Core Viewpoint - The Supreme People's Procuratorate has released typical cases of illegal fundraising crimes, highlighting the deceptive methods used and the associated risks, particularly in the context of the growing elderly care economy and travel-based retirement services [1][2]. Group 1: Illegal Fundraising Cases - A case revealed that criminals used the guise of "elderly finance" to illegally raise over 5 billion yuan by promoting retirement apartments and travel bases, which should alert consumers [1][2]. - Companies involved in elderly care and travel have faced funding issues and investigations for illegal fundraising, with operations in various provinces including Shanghai, Jiangsu, Anhui, and Yunnan [2]. Group 2: Consumer Awareness and Caution - Consumers are advised to be cautious when selecting travel-based retirement products, as many offerings may be misleading and merely marketing tactics [2]. - The concept of "travel prepayment cards" was identified as a significant risk, as these cards were found to have characteristics of deposit-like financial products, leading to illegal fundraising [2]. Group 3: Regulatory and Enforcement Actions - There is a call for enhanced market regulation and qualification reviews by relevant authorities to maintain market order and protect consumer rights [3]. - Law enforcement and judicial bodies are urged to collaborate closely to combat related criminal activities and foster a trustworthy market environment for travel-based elderly care services [3].

Core Viewpoint - The article emphasizes the importance of public awareness and prevention against illegal financial activities, particularly through the dissemination of typical cases of illegal fundraising by the Supreme People's Procuratorate [1]. Group 1: High-Interest Investment Schemes - High-interest investment schemes often disguise illegal fundraising as legitimate online lending, using promises of guaranteed returns and high interest rates to attract investors [2]. - A case involving Zhang and others illegally raised over 2.69 billion yuan, resulting in losses of 1.05 billion yuan for investors, by promoting debt-related financial products with annual returns of 6% to 12.5% [2]. Group 2: Elderly Financial Scams - Scams targeting the elderly, such as "retirement finance" schemes, have emerged, promoting products like "prepaid travel cards" and "retirement apartments" under false pretenses [4]. - A case led by Shen and others illegally raised over 50.3 billion yuan, with unpaid amounts reaching 15.4 billion yuan, by falsely promising guaranteed returns and high-quality services to elderly investors [4]. Group 3: Forex Trading Frauds - Fraudulent forex trading platforms often mislead investors by claiming to offer real forex margin trading, while in reality, funds do not enter legitimate markets [6][7]. - A case involving Wang and others raised over 19.2 billion yuan through a fake forex platform, with unpaid principal amounting to 3.9 billion yuan at the time of the incident [7]. Group 4: Prevention Measures - Investors are advised to verify the qualifications of financial service providers, the authenticity of underlying assets, and the actual use of funds before investing [3][5]. - It is crucial for investors, especially the elderly, to consult with family or professionals and report any suspicious activities to authorities [5].

Core Points - The Supreme People's Procuratorate released four typical cases of illegal fundraising crimes, including a case involving a Shanghai-based company that illegally raised over RMB 50.3 billion from the public between November 2009 and December 2021 [1][2] - The company, led by a fugitive, continued to solicit funds even after knowing it could not repay investors, resulting in an unpaid amount of over RMB 15.4 billion [1][4] Group 1: Case Overview - The case involves a group that set up a company without the necessary financial management department approval, promoting retirement and travel-related financial products with guaranteed returns [1][2] - The company operated in multiple provinces, including Shanghai, Jiangsu, Anhui, and Yunnan, and used various marketing strategies to attract investors [1][2] Group 2: Legal Proceedings - The Shanghai Public Security Bureau initiated an investigation in December 2021, leading to the arrest of key individuals involved in the illegal fundraising activities [2][3] - The investigation revealed that certain prepaid cards sold by the company had characteristics of deposit-like financial products, which were deemed illegal fundraising [2][3] Group 3: Charges and Sentencing - By October 2022, the procuratorate charged several individuals with fundraising fraud and illegal fundraising, with one individual accused of defrauding over RMB 3.6 billion [4][5] - In December 2023, the Shanghai court sentenced the main perpetrators to prison terms ranging from nine to sixteen years and imposed fines totaling RMB 5.6 million [5]