近日，中国人民银行山东省分行公布了2025年二季度小微企业信贷政策导向评估结果，济南工行再次获 评"优秀"，这是该行连续六个季度获此殊荣，也是可比同业中唯一一家连续六个季度稳居优秀档的金融 机构。作为深耕普惠金融领域的重要实践者，济南工行始终以政策为引领，持续加大普惠信贷供给，数 据显示，截至目前，该行已累计为1.7万户小微市场主体提供信贷服务，以实际行动助力实体经济稳健 发展。 图为济南工 行槐荫支行客户经理走访某汽车服务公司 创新产品 打造特色服务样板 济南工行聚焦小微客户多元需求，以产品创新激活普惠服务动能。加强与工信、发改等部门对接，针对 辖内龙头企业、产业园区、产业集群，依托供应链和特色场景更好满足产品需求。 优化机制，筑牢普惠服务根基 济南工行将普惠金融作为践行金融工作政治性、人民性的重要抓手，着力构建长效发展机制。 该行党委定期专题研究普惠金融发展情况，统一发展思路、压实各级责任，以高位推动保障服务质效。 通过保持KPI考核权重、用好总省行活动权益等举措，激发全员参与热情。同时推动业务下沉，下放审 批权限、组织网点客户经理岗前认证，确保普惠服务直达基层，让小微客户就近享受高效金融支持。 精准对接 ...

Core Insights - The Jinan branch of Industrial and Commercial Bank of China (ICBC) is actively implementing the "Industrial Strong City" strategy, focusing on 13 landmark industrial chains and 34 key industrial chains to enhance the city's industrial upgrade and support high-quality development of the real economy [1][2] Group 1: Financial Product Innovation - ICBC Jinan has developed a series of financing products called "Quancheng Industry Loan" tailored for four key industrial clusters, including aerospace information, artificial intelligence, robotics, and new energy equipment [1] - The "Quancheng Industry Loan" series includes specific products such as "Quancheng Tianyi Loan" for aerospace information, "Quancheng AI Loan" for artificial intelligence, "Quancheng Neng e Loan" for new energy equipment, and "Quancheng RT Loan" for robotics, with a maximum pure credit limit of 10 million yuan [1] Group 2: Industry Support and Service Mechanism - ICBC Jinan has established a leadership service group to focus on the "13+34" industrial chains, facilitating a multi-level service mechanism to clear business obstacles and create green channels for financial services [2] - Recently, ICBC Jinan successfully disbursed a loan of 2 million yuan to a small and micro enterprise in the new energy equipment industry, marking the first implementation of the "Quancheng Neng e Loan" [2] - The bank has provided over 16 billion yuan in funding support to nearly 15,000 small and micro enterprises this year, demonstrating its commitment to supporting the development of small businesses [2]