨,为金融业服务 实体经济、服务百姓民生指明方向。普惠保险作为普惠金融的重要构成部分,正以其独特的保障功能和 社会价值,为增进民生福祉、提升保障水平、服务高质量发展注入强劲动能。 近年来,中国人寿保险股份有限公司(以下简称"中国人寿寿险公司")始终践行"金融为民"初心,充分 发挥综合金融优势与业务协同效应,以"一个国寿 一生守护"为理念,创新构建多层次医疗保障"广东模 式",努力打造破解民生保障难题的"国寿样本"。 守护全生命周期,构建普惠金融服务体系 金融是国民经济的血脉,关系中国式现代化建设全局。作为我国普惠金融的重要组成部分,发展普惠保 险是践行金融工作政治性、人民性的必然要求,是服务中国式现代化建设的重要任务,亦是保险业高质 量发展的内在需要。中国人寿始终践行"国之大者"的使命担当,以创新为驱动,构建起覆盖全生命周期 的普惠金融服务体系。 从广州"穗岁康"到珠海"大爱无疆",从江门"邑康保"到佛山"佛医保"、中山"博爱康"..... ...
中国人寿企业年金集合计划服务企业超1.7万家
Cai Jing Wang· 2025-06-03 08:13
Core Viewpoint - China Life Insurance leverages its comprehensive financial advantages and business synergy to provide a full range of financial and insurance services throughout the entire lifecycle, emphasizing its commitment to customer protection and service diversity [1][10]. Group 1: Comprehensive Financial Services - The company offers life insurance services covering health, retirement, medical, education, and accident insurance, while its property insurance services span various sectors from production to personal safety [1]. - China Life is implementing the "333 strategy" to enhance service diversity, inclusivity, and accessibility, aiming for a unified service approach under the motto "One China Life, One Lifetime of Protection" [1]. Group 2: Child Protection Initiatives - The "Worry-Free Childcare" initiative launched in 2024 provides dedicated insurance for childcare institutions in Guangdong, offering up to 100 million yuan in liability coverage for institutions and 10,000 yuan in personal accident medical insurance for each child [2]. - The company has expanded its coverage for children's insurance needs, providing approximately 1.8 trillion yuan in protection for about 27.3 million family members in 2024, and has developed products benefiting over 70 million children [3]. Group 3: Health and Medical Insurance - The "Great Love Without Borders" project, initiated in 2019, has insured 5.9 million people, with 2024 seeing approximately 1.14 million participants, covering 47% of the city's basic medical insurance population [4][5]. - The project also includes cancer screening initiatives, with plans to conduct at least 10,000 screenings for nasopharyngeal cancer in 2024 [5]. Group 4: Elderly Care and Support - The "Yikangbao" program provides 500 yuan monthly for long-term care for severely disabled elderly individuals, with over 56,300 beneficiaries and total payments of approximately 24.8 million yuan [7][8]. - The "Silver Age Safety" insurance project has been implemented for elderly individuals, covering over 90% of the elderly population in Guangdong, with total claims reaching 2.3 billion yuan [9]. Group 5: Support for New Employment Groups - In 2024, the company provided insurance coverage for over 34.47 million individuals in the "two new" employment groups, with property insurance covering nearly 160 billion yuan in risks [6]. Group 6: Commitment to Social Stability - China Life Insurance emphasizes its role as a stabilizing force in society, providing risk protection across all life stages and contributing to social development and the dignity of aging [10].