Core Viewpoint - The article highlights the transition from wooden to steel fishing boats in Liaoning Province, driven by safety concerns and financial support from the Bank of China, which aims to enhance the livelihoods of fishermen and modernize the fishing industry [1][2]. Group 1: Industry Overview - As of the end of 2024, wooden fishing boats account for 71.4% of the total in Liaoning Province, posing significant safety risks due to their inherent limitations in stability and durability [1]. - The "wood to steel" policy is being actively promoted by the provincial agricultural department to modernize the fishing fleet and improve safety [1]. Group 2: Financial Support and Services - The Bank of China Liaoning Branch has tailored financial service plans to support the modernization of fishing boats, engaging with local fishermen and shipyards to provide necessary funding [1][2]. - The bank has increased its credit support, with a current loan balance of 160 million yuan for a local shipbuilding company, making it a leader in the industry [2]. Group 3: Specific Case Studies - A fisherman in Suizhong County faced a funding gap of 2 million yuan for a new steel boat but was able to secure a loan through the "Marine Fishery Catch Loan" program [3][4]. - Since the launch of the loan program in June 2024, the Bank of China has disbursed nearly 100 million yuan to 75 fishermen across five cities, facilitating the purchase and upgrade of fishing vessels [4]. Group 4: Economic Impact - Fishermen have reported significant income increases after switching to steel boats, with one fisherman noting daily earnings of nearly 30,000 yuan from his two steel vessels [5]. - The bank is also fostering cross-industry collaborations to connect fishermen with local restaurants and food service businesses, thereby enhancing market access and income stability for fishermen [5].

Group 1: Agricultural Financing - The China Bank Qinhuangdao Branch has provided nearly 70 million yuan in funding support to over 120 agricultural entities during the spring plowing season, facilitating grain planting and agricultural supply [1] - The "Ginger Loan" product has been launched, with over 7 million yuan disbursed to more than 30 ginger farmers in the Funing District, enhancing the financial capacity of the ginger industry [2] - The bank's "Agricultural Machinery Loan" has enabled farmers to secure necessary funds for machinery maintenance and agricultural inputs, improving operational efficiency [1][2] Group 2: Livestock and Aquaculture Financing - The bank has introduced a "Company + Farmer" supply chain financing model, providing unsecured credit loans to livestock farmers, with over 20 million yuan allocated to more than 200 poultry farmers [2] - The "Marine Fishery Catch Loan" has been successfully implemented, assisting fishermen like Gan Huihai in upgrading their vessels, with 20,000 yuan loans disbursed within a day [3] - Financial support from the China Bank Qinhuangdao Branch is significantly contributing to the modernization and scaling of livestock and aquaculture operations in the region [3]