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上海闵行积极推动“三农”保险创新,助力乡村振兴
转自:新华财经 开出上海首张"农村集体资产租金损失保险"保单、试点水稻气象指数保险和温室大棚气象指数保险、台 风期间率先完成蔬菜和大棚理赔案件……近年来,农业保险已成为助力上海市闵行区"三农"高质量发展 的关键一环,快速理赔和精准投保的背后,是闵行区财政部门、区农业农村部门、区气象部门、保险机 构和农户之间的多方配合和探索。 保险创新,为农村集体资产"租金收益"托底 2024年,上海市印发《关于进一步促进新型农村集体经济高质量发展的若干措施》,明确提出鼓励保险 机构拓展农业农村保险范围,为集体物业资产租金损失等提供保险。而在农村集体经济资产收益和体量 位居上海郊区"龙头"地位的闵行,通过租赁经营实现资产保值增值已成为发展壮大集体经济的重要途 径。 如何让农村集体经济组织的经营性资产如何更好地实现资产保值增值?闵行区颛桥镇作出了尝试:继完 成上海首家农村集体未见证资产确权补证后,今年11月,该镇开出了上海首张"农村集体资产租金损失 保险"保单。该保单投保人为颛桥镇村镇投资发展有限公司,也是农村集体资产所有人,投保的资产位 于春都路。 开单之前,围绕农村集体资产清理盘活、保值增值的需求,颛桥镇主动与区农业农村委、 ...
台风无情 金融有爱
Jin Rong Shi Bao· 2025-08-08 07:59
Core Viewpoint - Typhoon "Mojia" has caused significant damage in Hainan Province, prompting a swift response from the financial sector to support disaster recovery and reconstruction efforts [1][2]. Financial Support Measures - The People's Bank of China Hainan Branch issued guidelines with 10 measures to support post-disaster reconstruction, including a special fund of 3 billion yuan for financing support [1]. - Hainan's financial institutions have established a special credit quota of nearly 50 billion yuan to meet the reconstruction needs of infrastructure closely related to people's livelihoods [2]. - A total of 2.26 million households received credit support amounting to 64.4 billion yuan, with 56.2 billion yuan in loans disbursed since the disaster [2]. Emergency Loans and Assistance - The National Development Bank Hainan Branch expedited the approval of emergency loans, providing 238 million yuan to key companies [2]. - Hainan Rural Commercial Bank issued 30 million yuan in emergency loans to a food company affected by the typhoon, facilitating its recovery [3]. - Hainan Bank provided 600,000 yuan to a farming company for purchasing seedlings and repairing agricultural facilities [3]. Insurance Sector Response - Insurance companies in Hainan have processed 90,300 claims related to Typhoon "Mojia," with total payouts and pre-payouts reaching 3.34 billion yuan [4]. - The China Property Insurance Company Hainan Branch quickly organized claims for agricultural index insurance, pre-paying 92,200 yuan for rice index insurance [4]. Humanitarian Efforts - The financial sector has also engaged in humanitarian efforts, such as organizing blood donation drives and providing essential supplies to disaster relief workers [5]. - Various banks have offered free charging services and set up rest areas for affected residents [5]. Recovery Progress - The financial support has contributed to the recovery of the affected areas, with visible signs of revitalization in agriculture and production activities [5].