汽车消费金融业务

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货币市场日报:6月17日
Xin Hua Cai Jing· 2025-06-17 12:45
Group 1 - The People's Bank of China conducted a 197.3 billion yuan 7-day reverse repurchase operation, maintaining the operation rate at 1.40% [1] - On the same day, 198.6 billion yuan of 7-day reverse repos and 182 billion yuan of 1-year MLF matured, resulting in a net withdrawal of 183.3 billion yuan from the open market [1] - The Shanghai Interbank Offered Rate (Shibor) showed a narrow fluctuation, with overnight Shibor down by 1.90 basis points to 1.3690%, and 7-day Shibor down by 0.20 basis points to 1.5080% [1][2] Group 2 - In the interbank pledged repo market, DR001 remained below 1.4%, with a weighted average rate of 1.371% after a decrease of 2.0 basis points, and a transaction volume increase of 51.7 billion yuan [6] - The weighted average rates for DR007 and R007 also decreased, reporting 1.5227% and 1.5525% respectively, with transaction volumes increasing by 24.2 billion yuan and 172.2 billion yuan [6] - The overall funding environment was balanced and slightly loose, with overnight rates fluctuating between 1.50% and 1.55% [10] Group 3 - As of June 17, 157 interbank certificates of deposit were issued, with a total issuance amount of 310.63 billion yuan [11] - The trading sentiment in the primary market for certificates of deposit was strong, with significant declines in secondary market yields [11] - The balance of both domestic and foreign currency loans in Shanghai reached 12.73 trillion yuan at the end of May, showing a year-on-year growth of 8.6% [13]
规范汽车消费金融业务,河南多家银行发布声明
news flash· 2025-06-17 10:47
Group 1 - The core viewpoint of the article is the regulation of auto consumer finance business by several banks in Henan, aiming to control financing costs and eliminate high commission issues [1] - Everbright Bank's Zhengzhou branch has announced measures to standardize loan product pricing and strictly control financing costs for car buyers [1] - Other banks in the Henan region, including Agricultural Bank of Henan, Bank of Communications Henan branch, CITIC Bank Zhengzhou branch, and Zhongyuan Bank, have issued similar statements regarding the regulation of auto finance [1] Group 2 - The measures include regulating commission payment behaviors to prevent dealers from using high commissions to manipulate car sales prices and mislead consumers regarding their loan intentions and terms [1] - The initiative aims to address the issue of dealers inducing consumers to repay loans early or distorting their genuine loan needs [1]