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锚定地方发展主力军 上海银行3000亿信贷额度激活区域经济新动能
Zhong Jin Zai Xian· 2025-12-29 07:59
Group 1 - The core viewpoint of the articles highlights Shanghai Bank's commitment to enhancing regional economic development through a series of upgraded services and organizational restructuring, aiming to become a key player in local economic growth [1][2] Group 2 - Shanghai Bank has established a special credit quota of 300 billion yuan to support national strategies such as the Yangtze River Delta integration and key regional developments, providing customized financing solutions for major infrastructure and new urbanization projects [1] - The bank has launched 12 initiatives to strengthen its service capabilities, including optimizing its organizational structure with 16 district-level branches directly managed by the head office [1] - In the area of people's livelihood, Shanghai Bank is expanding services in elderly care and healthcare, promoting green finance products, and innovating inclusive credit products to better meet the funding needs of small and medium-sized enterprises [1][2] Group 3 - The bank has opened a fast-track approval "green channel" for major projects, supporting over 180 significant projects with funding exceeding 23 billion yuan from January to November 2025 [2] - Shanghai Bank has positioned itself to focus on the Yangtze River Delta integration strategy, establishing a dedicated committee to enhance financial services in the region, with over 27 billion yuan allocated to major projects in the area during the same period [2] - The bank's president emphasized the ongoing focus on serving major regional projects, key sector transformations, and social development to contribute to high-quality growth in the Yangtze River Delta [2]
农业银行洛阳分行:数字赋能普惠金融 资金流平台为小微企业注入“活水”
Xin Lang Cai Jing· 2025-12-11 04:16
"原来以为没有抵押物,贷款肯定困难重重。没想到农业银行通过资金流平台分析我们企业的账户往来 数据,很快就审批通过了十几万元的信用贷款,实实在在解了我们的燃眉之急!"活动现场,一位获得 贷款支持的企业负责人感慨道。这番称赞,正是农行借助全国性资金流信用信息共享平台,有效破解中 小微企业融资难题的一个生动缩影。 为贯彻落实人民银行关于推广全国中小微企业资金流信用信息共享平台的部署,农业银行洛阳分行快速 响应、积极行动,着力推动该平台与全行信贷业务的深度融合。通过数字化手段,银行得以精准洞察企 业经营状况与信用水平,从而针对性破解小微客户长期存在的"缺抵押、缺担保"核心痛点。据统计,截 至今年11月末,该行已通过该平台查询企业资金流信息报告253笔,并依托平台提供的关键数据支撑, 成功为98家企业提供信贷支持,审批贷款总额超过7.6亿元。 本次系列宣讲活动,进一步提升了平台在县域小微经济体中的知晓度与使用意愿。许多企业主表示,平 台为企业提供了展示自身经营实力的信用"画像",有助于拓宽融资渠道、降低融资门槛。农业银行洛阳 分行相关负责人表示,将持续推进平台推广与融资服务相结合,引导更多中小微企业善用平台资源,增 强 ...
传艺传心传薪火 见人见物见生活 渤海银行金融守护非遗传承焕新生
Zhong Jin Zai Xian· 2025-06-16 07:02
作为我国最年轻的全国性股份制商业银行,渤海银行股份有限公司(以下简称"渤海银行")成立20周年之 际,在全国多地开展形式多样的活动,将非物质文化遗产保护工作与金融知识普及相结合,不仅是积极 贯彻落实习近平总书记关于非物质文化遗产保护工作重要指示精神的具体实践,也是对"非遗正青春"这 一活动主题的最好诠释。 非遗传承 融入金融知与行 近日,中国钱币博物馆迎来了一群小小游客。在渤海银行"普及金融知识钱博行"亲子钱币文化体验活动 中,家长与孩子们在馆内工作人员的精彩讲解下,沿着中国货币通史陈列的时间线索,通过实物、图 片、影像了解了历代货币2900多件,见证了"钱的前世";在介绍"钱的今生"时,渤海银行北京分行工作 人员则结合第五套人民币防伪特点,向在场人员普及了通常采用的"一看、二摸、三听、四测"人民币真 伪辨别方法。 6月14日是我国第20个的"文化和自然遗产日",文化和旅游部以"融入现代生活——非遗正青春"为主题 组织开展非遗宣传展示活动,聚焦青年传承人培养、非遗融入现代生活、科技赋能非遗保护等内容,展 现非遗传承实践活力,弘扬非遗时代价值,营造全社会共同参与非遗保护传承的浓厚氛围。 馆内,古老的货币金融历史 ...