11月18日，泰康在线正式迎来成立十周年。回首十年，中国保险业经历了从"粗放扩张"到"精耕细作"的深刻变革，近年来在金融"五篇大文章"的旗帜下，正 加速迈向高质量发展。在奔涌的时代浪潮中，泰康在线坚持创新，从行业的探索者发展为专业化互联网财险的笃行者，以"让保险更安心、更便捷、更实 惠"为初心，矢志不渝地诠释着"保险为民"的本色。 支撑这一升华的根本动力，源于泰康在线三大独特优势：依托泰康保险集团的生态支撑，形成了长远投入、深耕经营的强大定力；通过持续创新驱动，实现 了对市场需求的精准洞察，并以此倒逼产品与服务持续迭代，构筑专业壁垒；而强大的互联网基因，则让泰康在线相较于传统险企，能够更高效、更精准地 触达并服务用户。 此刻，泰康在线正深度融合其互联网特质与财险的金融属性，在发挥互联网普惠优势的同时，坚守作为持牌机构的责任与担当，以专业的风险管理能力服务 实体经济。泰康在线正与合作伙伴一道，将十年发展沉淀更精准的融入到产品服务，内化在财险专业化经营战略的具体实践当中，构建起了健康保障更全 面、出行服务更智能、数字生活更安心的"保险新生态"。 在产品端，基于对市场的深度洞察，泰康在线产品矩阵对不同人群的需求进行 ...

十年，足以让一棵树苗长成栋梁，也足以让一个创想照进现实。 2015年11月18日，当"互联网+"的时代浪潮席卷神州大地，世界500强泰康保险集团以前瞻性的战略眼 光，落下了关键一子——泰康在线财产保险股份有限公司（以下简称"泰康在线"）应运而生。作为行业 内首家由传统保险企业发起成立的专业互联网财险公司，它的诞生，本身就是一次对未来的深刻洞察。 2025年11月18日，泰康在线昂首迈入第十个年头。回望这非凡十年，中国互联网保险走过了从渠道创新 的"野蛮生长"，到科技赋能的"深度融合"，再到价值重塑的"规范发展"的完整周期。而泰康在线，始终 是这场变革中最坚定的探索者与领航者。秉持"只做对的事"这一价值基石，公司以"保险+科技""保险 +服务"为双翼，构建"保险新生态"，坚定地走出了一条专业化、高质量的互联网财险发展之路，奏响了 以科技重塑保险、以专业服务民生的时代强音。 2016年，泰康在线车险牌照获批，探索互联网车险新模式；目前车险营业范围基本覆盖全国；2017年， 累计保单件数突破1亿件，当年保费收入同比增长145%；2018年，广泛连接，初步建立覆盖主流互联网 生态企业的合作伙伴网络；2019年，坚定价 ...

Core Insights - The insurance industry in China is transitioning towards high-quality development, facing challenges from traditional models while embracing digitalization, ecological integration, and intelligence as key transformation directions [1] - Taikang Online, as a pioneer in the industry, has demonstrated profound thinking and practical experience in this transformation over its ten-year journey [1] Group 1: Company Milestones - Taikang Online was established in 2015 with the mission to make insurance more secure, convenient, and affordable, collaborating closely with partners to build a new ecosystem for internet insurance [2] - In 2016, the company launched customized products for online shopping and the first rider insurance in the industry, supporting daily insurance for delivery personnel [2] - By 2017, Taikang Online had surpassed 100 million policies issued and introduced innovative health insurance products, significantly enhancing user experience [2] - The company addressed the accessibility of critical medications with the launch of the "Yao Shen Bao" plan in 2019 [2] - In 2022, Taikang Online's premium income exceeded 10 billion, serving over 200 million customers and launching new citizen insurance to enhance inclusive services [2] - As of 2023, the company has achieved historical highs in various metrics, serving 300 million customers, issuing 17.5 billion policies, and paying out over 30.5 billion in claims [2] Group 2: Future Directions - Taikang Online will hold a ten-year anniversary celebration on November 18 in Beijing, focusing on the theme "We, You, They" to reflect on its journey and set a forward-looking vision [3] - The event will explore the future direction of intelligent upgrades in insurance services, leveraging AI technology to reshape the customer experience [3] - The company aims to continue building an open and win-win insurance ecosystem, contributing to national strategies and enhancing public welfare [3]