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AI+金融,如何跨越大模型和场景鸿沟?
Sou Hu Cai Jing· 2025-08-01 02:40
文|光锥智能 当AI大模型已开始走向千行百业之时,备受看好的金融行业,却似乎陷入了落地瓶颈。 打开手机银行想查下贷款额度,对着屏幕说了半天,AI客服却只回复 "请点击首页贷款按钮"; 客户经理想用大模型生成一份客户资产配置方案,结果推荐的产品与客户风险等级完全不符; 风控团队测试的AI模型,在审批中小企业贷款时频频给出"幻觉答案"...... 这些看似荒诞的场景,却是当前AI落地金融行业时的真实困境。 当金融机构满怀期待地将AI请进门,却发现它既读不懂复杂的信贷政策,算不清理财产品的费率结构,更搞不懂不同银行的"行话体系"。 通用大模型的"聪明",在严肃的金融场景里似乎失灵了,大模型与金融场景之间,也仿佛横亘着一道看不见的鸿沟。 "企业和产业需要的不是实验室的技术,而是真正能够解决真实问题的可信生产力。"蚂蚁数科CEO赵闻飙在2025WAIC智能体驱动产业变革论坛上如此说 道。 也正因此,面向AI大模型在具体行业中的落地,想要真正释放AI价值,关键就在于要从水平通用转向垂直专用,只有深度理解行业的大模型,才能懂行 话,做行活儿,创造真实的业务价值。 金融行业的AI落地,更是如此。 因此,构建专业的金融大模型是 ...
1亿港币开局,蚂蚁数科牵手香港理大,要在香港做什么?
Sou Hu Cai Jing· 2025-07-30 22:08
更有甚者,实验室还设立了教育基金平台,吸引更多企业和人才的参与。通过举办国际技术研讨会、创新 大赛等活动,力图将这个实验室建设成为世界一流的学术品牌。可以看出,蚂蚁数科来到香港,不仅仅是 为了技术研发,更是要培养一代又一代的数字经济人才,打造创新、创业的生态氛围。1亿港元,或许只 是它投入的开始,若效果显著,追加投资自然不是难事。 香港,作为全球最重要的金融中心之一,正在悄然转型成为全球数字资产的中心。正是在这一转型过程 中,像蚂蚁数科这样的科技企业,正成为香港未来腾飞的关键变量。城市的魅力,并不来源于它本身能创 造出多少技术,而是它能吸引哪些领先的企业,引入哪些顶尖的技术和经验。与本地高校的深度合作,不 仅能够促进人才培养,还能构建起从技术研发到产业应用、从创新到生态孵化的完整链条。 在如今这个日新月异、风云变幻的科技时代,许多人或许还在为自己明日的饭碗忧虑,但有些聪明的眼睛 早已洞察到数字经济未来的波澜壮阔,精准地投身到这股浪潮中。以蚂蚁数科与香港理工大学的合作为 例,我们就能窥见未来的端倪。这一切的缘起,是7月29日蚂蚁数科和香港理工大学签署的战略合作协 议,正式宣布投入1亿港元,共同打造"AIWeb3 ...
抢滩中东市场 蚂蚁数科宣布企业级AI产品全线出海
Huan Qiu Wang· 2025-05-14 04:16
Core Viewpoint - Ant Group's international business head, Chen Yishi, announced at the Dubai Fintech Summit 2025 that Ant Group's enterprise-level AI products are fully launching overseas, marking the first time the company showcases its complete AI product matrix in international markets [1][3] Group 1: AI Product Expansion - Ant Group is focusing on enterprise-level AI services, differentiating itself from other Chinese tech companies that primarily target consumer-facing sectors like gaming and entertainment [3] - Key AI products being promoted in overseas markets include the intelligent agent development platform Agentar, multi-end development product mPaaS, and security technology product ZOLOZ [3] - The company aims to collaborate closely with global partners to create a richer array of products and solutions, enhancing enterprise-level AI services that are safe, reliable, and trustworthy [3] Group 2: Global Strategy and Partnerships - Ant Group has been accelerating its globalization strategy, with its overseas headquarters established in Hong Kong as of April this year [3] - The company has partnered with over 300 collaborators, serving more than 13,000 enterprise clients across 24 countries and regions, including Asia, the Middle East, Africa, and Europe [3] - In addition to AI products, Ant Group is exploring the web3 sector, recently launching a high-performance, trusted blockchain platform called Jovay in Dubai, aimed at facilitating rapid and reliable transactions for Real World Assets (RWA) [3]
蚂蚁数科发布智能体开发平台Agentar 提供零代码开发能力
Huan Qiu Wang· 2025-04-29 08:35
Core Insights - Ant Group's Ant Financial Technology has launched the Agentar platform, a comprehensive intelligent agent development tool aimed at financial institutions, facilitating the creation of autonomous and reliable financial applications, thereby transforming AI from a mere auxiliary tool to a productivity engine [1][3] Group 1: Platform Features - The Agentar platform addresses challenges in the financial sector, such as high training costs for large models, data sensitivity, and limited sample sizes, by providing a validated intelligent agent technology service system [3][4] - It incorporates a trusted intelligent agent technology foundation that ensures reliable reasoning, knowledge, interaction, and evaluation, enhancing the credibility and optimization of intelligent agents [3][4] - The platform features full-process data governance, accumulating high-quality financial data across various dimensions, and simulating expert-level reasoning paths to improve decision-making reliability [4] Group 2: Development Capabilities - Agentar offers zero-code and low-code development options, significantly lowering the barriers for building intelligent agents, and includes a "plug-and-play" component library for non-technical users [4] - The platform is currently in internal testing for the first financial MCP service square in China, which integrates over a hundred core financial services and high-quality information sources [4] Group 3: Market Position and Future Outlook - Ant Financial Technology is focusing on enterprise-level large model services, with the CEO emphasizing the explosive growth of intelligent agent applications in enhancing productivity and value creation [5] - The company previously launched the EnergyTS model, which accurately predicts renewable energy outputs, outperforming major competitors like Amazon and Google [5]
蚂蚁数科CEO赵闻飙:To B智能体应用正进入爆发期
news flash· 2025-04-29 08:09
Core Insights - Ant Group's subsidiary, Ant Financial Technology, launched the Agentar intelligent agent development platform during the Digital China Construction Summit, aimed at providing full-stack development tools for financial institutions [1] - The CEO of Ant Financial Technology, Zhao Wenbiao, stated that the application of intelligent agents in the B2B sector is entering an explosive growth phase, with these agents set to enhance productivity and create value directly in operational processes [1] Company Summary - Ant Financial Technology introduced a new platform, Agentar, designed to assist financial institutions in efficiently developing intelligent agent applications [1] - The platform represents a strategic move to capitalize on the growing demand for intelligent automation in the financial sector [1] Industry Summary - The B2B intelligent agent application market is experiencing significant growth, indicating a shift towards automation and efficiency in financial services [1] - The development of intelligent agents is expected to play a crucial role in enhancing operational efficiency and value creation within financial institutions [1]