Core Insights - The integration of finance and technology is reshaping the industry landscape, driven by the rapid development of digital economy and financial technology in China [1][2] - The "2025 China Financial Technology Competitiveness Report" highlights the competitive landscape of digital finance, showcasing the exemplary case of Xiaoheng Data's self-developed large language model "Heng Jiyuan" [1][4] Industry Trends - The financial sector is undergoing a transformation due to advancements in artificial intelligence, big data, cloud computing, and blockchain, which are significantly altering production and lifestyle [2][3] - In 2023, global financial industry investments in AI accounted for 28% of total AI spending, with 92% of the top 50 banks deploying large language models [2] - The penetration rate of AI in the financial sector reached 35%, surpassing that of healthcare (15%) and retail (20%) [2] Company Developments - Xiaoheng Data's "Heng Jiyuan" model was launched on November 7, 2023, aiming to lead financial transformation through technological innovation [3] - The model addresses challenges in traditional financial services, such as inefficiency, high costs, and risk identification, by leveraging deep learning and knowledge reasoning capabilities [5] - Xiaoheng Data has developed six intelligent applications based on "Heng Jiyuan," enhancing efficiency and quality in financial services while reducing operational costs [5][6] Security and Governance - The conference emphasized the importance of security governance alongside the reshaping of the financial landscape, highlighting the need for a sustainable digital finance ecosystem [7] - Xiaoheng Data prioritizes financial security and compliance in its technological innovations, ensuring data safety and algorithm fairness [8][9] Recognition and Impact - The inclusion of "Heng Jiyuan" in the authoritative report signifies Xiaoheng Data's efforts in safe and compliant applications of large models, setting a positive industry example [9] - The model has garnered multiple awards, reflecting its innovative capabilities and social responsibility [9]

Group 1 - The event "AI+ Innovation Cooperation Meeting" was held in Nanning, Guangxi, focusing on AI collaboration between Beijing and Guangxi [1][5] - Chen Gang, Secretary of the Guangxi Zhuang Autonomous Region, emphasized the importance of AI capability construction and encouraged enterprises to participate in the China-ASEAN AI Innovation Cooperation Center [3][6] - Zhongguancun KJ has actively engaged in Guangxi's "AI+" initiatives, conducting industry research and launching various AI model projects tailored to local industries [2][4] Group 2 - Zhongguancun KJ is recognized as the only company leveraging domain-specific models to be listed in the "2024 Hurun China AI Companies Top 50" [4] - The company employs a "platform + application + service" strategy to accelerate the implementation of vertical AI models across various sectors [4] - Notable collaborations include the development of the "Lingzhu" platform for the engineering sector and the "Baihe" model for the shipbuilding industry, showcasing comprehensive AI solutions [4]

监管动态 央行副行长邹澜：更有针对性地拓宽民营企业多元化融资渠道 4月28日，国新办举行新闻发布会，中国人民银行副行长邹澜表示，下一步，人民银行将主要在以下几 个方面，继续做好民营企业金融服务工作：一是持续加大金融资源要素投入。持续抓好金融支持民营经 济"25条"举措落实，逐步提升民营企业贷款占比。用好科技创新和技术改造再贷款等结构性货币政策工 具，聚焦科技、绿色低碳、促进消费等领域，加大对民营企业金融支持力度。督促金融机构不盲目抽 贷、断贷、压贷，积极满足民营外贸企业合理的资金需求。二是更有针对性地拓宽民营企业多元化融资 渠道。发挥民营企业债券融资支持工具的作用，扩大民营企业债券融资规模。推广"两新"债务融资工 具，支持民营企业等主体发债融资。完善跨境投融资便利化政策，提高民营企业利用外资的效率。三是 更大力度推动完善民营企业融资配套机制。全面推广全国中小微企业资金流信用信息共享平台运用，研 究建立民营中小企业增信制度，破解民营中小企业信用不足、信息不对称等融资制约。 【Fintech周报旨在整合本周最重要的金融科技行业的监管政策、行业动态。】 国家能源局：鼓励开发更多符合能源领域民营企业特点的专项信贷产品 ...