Core Insights - The Zhejiang Maritime Financial Service Platform, the first of its kind in the country, was launched on June 17 in Hangzhou, facilitating maritime financing and enhancing credit assessment for shipping companies [1][3] - As of now, 13 vessels and 11 shipping companies have utilized the platform, resulting in a total credit amount exceeding 500 million yuan and a guarantee debt amount of 335 million yuan, showing significant growth compared to the same period last year [1] Group 1 - The platform was developed by the Zhejiang Maritime Bureau and aims to integrate safety inspection data, accident information, and technical status of vessels to create a maritime credit data system for shipping companies [1][3] - Financial institutions can access comprehensive maritime information, including mortgage status and historical violations, once authorized by the shipping companies, making vessels more visible and manageable as assets [1] Group 2 - The platform has enabled banks to provide better financing terms, as demonstrated by a loan of 7.99 million yuan offered to Zhejiang Jiade Ship Management Co., which included a 50 basis points reduction in interest rates due to the platform's data support [2] - The platform has significantly reduced the approval time for loans from weeks to days by eliminating complex manual assessments, thus improving efficiency in the registration of mortgage rights for vessels [3] Group 3 - Future plans for the platform include optimizing its functionalities and gradually expanding its services to more financial institutions and shipping companies, contributing to the high-quality development of maritime finance in Zhejiang [3]

Core Viewpoint - The Zhejiang Maritime Financial Service Platform has significantly improved the efficiency of ship mortgage registration in Zhoushan, completing 10 registrations with a total guarantee amount of 233 million yuan since its launch on June 17, 2023, ranking first in the province [1][18]. Group 1: Service Efficiency Improvements - The platform has implemented three innovative measures to enhance service efficiency, including "Express Mode," which reduces average processing time to within one working day through mechanisms like acceptance with deficiencies and green channels [4]. - Since June 20, the platform has completed mortgage registration for 10 ships, involving a total financing amount exceeding 200 million yuan and a financial credit limit exceeding 400 million yuan [5]. - The "One Ship, Multiple Certificates at Once" initiative allows for simultaneous processing of multiple procedures, increasing operational efficiency by 90% for enterprises [6]. Group 2: Financial Support for Transformation - The mortgage business for the "Minsheng ***" ship provided 7.99 million yuan in general mortgage loan support, specifically aimed at upgrading the company from traditional tugboats to research vessels [9]. - The Zhoushan Rural Commercial Bank's Water Product City branch utilized maritime information data from the platform to implement tailored financial solutions, offering a combination of "ship modification project loans + working capital loans" and a 50 basis points interest rate reduction [9][11]. Group 3: Data Sharing and Collaboration - The platform resolves the issue of obtaining authoritative data required for bank risk control and significantly enhances the quality and efficiency of services for small and micro enterprises through online collaboration [11]. - The Zhoushan Maritime Bureau has coordinated with the Zhoushan Rural Commercial Bank to develop the platform, focusing on maritime financial model construction and data interface development [16]. Group 4: Performance Metrics - In 2023, Zhoushan has completed 210 ship mortgage registrations with a total debt amount of 6.536 billion yuan, leading the Zhejiang Maritime Bureau in both registration numbers and financial credit limits [18]. - The Zhoushan Rural Commercial Bank has served 202 financial credit clients, accounting for 88.6% of the province, with a total credit amount of 6.502 billion yuan, representing 89.18% of the province's total [18].