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锚定地方发展主力军 上海银行3000亿信贷额度激活区域经济新动能
Zhong Jin Zai Xian· 2025-12-29 07:59
时值上海银行成立三十周年之际,该行围绕服务国家战略与区域发展,推出升级服务区域经济发展12条 举措,并完成上海地区组织架构调整优化,以16家区级支行直属总行管理的全新布局,进一步强化区域 服务能力,全力争当地方经济发展"主角"。 据了解,上海银行已设立3000亿元专项信贷额度,重点支持长三角一体化等国家战略及上海五个新城等 区域发展重点,为重大基础设施、新型城镇化等项目提供定制化融资方案与专属金融服务。产业端深化 产融结合,创新科创、跨境等金融产品,加大对三大先导产业及"专精特新"企业的扶持力度,提供全生 命周期金融服务与多元增值撮合服务。 在重大项目攻坚上,该行开通加急审批"绿色通道",以"投行思维"提供全生命周期资金支持,2025年1- 11月已落地市、区两级重大项目超180个,投放金额超230亿元,从张江科学城"科学之门"到东方枢纽上 海东站,多个标志性项目的落地均有其金融支撑。 针对长三角一体化战略,上海银行明确"扎根上海、精耕细作,立足长三角、做深做透"定位,成立长三 角一体化业务推进委员会,打造金融服务"包邮区"。2025年1-11月,该行在长三角地区重大项目投放金 额超270亿元,先后支持虹桥机 ...
兴业银行西安分行科技创新型企业“兴融荟”融资对接会顺利举行
Sou Hu Cai Jing· 2025-09-04 05:43
Core Viewpoint - The event "Technology Finance • Walking with Xing" organized by Industrial Bank Xi'an Branch aims to address the financing challenges faced by technology innovation enterprises by building an efficient collaboration bridge between banks and enterprises [1][3]. Group 1: Event Overview - The event was co-hosted by Industrial Bank Xi'an Branch and the Shaanxi Provincial Technology Resource Coordination Center, focusing on creating a financial service ecosystem for technology innovation enterprises [1][3]. - The initiative aims to inject financial momentum into the development of technology innovation enterprises and enhance the construction of the technology financial ecosystem [1][3]. Group 2: Financial Services Offered - Industrial Bank Xi'an Branch provides tailored financial service solutions for technology innovation enterprises, including specialized financial products covering credit and equity financing to address financing pain points [3][4]. - The bank also interprets private banking and trust products to meet the wealth management needs of high-net-worth individuals in technology innovation enterprises, facilitating the synergy between enterprise development and wealth growth [3][4]. Group 3: Legal and Tax Advisory - The professional team from Shaanxi Jiaxuan Law Firm shared insights on legal risks and tax optimization for technology innovation enterprises, covering key legal points in intellectual property protection and equity structure design [3][4]. - The discussion included practical strategies for tax planning to help enterprises navigate compliance and ensure stable growth [3][4]. Group 4: Project Roadshow and Networking - During the project roadshow, representatives from technology innovation enterprises presented their project backgrounds, core technological advantages, market application prospects, and financing plans, attracting the attention of investment institutions [4]. - The event facilitated direct communication among enterprises, banks, investment institutions, and law firms, focusing on business models and financing challenges, leading to preliminary agreements on customized financing solutions [4]. Group 5: Future Directions - Industrial Bank Xi'an Branch plans to continue integrating "policy, capital, industry, talent, and innovation" to deepen technology financial service models and promote a virtuous cycle among technology, industry, and finance [4]. - The bank aims to track enterprise needs continuously and iterate financial products and services to support the development of technology innovation enterprises and contribute to the high-quality development of technology finance in Shaanxi [4].
银行业多点发力 精准提供金融服务
Jin Rong Shi Bao· 2025-07-31 02:33
Group 1: Economic Strategy and Banking Support - The Central Political Bureau meeting emphasized the need for banking institutions to enhance financial support for domestic demand and foreign trade, focusing on small and micro enterprises, private enterprises, and rural markets [1] - Banks are encouraged to provide diversified and precise financial services to help businesses alleviate difficulties and stimulate market vitality [1] Group 2: Consumer Demand and Financial Innovation - Agricultural Bank of China has implemented a "one-stop" online consumption service that combines government subsidies and credit card installment discounts to enhance consumer experience [2] - The "old-for-new" consumption policy has driven sales of 2.9 trillion yuan, benefiting approximately 400 million people, indicating a significant release of domestic demand potential [3] Group 3: Support for Emerging Industries - The Central Political Bureau highlighted the importance of technological innovation in fostering new competitive industries, requiring banks to innovate financial services tailored to tech enterprises [4] - Customized credit solutions are necessary to lower financing barriers for tech companies, with a focus on providing comprehensive financial products throughout different stages of their development [4] Group 4: Foreign Trade Resilience - Despite a complex external environment, China's foreign trade showed resilience with a total import and export value of 21.79 trillion yuan in the first half of the year, a 2.9% increase year-on-year [6] - The government aims to expand high-level opening up and stabilize the foreign trade and foreign investment landscape, promoting quality trade development and enhancing international cooperation [6][7] Group 5: Cross-Border Financial Services - The restructuring of the global economic landscape presents both challenges and opportunities for China's foreign trade, necessitating enhanced trade finance support and the exploration of new international markets [7] - Customized guarantee services have been provided to companies like Yantai Jereh Petroleum Service Group to support their overseas projects, demonstrating the growing demand for cross-border financial services [7]