近日，晶瑞电子材料股份有限公司（证券代码：300655；证券简称：晶瑞电材）发布公告，于2025年8 月22日召开的第四届董事会第八次会议及第四届监事会第四次会议，审议通过了《关于开展外汇衍生品 交易业务的议案》，同意公司及下属子公司开展外汇衍生品交易业务，以有效防范和规避汇率波动可能 带来的不利影响。 交易基本情况 尽管公司开展外汇衍生品交易业务旨在套期保值，不以投机和套利为目的，但仍面临多种风险： 1.市场 风险：交易合约汇率、利率与到期日实际汇率、利率的差异会产生交易损益，且合约公允价值变动有亏 损可能。 2.流动性风险：存在因市场流动性不足而无法完成交易的风险。 3.履约风险：不合适的交易对 方可能引发履约风险，但公司交易对方信用良好，履约风险低。 4.政策风险：国家宏观政策、法律法规 或监管规定变化，可能导致无法正常交易或业务关停。 5.操作风险：操作过程中可能因泄露信息、操作 失误等造成损失。 6.回款预测风险：供应商或客户调整订单可能导致回款预测不准，造成外汇衍生品业 务交易延期交割风险。 7.其他风险：操作人员记录信息不准确、不及时、不完整，或未能充分理解交易 合同条款和产品信息，可能导致损失 ...

Core Insights - Zhangjiagang Rural Commercial Bank has provided trade financing amounting to 410 million RMB since April 1, effectively supporting the development of foreign trade enterprises [1] - The bank has established a special task force to alleviate the financial pressures on foreign trade companies, focusing on stable credit support and innovative financing products [1][2] - The bank promotes export credit insurance to mitigate risks for small and medium-sized foreign trade enterprises, enhancing their confidence in exploring overseas markets [2] - The bank has upgraded its foreign exchange risk hedging services, offering real-time exchange rate information and promoting the use of foreign exchange derivatives to manage currency fluctuations [3] Group 1 - The bank's trade financing support has reached 410 million RMB, aiding foreign trade enterprises [1] - A special task force was created to implement measures that help enterprises stabilize operations and increase order intake [1] - The bank commits to maintaining credit support without withdrawal or pressure on foreign trade enterprises [1] Group 2 - The establishment of an export credit insurance support task force aims to enhance risk management for small and medium-sized enterprises [2] - The bank has facilitated the insurance application process, resulting in 75 enterprises obtaining coverage [2] - The bank promotes a unique trade financing product linked to export credit insurance, providing risk protection and financing support [2] Group 3 - The bank has enhanced its foreign exchange risk management services, providing real-time information and analysis to clients [3] - A total of 558 foreign exchange derivative contracts have been signed with 105 clients, amounting to 1.178 billion USD [3] - The bank continues to focus on high-quality development in foreign trade through collaborative efforts with government and enterprises [3]