Core Viewpoint - Insurance plays a crucial role as the "invisible wing" of the low-altitude economy, providing essential risk management and economic compensation to support the industry's growth [1][8]. Group 1: Role of Insurance in Low-Altitude Economy - The low-altitude economy is igniting consumer enthusiasm with activities like drone deliveries and aerial shows, but it also faces risks such as accidents and privacy breaches [1][3]. - Insurance is essential for managing these risks, offering a safety net and acting as a key driver for the industry's development [1][4]. - Since 2015, the company has partnered with DJI to provide comprehensive insurance solutions tailored to the unique needs of drone users, becoming the leading provider in the domestic low-altitude drone insurance market [4][6]. Group 2: Challenges and Innovations in Insurance - The rapid expansion of low-altitude applications introduces new risks, necessitating that insurance terms evolve alongside technological advancements [1][3]. - The company has developed innovative products, such as the "Zhong An · Anxin Fei Drone Liability Insurance," which offers coverage starting at 50 yuan per year, addressing the needs of various users [6][7]. - The rise of "black flying" incidents, where drones operate outside legal parameters, poses significant public safety risks, highlighting the need for effective management and precise liability determination [7][8]. Group 3: Data and Regulatory Needs - The low-altitude economy requires a robust insurance framework, but the lack of foundational data complicates risk assessment and pricing [9][10]. - Experts suggest that the insurance industry should collaborate with aviation, transportation, and meteorological sectors to establish a comprehensive regulatory framework for low-altitude insurance [10][11]. - The company is committed to investing over 20 million yuan and assembling a dedicated team to develop a complete insurance service platform for the low-altitude economy, aiming to enhance service quality and standardize solutions across the industry [12].

Core Viewpoint - Insurance plays a crucial role as an "invisible wing" in the low-altitude economy, providing essential risk management and economic compensation to support the industry's growth [1][8]. Group 1: Role of Insurance in Low-Altitude Economy - The low-altitude economy is a burgeoning sector with a market potential in the trillions, encompassing various applications such as logistics, agriculture, and emergency rescue [4]. - Insurance is essential for managing risks associated with the low-altitude economy, including accidents, privacy breaches, and liability disputes [1][4]. - Since 2015, the company has partnered with DJI to offer comprehensive insurance solutions tailored to the unique needs of drone users, becoming the leading provider in the domestic low-altitude drone insurance market [1][5]. Group 2: Challenges and Innovations in Insurance - The rapid evolution of technology and the expansion of application scenarios in the low-altitude economy necessitate continuous updates to insurance policies to keep pace with emerging risks [1][5]. - The company has developed innovative products, such as the "Zhong An Anxin Fei Drone Liability Insurance," which offers coverage starting at 50 yuan per year, catering to a wide range of drone users [6][11]. - The insurance industry must address the increasing demand for coverage as the low-altitude economy grows, with the company reporting over 100,000 enterprise clients across various sectors [5][12]. Group 3: Data and Regulatory Challenges - The lack of sufficient historical data in the low-altitude economy complicates risk assessment and pricing for insurance products, making it difficult for companies to establish accurate premium rates [9][10]. - Collaboration with government and regulatory bodies is essential to develop a robust regulatory framework and data-sharing mechanisms to support the growth of low-altitude insurance [10][12]. - The company is actively exploring partnerships with various stakeholders in the low-altitude economy to enhance data collection and risk management capabilities [10][12].