免责声明：本文内容与数据由观点根据公开信息整理，不构成投资建议，使用前请核实。 根据公开资料整理，交易标的位于北京、上海、杭州等地。本次交易预计形成资产处置损失2903.68万 元，自2025年12月9日后累计损失3839.66万元，达最近一个会计年度经审计净利润的10%以上。 观点网讯：1月17日 ，东方雨虹公告称，公司及下属子公司拟出售部分不动产及下游客户抵债资产，相 关议案于1月16日获第九届董事会第四次会议审议通过。 ...

东方雨虹公告称，2026年1月16日，公司第九届董事会第四次会议审议通过《关于出售资产的议案》， 同意出售公司及下属子公司部分不动产和下游客户抵债资产。本次交易预计形成资产处置损失2903.68 万元，自2025年12月9日后累计损失3839.66万元，达最近一个会计年度经审计净利润的10%以上。交易 属董事会决策权限，不构成关联交易和重大资产重组。 ...

Core Viewpoint - Banks are actively selling properties at prices significantly lower than market rates, driven by the need to manage non-performing assets and respond to economic pressures in the real estate market [1][2] Group 1: Market Context - The trend of banks selling properties is a response to increasing defaults on personal mortgage loans and real estate development loans, leading to a rise in "foreclosure properties" and "debt settlement assets" on bank balance sheets [1] - Traditional channels for disposing of these assets have become bottlenecks, with high rates of unsold foreclosure properties due to issues like unclear tax obligations and difficulties in clearing properties [1][3] Group 2: Benefits of Direct Property Sales - Direct property sales by banks can significantly enhance asset disposal efficiency and accelerate capital recovery, while also reducing legal disputes through better control of the transaction process [2] - Buyers benefit from lower prices, typically 16% to 31% below market rates, along with a transparent transaction process and access to mortgage services, addressing the challenges associated with purchasing foreclosure properties [2] Group 3: Challenges and Risks - Banks face challenges in selling properties due to a lack of professional sales teams and market experience, which may lead to inefficiencies and potential conflicts of interest [3] - The influx of low-priced properties into the market could temporarily suppress surrounding property values, as evidenced by a 4.2% drop in average transaction prices in certain areas [3] Group 4: Alternative Asset Disposal Strategies - Banks have other mature pathways for disposing of non-performing assets, such as packaging them for asset management companies (AMCs), which can leverage their expertise for more effective asset management [4] - Establishing special asset divisions or utilizing asset securitization can also help banks manage risks and share returns with investors [4] - Collaborating with local governments and quality real estate companies on projects related to housing delivery can maximize asset value while ensuring timely project completion [4]